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My wife is no longer contributing to her 401k as she had a baby last year and then went part time and then switch to contract work but will stop after December as she’s pregnant again. Question below

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What’s the best course of action? What should we do? Should we roll it into a traditional IRA or do a Roth IRA? Or a sep 401k?

I should add. She’s wanting to do some real estate house flipping with her mom as a side gig.

Roll over to tIRA to save on fees. If you roll to Roth, you pay tax on rollover.

Sep 401k has to have business income first.

What’s a TIRA?

Traditional IRA (as opposed to Roth)

Setup a solo 401k for her. Opens up a whole lot of options to invest in using that money including RE. Also read up on QRP on its.gov, check out Andersonbusinessadvisors.Com. They have a YouTube channel with a whole bunch of videos explaining the concepts, how to structure the account, how to invest, etc

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