My new landlord is forcing me to get tenant insurance. Is this normal? How much would I expect to pay as a single living in a studio?

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New to NORTH America ?

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Nope. Been here all my life. Lived in 3-4 different condos and I’ve never been asked, or the landlord has covered it.

I pay about 25 dollars a month. Depends on the building and how much you want to insure/deductible. Also a single living in a studio

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Never had a landlord force it, but I have it. Decent size 1 bedroom downtown I’m paying $305/year with Sonnet.

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Get it. Let’s hope you never have to use one, but if you do have to - you will thank your landlord generously.

I am a landlord. Have tenants, and I make sure they get it. My property is insured anyways, the tenant’s one is really for the benefit of the family living in the property. Had a tenant who had hardships, discounted premium worth from the rent.

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It’s the proper and safe thing to do. Mine is $230 a year. Single living in 1 bedroom.

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Common. ~200/250 per year.

Lemonade is very easy

Try sonnet instead for Canada

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Thanks all. Is the insurance always a 1 year term? My lease is short term, would I be charged if I cancel after a few months?

yes you can cancel anytime pretty easily, but I would ask upfront just in case (I use sonnet which has pretty good customer service and its easy to change/cancel policy)

I had to show proof of tenant insurance in the 3 condos I lived in over the past 8 years

Sonnet is easy and all online. There are others too though. Lemonade is not in Canada sadly.

Duuo is online and month to month. Can also cancel anytume

I just tack it on to my economical car insurance - it’s an extra $16/month

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