My spouse and I are filing taxes for the first time; I'm a US citizen earning $100k, he's a non-US resident who made $20k last year. We have no children, but I have $300k in student loans and am on the Income Based Repayment plan. I know if I file "married jointly" then the tax savings will outweigh the potential increase in IBR payments, but I also know that my husband will likely be earning much more over the next few years.

How often can I switch my filing status? Will IBR accept it?

I’m traveling to Europe in a few months. With the euro and dollar at equal value for the first time in 20 years - does it make sense to buy euros now and hold them?

If you get the free gold card through your AMEX platinum card do you get all the same points earning that comes with the normal gold card?

Well I guess my holdings are never going back up in value

Have about 5k to invest - should I do FXAIX or FSKAX?

Can someone explain to me why I should put money into an HSA before a standard brokerage if I want to retire at 50? Or why to max out an HSA in general?

Personal finance book recommendations?

Financial literate people of the bowl, in your opinion, what should be your net worth to buy a Rs 10 lakh car?

My 2022 w-2 has states tax paid in California. But I was living in Illinois. I have paid more taxes per my w2. Do I need to file state tax for both IL and CA?

Suggestions for a stock index fund to dump a chunk of cash into and hold minimum 2+ years, maybe longer term?

Opinions on buying into stock market right now?

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

Rental eviction moratoriums end in Jan 2021. Should I buy rental property now or wait? Budget: 120k

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Anyone invest in REITs? I’ve heard about them but I’m not quite sure what kind of returns I would get from the rental property. IE if I put in 20k what could I expect annually?

Best/cheapest car insurance in San Fransisco?

How much are people paying their nanny? I moved from Houston and prices are significantly higher here.

I was feeling happy thinking about the weekend ..
But just then got a notification about my portfolio 🔻
Now my sadness is as deep as my losses 😭

What does it even mean when an employer offers 3% match on 401k?? They contribute 3% of what I contribute or what I earn overall? And monthly or annually? Thanks, basic brain here.

I was offered a position at fidelity. Now when I trade on behalf of a client, will I get commissions for that trade?

What are the things to consider when buying a home for the first time? 🙏

Does EPAM ANYWHERE accepts counter offer.
YOE : 7.7Yrs , Tech Stack : JavaScript, React JS, Node JS.

I already have an offer for 26LPA (24Fixed+2Stocks),

Now EPAM ANYWHERE is offering me 26.4LPA full fixed + 75k Joining Bonus where the existing offer is not mentioned.

Will they accept Counter offer or when the DOJ is very close will they revise the package ? I am expecting a package between 29-32LPA.

Looking for advice on certifications, which is better to take 1st, CFE or CFCS or CAMS?

Anyone done a switch from salt to fed?

Hi what is the market value for overall 9yrs experienced qa with 4+ yrs of experience in Automation Testing?

I have an offer from Genpact for Manager 4c band for 18L Fixed + 180k variable: 19.80 Lpa
And another offer from PwC India for senior analyst tech consulting 16.7 L fixed + 167k variable + 1 L joining bonus : 19.37 LPA +including joining bonus). Which one should I go for considering Work quality, WLB and annual appraisals ?
Both are for NCR locations

Would you take a new job with a 50% pay raise if you’re uninterested in the clients you’d work with? Is the money > interests at that point?

Anyone in Boston? Trying to find friends that I can relate to more than just by age

Is it a good idea to restudy FAR with just rewriting Ninja cpa notes and becker mcq + mocks? Or should i reread becker book? SOS

which company is good to join Atos syntel or TCG digital?
If the CTC and designation is same.

We are buying a house and my knee jerk response was to look at a 30 year fixed mortgage (because that’s what I’ve always done). I realized last night that a 30 year mortgage might outlast me. Having a bit of an existential crisis now.

What's a good website to buy a used car? Edmunds is full of crappy chevys and mitsubishi.

Anyone know anything about Creative Circle?? Got an email looking to move forward for a Copywriter position. Any advice?? Salary estimate?

Thoughts on jos a bank?

Hello, can our friends and family from US visit us in summer? What are the new government guidelines?

I got an email about applying to be a summer instructor for Kode with Klossy. I'm looking to learn more about it from other teachers who have done it before?

Hi, I recently move apartments and companies and I’m wondering if I’ll have to notify my old company of the move for them to ship my W2 to the right place. They used adp and my current company does too. Any help is appreciated!

I had an in person interview on Friday morning and sent a thank you email eod Friday. Now I’m wishing I would have asked when to expect to hear back. It was a panel interview with a smaller municipality. How do people deal with the wait game, how long do I wait before reaching out? I felt very good about it but now each day that passes I feel less confident! Help!

Any open Tax Operations roles that have gone fully remote or 4 day work weeks?

Anyone done a switch from salt to fed?

So, the temp we hired for tax season, a senior, jumped ship, giving us an hours notice. I’m in industry, 3 in my tax team & our company is expanding big time. I get it that he was offered a full time position but it was a shock & we are having to realign expectations for tax season. My workload will now double. 🤦🏽‍♀️

Anyone work in IT Global Trade Advisory group? I'm 1.5 years in and considering an internal transfer from BTS Core and wondering if it's worth it. After talking to their SM, it seems like an interesting type of work with less hours and no busy seasons. Allegedly, it has nothing to do with taxes either.

What’s the average utilization of a senior associate in M&A tax at a Big 4?

Random question, does your firm use VPN, a remote desktop (like rdp or citrix), or something else to work remotely?

At what point does the pay scale level out between a JD and JD + LLM? Senior? Manager?

Any one from Eisner NY office?

How is tax financial services group? How busy do you guys get?

RSM Tax - has anyone received promotion announcement yet? I believe the partners were supposed to approve our promotions by May 28th. I wonder if anyone for the good news yet?

Should you always make a counter offer? Or just take it if it was what you wanted?

What’s a more merry time, the holidays or today?

What are people’s experiences or thoughts on a recently promoted manager in MTS making a move to industry, possibly one of the FAANG companies as a manager? Possible or a pipe dream?

Tax Specialty group manager 1 salary in the Charlotte, NC Big4 with CPA. Trying to get a ballpark estimate on what I can expect. Thanks.

Is it worth it to stay in public accounting until making manager before going to industry? Versus leaving as a senior associate? Personal experiences would be helpful.

Questions you asked or wish you asked a new employer before accepting a new role in industry?

Are you expected to eat PTO as a manager and above? I and a lot of my colleagues are maxed but we aren’t getting our PTO approved. I’m wondering if this is normal, at the manager level.

For people who plan to stay in public accounting and switched jobs, what make you do it? Thanks!

Best books to understand REITs?

I’m a tax senior 1 (will be a senior 2 in October) and just got an offer with a 26% raise at a large public company on their provision team. There’s also an aspect of FP&A and helping with transactions so not strictly tax. All seems super interesting and the team seems great. I really like my EY team and my counselor has talked to me about an early manager promo next year but have never intended to be a PA lifer. Any reason I shouldn’t take it?

If my parents gift me more then 15k, is there a form I need to file? I know they will need to file 709, assuming the gift is >30k. Do I need to file for receiving 30k?