My current ROR on my 401k is -12.97% 🙃🙃. I know rates are pretty bad now, but is this lower than y'all? And any advice on how I can learn about investing wisely for my 401k?

Best robo advisors and why?

Is there some type of document I can sign to protect myself and my assets when buying a new property?

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Any thoughts about investing in RE in Prosper? Is Proper really supposed to be the next Frisco?

Is it true that Recruiters and ECDs don’t consider creatives with Healthcare / Pharma experience when they apply for Consumer jobs? I have lots of Consumer experience (in my country) and I’m currently working in Pharma (in NYC), cause you know... I need to pay my bills. I’d like to go back to Consumer. I’d really appreciate your objective feedback.

Looking for advice for investing in these two options. Say I have $100k by October saved up
1) Put 10k into iBonds and $90k as downpyament and closing costs for a property (I’ll need to put in 20%, already talked to several mortgage agents)
2) Put $0 in ibonds and put all the $100k in the home investing (given it’s a little more of an expensive property, given some other factors - location, size, etc)

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Let’s talk finances. How are you all paying for this? Loans, I assume, but any strategies?
In early 2021, better to try to max out retirement accounts to maximize financial aid or to just start saving?
200k is so much.

Pros and cons of purchasing a house that had foundation issues but was repaired and have a lifetime foundation warranty now ?

I have a lot of exposure to big tech and sp500 across my brokerage account and retirement accounts. I recently opened a Roth IRA and have 6k in it to invest. I know the default strategy is to invest in a fund that tracks sp500 but I do that everywhere else regularly. Is there anything else like VYM you recommend? I’m targeting dividend growth ones since it’s a Roth IRA ..

Has anyone used Gideon Strategic Partner for investing? What was your experience?

Best way to develop your leadership skills for the healthcare field? Or books/resources you would recommend?

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

So if I short a position in my rollover Ira- and buy different stocks. I won’t pay taxes on it?

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

How safe is storing crypto on blockfi to earn interest? Seeing recommendations to store crypto offline for safety. Hence trying to gauge if it’s worth the interest on blockfi.

Has anyone used SoFi to pay down credit card debt? I am drowning in interest every month with my BofA card and getting nowhere fast. Would love any advice re: SoFi or paying off credit card debt in general. Thank you!

Anyone ditched agency life to go client side? If so, how do you like it?

Hpe Hr releases an offer letter with joining after 2months. Should I wait or back out? What if they withdraw?

Hello Folks,

I am looking for my first switch

YOE- 2.6
TECH- ServiceNow developer
Current CTC- 6.6 lpa

I have one offer of 11 lpa.
Could you please help me how much I can more expect?

TIA

I find the trauma challenges on tiktok unsettling

Looking to fully refresh my ski equipment (skis/bindings, boots, etc). Midwest places are starting to close up (wtf I know!). Anyone have recommendations on solid ski shops? Prefer Denver/Colorado Springs Metros but open to all.

How to transfer PF amount from HCL Trust PF to non trust PF account?
HCL Technologies

I have my first round interview (phone case) with McKinsey tomorrow. Any tips on what to expect with the phone case? Will there be an introduction (elevator pitch + why McKinsey?) or will they jump straight into the case? It’s only 30 mins.

Thoughts on recording meetings. In Texas and have ADHD. I’ve been recording internal meetings for the past couple of weeks and my work product has improved exponentially. I’m able to go back and listen to the directions over again. In law school I had a note that gave me permission to do this. Is this taboo in a firm?

Being full time HCL employee.. for client I am an contract person. Also client is not giving development work due to budget thing.Contract is like for 2-3 months whenever client have workload they hire a person else no.Is it safe been in HCL for such a post?

Joined before 1 month..have an opportunity to go with Mindtree as a developer
Please suggest

Year and a half out of the AF. What do you guys think the chances of getting pulled back in if things kick off in NK?

Please help me with 11likes! 🙃

Need guidance. I'm at a small industry org that hired consultants for a project but they weren't able to do a few things since they don't know code/Apex. How big of a learning curve is SF + Apex?

Hello, in my previous organisation I worked in development domain (Oracle IAM Tool and Java)and my post was software Engineer, i joined Wipro as project Engineer in April 2022 and was assigned non technical project as an analyst.

I fought my way hard to get released from the project. However my designation is changed as Analyst. Should I ask for change in designation as I know that analyst is non-technical profile? Would my designation impact my future role as well?

When will the Hike letters be out ?

Pretty new here! Great news ..JOB offer …however the company is lowballing salary ..I informed recruiter Amount was not acceptable …sent off the salary requirement letter …. Nail biting ..Why waste my time again …she didn’t know the budget… so we proceeded forward, her reply ..advised me to talk w hiring team but in final interview there was no opportunity to speak abt salary w hiring team ….Have to say I enjoy the posts & it’s a decent networking site!!

Has anyone heard anything about Up or Out? Got an invite a couple of times, but trying to figure out if this is a scam or something.

Which firm hires the dumbest people?

What's your morning schedule like? Mine 1) wake up 2) curse and cry looking at myself in the br mirror 3) dress nicely to make myself feel better and 4) coffee up and head to office.

Anyone find it difficult to balance family/friends when you get a chance to squeeze in a weekend at home? I feel like I'm losing touch with a lot of my friends, but still...family first, right?

At what age did you become 100% financially independent? I.e. not a single thing paid for by parents including things like staying under their insurance

Does anyone have any insights on the Certificate Investment Performance Measurement (CIPM)?

Did Blackstone halt recruitment and hiring? I know most firms have for now.

Have ou ever interacted with anyone in the C-suite at your firm?? What was it like?

Is retail quant trading on a massive rise?

Working at a private equity firm as an associate/analyst is similar to that of investment banking.

Suggestions for good coffee in midtown? I don't care for the ambience, don't care if there's a little wait time. Just looking for good coffee. My current favorites are Cafe Grumpy and Blue Bottle.

I got a new job a month ago in FP&A and my work ethic and motivation has drastically decreased. Has anyone experienced this? How do I go back to the same work ethic from back when I was in IB?

Google keyboard for iPhones is pretty cool, but mega annoying in the wrong hands.

Moving to Boston, anyone got any experience there?

But seriously, who are these people with titles but no companies?

I received a take home case study for a strategic finance position. They gave me historical statements for the last 3 years (quarterly) and asked for insights/observations and opportunities/trends. What should I be observing here? I’m used to just modeling exams but I’m not sure how to proceed here. They didn’t give industry but this looks like retail store financials when they are a software company....

When traveling does anyone else struggle to get motivated to use the gym and eat healthy? How do you over come this?

Hi guys, I am working as an Investment Analyst for a boutique asset management firm in Toronto, Canada (4bn AUM) making 70k annually. I am 5 months into this role. Credentials: 6 months of prior experience in this industry at a small startup + 2 years of work exp in retail banking, CFA L2 candidate, part time masters of finance student, bachelors from outside of Canada. I want to find out if I’m being paid fairly or I should aim higher. I don’t know my bonus yet (discussion in Dec)

Anyone have a Branch referral code? I’m starting a new role in PE and wondering if this is decent chair out there besides the usual HM, Steelcase and Autonomous