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Take the money - as a desi kid I understand the hesitance not to but unless your parents are in financial distress you should take it. Itās for their own heath - itās not like they are buying you a car
Dollars so we donāt get a financial impact with the costs pertaining to bills, medications, doctor visits with no insurance and other stuff. I have kept denying taking the money since my wife are I are OK and maybe this is a financial impact that might hit us but not sink us. But my wife says to accept the money since its eating out of our savings of only few months of marriage. What would you do ? I feel guilty accepting compensation from folks who gave me a free ride through college...
Not tracking. How is their staying with you adding to your costs? Just extra electricity, water, and food? Are they not paying their own medical bills? Why would you be hit with the impact of their medical bills?
Definitely accept reimbursement for medical bills. Iād refuse for extra cost of hosting (electricity, groceries, etc).
Tough question because the answer is going to be āit depends on your financial situation and what the impact isā. The bigger question however is, why make the foolish decision of taking no insurance? This country is no India that you can manage medical bills if you are rich. Shouldāve educated your parents before they took the decision not to travel with insurance. Take a real look at those bills to ensure you can manage, specially because sometimes they kick in late. If it is eating into your emergency funds (6month survival $$), then borrow from parents instead of accepting it. You can always return the favor later in many forms. Hope they feel better soon.
Consult with an attorney who specializes in medical insurance ASAP. Does your firm have a legal plan you participate in? Sometimes a sternly worded letter from an attorney ahead of an appeal gets them to pay according to the policy.
Can you do a compromise? Accept the money but then propose a vacation/trip that you use the money for when they are well? More family time and everyone gets to save face.
Depends. Obviously ;)
For what itās worth; Iād pay for my parents and be glad to have the chance to. But if my new husband started funneling money out of joint savings to pay for his parents I would be a bit uncomfortable (again, all depends!)
I think your options are 1. Parents repay/pay 2. You pay/replenish joint savings ...