{ "media_type": "text", "post_content": "My former company is being acquired and is making me rollover my Roth 401K to my new company’s 401K or to an IRA. Any advice?", "post_id": "5fc3a9b8511077001a51aea3", "reply_count": 9, "vote_count": 1, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter" }

My former company is being acquired and is making me rollover my Roth 401K to my new company’s 401K or to an IRA. Any advice?

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How are the new company’s fund options? If the options aren’t good/expenses are high, rollover to the IRA

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From an initial look, options are pretty limited, unfortunately!

I’d lean towards rolling it over into an IRA. You tend to have greater investment options in the IRA, and, all other things being equal, lower expenses with an IRA than a 401(k), which will have plan administration fees.

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FWIW — I’m in NYC and make ~160K.

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