My employers health insurance benefits are crazy expensive. What can I do for health and dental if I don’t take it from my employer?

like
Posting as :
works at
You are currently posting as works at

I’d say marry a dentist or physician. And based on who you chose, date the other on the side. Covers both bases.

funnysmarthelpful

I wish it was that easy lol.

Contact the market place see what is in your area the number is 855-355-5777 you can shop for health plans

like

It's just as expensive, if not more expensive, to purchase it on the open market. It's crazy how much they are allowed to charge.

like

How expensive is expensive?

Go on the healthcare market place it takes some of your tax credit. More cheaper i swear. That’s what i do

I was let go from my employer and the Cobra insurance was $2000 a month for my husband and I with a $1500 deductible. That doesn't make a lick of sense. Marketplace offered $1200 a month and the plan doesn't use any of our doctors and doesn't cover my husband's medications. Those premiums are more than my mortgage which I will struggle to pay on unemployment, along with my $300 electric bill in the Arizona summers. We will have to pay cash with our doctors and arrange a payment plan. Not sure what else we can do.

I got mine through the market place. Its still kinda expensive though. And def not the best insurance.

You can ask providers if they take cash for uninsured patients. Sometimes the cash value is less than what you’d pay with insurance.

Related Posts

I want to invest in new clothes but also don't feel the best about the shape I'm in. Do you use investing in new stuff as motivation to workout? Kind of want to wait until I have more confidence, but maybe the clothes make the man?

like

How do people commute out here? I have over an hour commute by public transport and I don’t get how people do this because I am exhausted

like

Anyone gets migraine as soon as you start to work?

like
like

Hello All. I have 3 years of experience in java, My current CTC is 7.2 LPA. I got offer from @IBM 14.3 Fixed + 1 L Joning Bonus, @Synchrony 14.7 Fixed + 1.3 Benefits + 2 L Joning Bonus, @Azentio Technologies/ Candella labs 17 LPA Fixed. Can you please suggest.

like

How much do you pay for Equinox per month and what is your corporate discount?

like

If I use my Deloitte 500 well being subsidy first month into the new year and then quit, do I have to repay it?

like

Need advice. 44 single female with 250k cash in bank, 140k in 401k, 15k in CD with 2.25% interest and 200k home mortgage. My taxable income is 230k with bonus. Have opened a trading account in (contd

like

Hey former grad students, how long did it take for you to mentally recover?

like

Typically around what month did everyone get their 3D ultrasound?

like

Stressing about my gestational diabetes test Tuesday. I have a lot of risk factors and have been feeling horrible lately after feeling not so bad for the last 2 months :/

like

Hello Fishes, there are few questions hitting to my mind about PWC AC, can you please help me clear this.

1. Benefits included and when does my eligibility start at PWC

2. Other perks(telecommuting perks and stock options) at PWC

3. vacation time and sick leave at PWC

4. Bonus compensation (Yearly / Mid year Bonus, Joining Bonus)

Thanks!!

like

Can I add my two wheeler bike for fuel reimbursement in HCL ,Bike is registered in Telangana state and my work location is Noida and I am wfh in UP?

First consultation with fertility doctor tomorrow! Any specific questions you wish you had asked the first time? Hoping he says we can start IUI fairly soon. Have been trying the old fashioned way for a year without luck and heart broken.

like

How many rounds of egg retrieval did you go through to get a good embryo? I just had 4 sent to genetics and none of them were genetically normal. I had no problem getting pregnant with my first, conceived him naturally in two tries. I just had a myomectomy on Weds and got the genetics report on Fri so I’m a little on the struggle bus rn. I’m 39 and am worried I’m doomed.

like

Feeling a bit down after a negative pregnancy test today - we’ve officially passed the six month mark of TTC. I’m 33, progesterone, prolactin, and thyroid all look normal but my cycles suck. They will regularly stretch into the 40 - 50 day range but OB seems really unconcerned. I keep getting the “it’s totally normal to take this long” 😕 I’m scared we’ll waste a year just to find out there is a problem.

like

Keepin’ going: What are your go tos for when you hit that wall during the day and just want to crash and sleep? (Shorter winter days did not help!)

likehelpful

Just discovered some Westin properties have workout rooms - exercise equipment in the hotel rooms! No excuse to not workout with a treadmill in my room this week 😉🏃🏾‍♀️

likehelpfulupliftingsmart

CBD users here? Does it work for crazy anxiety?

like

How do people stay focused and engaged at work when dealing with TTC struggles? It’s weighing on me emotionally and the work doesn’t stop. I find myself getting super annoyed and resentful towards work stress bc I’m dealing with health stuff also.

like

More Posts

In TCS, for onboarding they provided contact person email addresses. But non of them do reply. What is reason ? How would I handle this?

Thanks in advance

like

This shouldn't even be a question. A contagious man should not be allowed anywhere near the POTUS candidate.

Meanwhile, Twitter blocked the traitor's account for revealing the personal info/email of a columnist. Next, he may very well reveal the nuclear codes in all this newfound rage he's got going.

