My net worth has increased from $0 to $557k in 4.5 years. This year, I saved & invested $130k. $58k of the $557k is an inheritance, but the rest is self-earned. Ask me anything.

Traditional 401k or Roth 401k. I currently have a Roth IRA as well.

Anyone have any area recommendations for buying a house in Houston but have regular commutes downtown? 300k max but would like a house (not a townhome/apartment).

What do y’all do about underestimated RSU withholdings? First time vesting and have a $20k tax bill despite a very reasonable estimation for withholdings. Was shocked. 😶

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

Interested in others opinions.

Early 40s. No debt. Currently have ~50yrs worth of [annual expenses+15%] between savings, investments and 401k (not including future social security). Current savings ~1.5yrs [expenses+15%], 401k ~12yrs [expenses+15%], and investments ~37yrs [expenses+15%]

At what point would early retirement be a serious consideration for you, given no interest in increasing expenses (other than inflation) or any other substantial changes, with satisfaction in life outside work?

Hey guys, any advice on whether I should buy a house that had foundation repairs in Frisco? I’ve heard due to the soil lots of houses have foundation issues in the area. But a little nervous as a first time home buyer. Any thoughts? Will it make rentals and reselling very difficult?

If an oil company wants to buy your house, there is oil underneath

To all BigLaw people: How much money would someone have to offer you as a lump sum, so you quit your BigLaw job tomorrow.

In other words, how much F*** You money does is take?

a) $1 million,
b) $5 million,
c) $10 million,
d) $15 million
e) more?

What’s better, restricted stock grants or stock options?

Anyone who recently left Deloitte USI - after how much time did you get the FnF??

I posted a trade on ual yesterday and then sp went up a bit. I wonder if this is why. Maybe someone bet a deal on bonds would fall through for united while the market rallied in hopes of a deal?

If I sell a covered call deep ITM for a premium of $100 and buy a call of the same stock deep OTM for $10. Can I make a confident $90 profit consistently cycling through this method? What is the risk? Also I enough enough cash to buy 100 shares as well

Could we see some income and budget breakdowns? 🥰 I love to see how people spend and save.

Looking at refinancing current apartment but plan to move in two years. Would reduce monthly payment ~$400, but remaining balance in two years would be ~$10k higher in two years than current plan with closing costs rolled into new mortgage. Should I do it?

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

I have my coins in Celsius and Blockfi both. Initially I was going to keep them like this with the thought process in case one of the one of them goes down/bankrupt I won’t lose all of my holdings. But given that Celsius pays weekly and Blockfi monthly, I think in the long run celsius would yeild far more than blockfi.

Anyone done this analysis from investment returns and also risk/safety perspective?

hello can i check which companies in Singapore sponsor employment pass? undergrad in local uni trying to clear the tuition grant bond :(( any referral would be greatly appreciated.

Edit: Im from a accounting/finance background and looking for finance related roles in Big4/MNCs

If my parents gift me more then 15k, is there a form I need to file? I know they will need to file 709, assuming the gift is >30k. Do I need to file for receiving 30k?

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

i wanted to create a little alcohol shelf that has whiskey, tequila, gin, and vodka. What types of additional ingredients should i buy for the shelf? Aside from drinking glasses I was thinking Bitters, shaker, sour mix, vermouth....etc any other suggestions?

Is the iPhone 12 worth upgrading from the iPhone 11?

I am in a tech IC position. One of friends switched to FAANG by converting the profile to consultant profile. The friend who might have less tech knowledge than me is now in FAANG and earning more. If the end goal would be that the friend might one day be a product manager and me an engineering manager taking instructions from the same friend, isn't consultant profile an easier path to growth. I had been practising DSA for years and the competition is only ever growing.

Christmas gift idea for a 5/6 year old boy? I'm googling stuff and it all seems to be articles that are Ads. Really need some input here, as I only stare at excel sheets 24/7. 😂 TIA

Has anyone ever gotten fired for up and leaving work (when your work is done) at a reasonable time (6-7pm) when your teammates stay late every night and have no personal work cut off time?

I earn about £3500/month after taxes and pension, am I mad to be paying £1400/month on accommodation and bills?

Weighing up a top buy-side offer, but worried about perception on my overall tenure within roles.

May only be in this new ASC role for ~1y (personal circumstances). This would make 3 roles in ~3.5 years ( T2 consulting -> MBB -> buyside) out of undergrad. Long-term want to be entrepreneurial / do early-stage investing (Partner-track at a fund), have clear rationale for previous and future moves.

Is this an issue or am I overthinking? Thoughts?

Is it possible to be both lit and transactional?

Can anyone clarify what a managing associate is? Got an email from a managing associate from another firm but I’m not familiar with the term.

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Does IBM provide reimbursement for WFH setup ? I heard there will be 45k balance per employee where we can claim broadband and other expenses through bond portal. Can anyone throw some light on this if you have any idea ?

I love when a client sends you all their bank and credit card statements expecting you to do their P&L. 😡

Hi Everyone, I have joined IBM 2 weeks back and project is not assigned to me yet. Now the thing is IBM has my previous company as client, Now HR asking me to work over there for atleast 6months. But am not at all interested to go over there and work.

Can we reject this project and ask IBM HR to show me some other projects. TILL NOW NO OTHER PROJECT IS SHOWN TO ME

Even my people manager also wants to work me there but I told him not interested. Will it effect me in any way at IBM.


Thank you

Hi in process of buying a house. Trying to negotiate a buyer rebate with a realtor - we will be moving from outside of town so need full service, (video tours, actual advice etc) - do most realtors work with rebates? Is 0.5 or 1% good?

I really want to move out of my parents place for social reasons etc. I still hangout with friends a lot but it’s just a hassle having to drive a hour or so to kick it with them. So my dilemma is I enjoy saving $ on rent (yes I know can’t have both) but the main reason for me moving back home is so that I can save and buy a house. On the flip side with how expensive houses are right now it’s hard to even buy. I’m in CA btw SoCal. If anyone has any suggestion of places to live for a 26 YO TIA!