{ "media_type": "text", "post_content": "My last SO broke up with me 6 months ago because we were both having financial troubles. Now I got an 820 credit score and zero credit card debt. Sometimes you have to let go of what’s no longer serving you to make room for the good things in life.", "post_id": "61f344d665f94f0033e8b35d", "reply_count": 20, "vote_count": 17, "bowl_id": "5e8656b80bdab1002a7355dc", "bowl_name": "Confession ", "feed_type": "bowl" }

My last SO broke up with me 6 months ago because we were both having financial troubles. Now I got an 820 credit score and zero credit card debt. Sometimes you have to let go of what’s no longer serving you to make room for the good things in life.

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For everything else’s there’s master card

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You right, you right. I rounded 1 point.

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likeuplifting

Good for you OP!

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Proud of you OP still working on mine but you’re a good inspiration to hit

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Damn what can I do to get over 800? I’ve paid in full every month, 4 accounts, never missed a payment, utilization always <10%, 3 checks in the last year, and have been doing this the last 4.5 years. Sitting around ~740

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This score is 15 years in the making. Pay in full each month, keep a low utilization, never miss a payment, no inquiries

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Ok and what’s your real (non FICO) credit score

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820? Yeah that’s a lie

I have had 770 and my student loans wont let me get higher. My little brother has no debt except car payment and his is in 800s

Soooo drop the tutorial on raising your credit score please

Honestly, I was just terrible at managing my money. I was spending it without paying attention. So I canceled everything that was unnecessary and made a budget. Eliminated every payment that I didn’t need. A lot of the money I was spending was for my SO, so just being single and focusing on myself, eating healthy groceries instead of takeout, and finding cheaper hobbies (like free).

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