Post Photo
likefunny

MNC Companies that hire candidates without much / with Easy DS/Algo ?

Many might not (including me) be very good at DS/Algo but strong in domain knowledge, design patterns etc.

Thoughtworks is one such company two don't focus extremely on DS/Algo.

Just asking ?

like

A guy I work with would ask me to go to his hotel room when we’re on a out of town client, and another guy would send me inappropriate snapchats. I drank with my manager and almost reported them.

At what time, pregnancy should be disclosed to manager. Is there going to be any issue from management and manager side?

like

Recently completed my MPA and work for a state economic development agency as an analyst. I applied for a public sector consultant position within Baker Tilly; can anyone provide any insight on the job specification, salary, etc?

like

Coforge or IRIS for same package and same profile?

like

I’m currently at a non-profit that works with federal agency clients on human capital projects (basically federal consulting). After not receiving an expected promotion, I began applying for jobs & was connected with a Partner at Guidehouse. We had a great convo about my skills/interests & their work, and I’m currently having convos with some directors about potentially joining their teams. How should I approach those convos to close the deal? I’d appreciate any advice about the company, pay…

like

Hi Fishes,
Few Queries:
1. What's could be the CTC for 601 level employee in JP Morgan India?
Tech stack: Mainframe
2. Will the JP Morgan revise the offer letter if we have a better one ?

like

So I've tested positive for Omichron. Anybody fancy a smooch?

like

Publicis Sapient
Is firing still going on in PS?
How safe is it to be on bench in PS now?
Please do let me know

like

If anyone is interested in joining the Houston Rodeo Wine Garden committee, shoot me a DM. Tons of fun, good way to meet some people, and a great cause!

like

Is Oliver Wyman hiring at the consultant level for the life sciences practice?

like

Would you go on a family vacation if you had a major deadline coming up under the assumption you would still be trying to work most days?

like

I am a young and a woman of color. I am an incoming associate at an established firm in a relatively small city (~80k population). I like the firm very much. I am, however, the only woman of color at my firm. I grew up on the nearby reservation. I have recently been vocal about a local business changing its name. The name venerates an individual who massacred native people. It made the news. Am I ruffling too many feathers? Should I be less vocal now that I will be a lawyer? I feel uncomfortable

like

It’s administrative professionals day today… what’s everyone doing for their paralegals, staff, etc?

like

Anyone get a VAT tax refund from shopping in Europe? Want to pick up a few handbags but not sure where to get the tax refund form.

like

Google opening 1B campus in New York City. More Tech Opportunities for NYC folks

like

What are the best consulting companies in the US focused on Sustainability, either Strategy or Ops?

likefunny

Are there firms that you’d consider “top tier” as far as data science roles go, much like MBB in strategy consulting, BB in banking, etc.?

like

Additional Posts in Healthcare

Just a question for those here. What does anyone see as a job outlook for a pharmacy technician that has 15 years of experience and is studying for the CPhT? I would like to return to 100% remote work and, understandably, most job postings that are about my caliber are requiring the cert. I am thinking of possibly pivoting into an IT job that would be fully remote later on down the road, but I’m interested in seeing what is possible now (and an average pay) for someone with my experience.

like

Rural area. Too short staffed. Please anybody come. 😢

like

I have a few questions can someone recommend an attorney that specializes in employment law?

like

Any feedback regarding HUMA?

like

I have applied to a big pharmaceutical company for about 2 weeks and I have heard no word back on an interview or not. Should I call them?

like

How much do Nursing Assistants make in Michigan? Metro Detroit more specifically?

like

Currently working as an LPC-R in Virginia and am quickly burning out with my current employer. Does anyone have any ideas of what a resident therapist can do ASIDE from traditional clinical counseling? I’m testing for licensure in a few months and have been looking for opportunities such as teaching, training, or other positions in which I’d be working directly with people in some capacity.

like

MDs - do you insist that nurses / staff / patients refer to your title as Dr. so and so; or do you allow people to address you by your first name?

like

Anyone know how to get into kpmg as an associate healthcare consultant? Don’t really see any open positions right now.

like

I am looking to break our of a bedside role into a remote nursing/Healthcare related role in the DC/MD/VA area. Most job opportunities I see are for case management and utilization review but I don't have any experience. Does anyone have any advice or job leads?

like

What kind of dietary resources do you point your patients do when discussing nutritional changes to your patients for their annual exams?

like

I've been following the Supreme Court mess all weekend, and it makes me not want to live in the US anymore. I was raised in a very conservative household and, as a mom, the idea of avoidable abortions makes me incredibly sad. But at the same time, how can people not recognize that eliminating legal abortions is just going to increase maternal mortality rates???

like

What’s Centene’s reputation to the outside world? You can be honest. I understand the overall distain for health insurance companies in general. I’ve been experiencing a lot of internal conflict after surviving 2 acquisitions in 4 years, most recently by Centene. All it took was 1 Google search to make me start questioning everything.

like

Any nurses making 90k and above? What is your position?

like

Any info on Lifeline Ambulance in Commerce, CA? Would love any insight!

like