My house mortgage is 550k at 3.5% for 30yrs. I am 7 yrs in and have been paying down the principal. Now have 23yrs left at that rate and only have 160$ left on my mortgage principal. Should I stay the track or refinance for a lower rate?

How’s everyone’s turnip prices looking today? Any villages I can visit? 😇

Also, let me know what I should give you in exchange

Is 27k rent for stayabode colive 1BHK good in Bangalore?

Do they negotiate? Can you get it for just 1 month?

General thoughts on crypto? Bull/bear?

Has anyone faced or heard about offer revoking in fidelity due to background verification? Looks like it has strict BV, is it so?

Any cryptos you are tracking that I can buy?

Do you keep 3 months or 6 months expenses in your HYSA? Do you keep a different amount based on a one or two income house?

Amex has resumed its referral program. If anyone want to get a card with NIL fee for Year1, please dm, I'll share the link.

I’m heavily in stocks & re-reviewed my portfolio. My financial advisor takes 1.1% . Thinking of switching to .3% managed fee for vanguard index (bonds), especially while mkt is down. Thoughts?

Anyone in here ever build a house? If so, how did you save and how much do you typically need?

Someone pls educate me on 401ks! If I earn 80k and my employer does a dollar for dollar match up to 3% of my contribution and then 50 cents on the dollar match for the next 2% I contribute, would the breakdown look like this:

3% employee contribution: 2400
2% employee contribution: 1600
First 3% employee match at 100%: 2400
Second 2% employee match at 50%: 800

Or is it based on the 19,500 401k max amount?

I am retiring from real estate! It's been 40 long years of working in this field and I'm so grateful for everything I've learned. To the young and rising realtors out there: It's definitely worth it, don't give up and eventually things will get better. If you have any questions feel free to ask them!

Is there any way to get a Singapore (+65) SIM card and phone number outside of SG?

Looking for recommendations on books for personal finance and investing?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

How do you do your retirement savings calculations? Online calculator? Your own excel spreadsheet? Any caveats you plug into the model? Hoping to improve mine, TIA!

Approx 290k savings, 5500 Roth IRA, 43k ETFs, a few thousand in stock, 230k 401k. I want to invest my savings but really am a novice investor but rather be a do it yourself one to avoid management

How long did it take until your first settlement? What was the final amount?

As a junior, a lot of peers from my generation immediately got internships at top agencies, while I had to start at a very small and un-creative agency.

At the time, it felt very frustrating, like I was running behind. But in hindsight, it was a blessing in disguise. I got a lot of responsibility very fast and I could develop my skills gradually, without being burned. I’m sure this first job helped me enormously later on in my career.

How did you start out?

Does SAP hires for only Java /spring boot / RESTful Api developers ?

Hi Fishes,

I have been working as a Data Engineer for almost 4 years now, I have a exp of 2 and half years in Google search onsite project as ETL developer with Python,SQL and internal ETL tools, I have relevant hands on on various python libraries like Numpy Pandas etc.,Currently I am serving notice period and getting package of 7.39LPA +80K bonus, Can someone please suggest better opportunities for me where I can apply with this skill set

Referrals will be appreciated 👍

Any project for technical analyst ( msbi, ssis, power Bi) ?

Doesn’t look like Trump is losing

Anybody in VMWARE Tech Sales

I've been following Coforge LinkedIn page, and I have decent offer from them. In one call HR said we will be moving towards 5 days work from Office, to which I said I don't mind. Now that aside, their LinkedIn posts everyone at VP SVP levels are joining.. seems like they are growing very fast, as hiring at such high Positions happens only that time.

Question is - whenever I compare Coforge with any other people say avoid Coforge.. Why????

Does Globant terminates the employment of certain trainees after their probation(3 Months) based on their performance in the training period? Some of the fresher trainees were laid off this morning without giving a notice or reason.

We were told that the probation period is a training period & not an elimination one. It was shocking as a few of those trainees were actually good.

I have heard a lot of layoff news for Biotech companies lately, has anyone been affected or have any insights?

Anyone in Baltimore?

Anyone at FireEye willing to chat about the company and opportunities? Looking to make a jump (experience with Strategy/Transformation, IR, Sec Ops).

Air pollution is so low now that my wife is able to see her mistakes.

Now beat that.....😂😂😂

Advice needed please 🙏🏻 for datings apps: when should one reveal that one has a kid?? I’m 38F with a 5 year old and I get the impression men run miles from me

Thoughts on Kristen Cavallo coming back?

Anyone know the current starting salary of an MD in audit in the Bay Area in the B4?

How do EY ppl buy Bitcoin or crypto? What platform? And is it even allowed due to independence???

Do I need to max out my 401(k) before doing mega backdoor Roth after tax contributions? Or can I pause 401(k) and max MBR to get money into my Roth IRA asap?

Looking at my 401k account (standard 2055 target retirement fund) and realizing that international funds have dragged down my rate of return compared to the S&P 500. Should I switch to all domestic?

Do you keep 3 months or 6 months expenses in your HYSA? Do you keep a different amount based on a one or two income house?

I’m heavily in stocks & re-reviewed my portfolio. My financial advisor takes 1.1% . Thinking of switching to .3% managed fee for vanguard index (bonds), especially while mkt is down. Thoughts?

Anyone in here ever build a house? If so, how did you save and how much do you typically need?

Someone pls educate me on 401ks! If I earn 80k and my employer does a dollar for dollar match up to 3% of my contribution and then 50 cents on the dollar match for the next 2% I contribute, would the breakdown look like this:

3% employee contribution: 2400
2% employee contribution: 1600
First 3% employee match at 100%: 2400
Second 2% employee match at 50%: 800

Or is it based on the 19,500 401k max amount?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.