My money does jiggle jiggle, I'm broke

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Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

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Anyone have a recommended tax person in Chicago?

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Am I eligible for VBP if update exit tool in August 3rd week?

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Hi all! We bootstrapped through development and market product fit, and it’s time to bring on investors. We have meetings with great VCs lined up - do you have any recommendations or examples of great pitch decks? Thank you!! And wish us luck 🤞

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Anyone know safe/reliable way to buy Bitcoin or equivalent in London? I am new to the game but tying to explore options.

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Does it make to invest in MFs that have higher ER compared to ETFs? Trying understand what would be the rationale for not having an actively managed fund and rely on just passive index tracking funds?

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hi how much is the max LTA exemption? i have declared for 52k this year.

401k or Roth ira which is better

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I get irrationally happy when my credit score goes up. Still shooting for 800!

likefunny

How much do you save / invest each month?

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As a single person in the city, how much do you spend a month (ex rent, taxes, and paycheck deductions)? I would like to benchmark and if necessary recalibrate my spending.

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How much do you consider “a lot” to save/invest each month? Trying to tighten my budget to focus on investing most of my income each month. Obviously, it’s all relative. Just curious what others strive for.

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I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

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What's a good % of your gross income to be spending on housing? Does it differ if you're paying the mortgage vs renting?

Anybody have a mortgage provider they like?

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Anyone invested in RDD?

Hi, anyone with experience in buying real estate India? Need urgent help please

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Have you made your first million?

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Anyone invest in RE via a partnership (LLC w/a few shareholders)? Did the person that put it all together receive any type of comp (eg larger ownership stake)?

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Anyone stake crypto here 🙋

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Is there anyone hiring for Information Technology, Analytical or Finance Roles? I was laid off in April no luck on any application as of yet. I am seeking a career change.

Hi I am Shubhangi Maheshwari, recently completed my PGDM in marketing from ITM business school in August 2020. I got the campus placement with Savic technology pvt Ltd as a Business development executive role, so I worked thier for 3 months but due Covid Situation I lost my job and I am a fresher, so I am looking for the opportunity in Marketing sector and looking for the organization that allows me to showcase my skills and help me to grow and advancing my skills.

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Looking to get in to Cyber Security sales. What are some of the good companies to work for? I’ve come to realize that I am not super technical, but I do like to sell, and have great communication skills. Having worked for big 4 in cyber for 5 years has taught me a lot, and would like to take risk getting into sales, and hopefully make a good return. Please help. Thank you!

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Hello folks,

What should be the salary expectation for someone with these details
Yoe: 6 yrs
Skills: Machine Learning
Currently getting 5.2 lpa at TCS

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F

(p.s. I’d still give my left arm to join Bain as I feel under valued and underpaid 🥸)

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Thinking about joining Deloitte. Anyone work for Deloitte and have your own business/side hustle? If so, how do you manage that? I hear some things are approved and others are not. Curious to understand how they micromanage your personal time and things you may want to do, like write a self help book or something ;as an example).

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What are the best companies with good culture in sales department?

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Any places hiring SR AD / ACD?

Hi all, how are the growth prospects in Goldman Sachs for data governance? What salary should I expect after 6 years of experience. My current CTC is 16.5.

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Looking to move to Buckhead. Currently eyeing The Bryant and The Residence. Any recommended spots in the area under $2K?

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Anybody looking to give a referral?

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Do you need cpa for Deloitte manager promo in M&A? Will MBA suffice?

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Any recommendations on dessert recipes for a small crowd? I need to bring a few desserts to a rehearsal dinner this weekend.

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I really like this look and thinking about buying but talk me out of it. Feel like IWC has so many different watches, there’s a surplus in store, it’s bronze not gold, and may not hold its value like Rolexes do. What do you think? Is it worth it.

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Anyone here got new car and regret it?

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I’m about to sign my offer letter with a startup. Does anyone know any startup layers that can do a Pro Bono and look over my offer letter. I’m illiterate when it comes down to legal term sheets/offer letters. Really appreciate it!!

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Hey sharks.. Can you share your job switching process. I'm not getting calls, my target companies are big 4s, startups and product based companies. Can we directly ping Talent acquisition or HR on LinkedIn if we have/don't have job id

likeuplifting

Does anyone have SEP IRA? Investment advisor recommended for my LLC. he said it can be an account I contribute to that would lower my total EOY earnings for taxes

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Any 🐠 from AlixPartners open to a conversation about the firm culture? Looking at a Director - Enterprise Improvement role.

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Is it ok to ask for a hike if I feel I'm underpaid?
Provided I have not completed 1 year of service after last hike and im in the current organization from last 1.5yrs.

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Additional Posts in Personal Investment Chatter

If I buy shares in Company A and it acquires Company B and takes the name of Company B, are my shares considered part of Company B now? Worried because Company A has been trading much better than B.

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Do u guys follow the 50/30/20 rule?

Still in b-school; going back to Strategy& after graduation as an SA. Should I refinance federal student loans after starting work? What sort of interest rate should I expect with a ~800 FICO? Cont’d

i have no debt, match my company’s 401k, maxed roth IRA, have 6 months expenses in HYS account, and have been buying stocks on my own for the rest. Anything else i should consider before the stage of buying stocks/funds on my own? Don’t plan on making out 401k just yet because I need some income in ~10 years to help my parents retire.

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Looking to open a new checking account. Any pointers on good offers? Happy to@combine with high yield savings account if better/need be.

Currently investing 10% into Roth 401k and around 3.5k/year into Hsa. I'm putting around 300/week into individual stocks (around 20% return atm). Should I continue or max out 401k?

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Best banks to get a mortgage for a first time home buyer?

likefunny

What’s the best price to get in Tesla? $280-$300 or still expensive?

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Is it worth it to buy a condo or continue renting and save for the next 2 years to buy a townhome/single family house? I’ve noticed condo prices don’t increase by much so not sure if the interest is worth the small gain in equity.

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What are people’s thoughts on the crypto.com app and their currency CRO? The debit cards they released come with honestly some great benefits (free Spotify/netflix subscription, 10%+ on staking, free airport lounge access) as long as you’re willing to stake a certain amount for 180 days.

Would love to hear from anyone who has contemplated and either decided for or against! Also which card level did you jump in at if you did?

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Delta is killing meee!!! 😂😂

likefunny

Has anyone in the US tried to refinance a mortgage with a lender in Europe? Wondering if it’s possible to capitalize on negative interest rates.

likeupliftingfunny

My brother started his own small business and I run the accounting with small equity ownership. Consistently put in 5-20 hours a week on top of my normal job for 3 years. Secured investor fundraising and now finally getting paid a salary of 15k a year on top of my current job. Equity distributions once profitable. 2nd income stream secured. Yesssssss

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How do Point of Sale companies (buy now pay later) offer 0% APR make money with customers who don't end up paying any interest due to having on-time payments.

When you add your mortgage to your personal capital app, your total net worth straight to negative (but has equity build up)... how can we fix that

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Anyone using Personal Capital management services? Created a new account on personal account and had a call with their Fiduciary consultant, they charge .89%

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I've been looking at so many lenders and so many numbers for my home purchase loan and now I'm thoroughly confused. They are all a little different here and there but not enough to make the decision

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How much was your first ever bonus from work and how did you spend it? ☺️

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Has anyone used Redfin Cash offer? Is it worth it or I should try to use broker to get more bucks?

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Can I contribute to my 2022 IRA now? Or do I have to wait until 1/1?

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