{ "media_type": "text", "post_content": "Need $15k for a home improvement project- is it better to get a personal loan (~7% rate, 2 year repayment), or cash out some stocks (I have about $20k in stock)?", "post_id": "61117b17ae2f6b002002a9d9", "reply_count": 9, "vote_count": 1, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting", "feed_type": "crowd" }
null

Need $15k for a home improvement project- is it better to get a personal loan (~7% rate, 2 year repayment), or cash out some stocks (I have about $20k in stock)?

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Posting as :
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You are currently posting as works at

Can you wait until bonus time and not do either?

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No, contractor starts next week. Bonus won’t be until April.

I redid my closet with a company it was 11k and financed it over 1 year interest free. Look at companies like greensky who can finance this stuff with promotional rates

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Have you explored a heloc?

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Find something interest free. Like a credit card that is interest free

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Could explore a zero interest credit card (usually 1 year promotion)

smart

use m1finance to borrow against your equity

2% Apy

smart

Find credit card with 0 interest for a year or take out of stocks. I took out a personal loan to help pay for a garage I built and I wish I would of used my savings or found a credit card. Daily interest rates add up even for 7|8 percent.

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Just created a skymiles account in anticipation of my first travel project. Was I supposed to sign up with my work email? Or connect it to EY somehow?

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Have you had a project funded? What did you get? Share!

I am an associate attorney for a solo and the only one. We work with individual clients, not corporations. So I started to do intake and client consults and got 6 retainers in 6 weeks.
I am eligible for a bonus based on my billables, but I brought in about $10,000 for the firm just due to some sales skills I never knew I had lol. So I asked about fee splitting these sales and the boss said no, it will go to my billables and to a sizable bonus. Still, should I push for fee splitting or let it go?

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I'm an experienced Agricultural Drone Pilot who's had my own business in the industry and currently working as a mngr for a fast growing agricultural company over the last 2 yrs. I was the 3rd US employee hired. As the company has grown from a Mom/Pop to major contender in the industry I've seen positions created around me as I'm wrapping up the head of a major drone project & bought our 1st house. I was offered 70k elsewhere. What's the best time/way to ask for a raise with my current company?

I have a few up but nothing yet. Still waiting on items from my last funded project. I am grateful though.

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Well, there goes the Starwood-Marriott deal.

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