Need a suggestion about investing in a fund for baby.

Hi, I would like to create a fund (or some kind of investment that grows with the kid) for my little one as a birthday gift. Could you please share some ideas on what are the best investing options for kids. It can be for education or just having a financial security as baby grows.

Honestly we all know it's recession time.
But when is it going to get better?
People who have seen this before please advise.
I need a ray of hope. I'm tired of rejections and such strong competition.
I'm tired of upgrading myself constantly and just studying, I honestly want to relax and take a break.

Need some advice to manage this!

Is it worth it to be certified // do the CFP or CFA? Does anyone have advice?

Just bought a mint chocolate shake with Oreo chunks and took a leisurely drive into the sunset. I watched the birds flap and sway in the wind. I sunk into the poetry of the moment and let myself bask in the joy of the universe.

How is Q3 looking for everyone? Feeling 👍🏽 Feeling 👎🏽 or 😱

How’s Q4 going for everyone? I just took an edible and am drinking wine straight from the bottle.

Hello Fishes,
I need a suggestion.
I have 3.3 YoE in sap po with knowledge of sap abap.
I am interested to work in development for po and abap both. Now i am in po sustain team but in a good project.
Should I switch? Is there any future or opportunities as sap abap and po developer?

Can anyone provide referral for a Guidehouse UK role?

Which of these companies are good from long term perspective for WLB and job security? YOE - 10 years or more.


IBM
Accenture
HCL
Infosys
Capgemini
Cognizant
Tech Mahindra

TCS was my first company so I can't go there.

Any federal RPA UiPath certified individuals on the job market? Associate / Senior Associate level.

Any managers remember what your max AIP was listed on offer letter?

I know SS is 6% and SSS is 9%. Is M 12%?

I’ve taken Adderall for several years & it has helped a lot for my ADHD. However, recently I have been increasingly overwhelmed with balancing work, school, & home life. I am really struggling to manage my symptoms even while taking the maximum ER dosage. I recently started taking Strattera as well, but haven’t noticed much improvement. My doctor has suggested switching to Vyvanse instead. What are your thoughts on Vyvanse vs Adderall? Has anyone has had more success with it?

What is the max package offered for lead level role and my technology stack is oracle apps dba with 9yoe?

What do y’all think about makeup looks? I usually go for the no-makeup-makeup look. Kinda clean and professional. However, some girlfriends are really into getting lashes done and looking semi-glam.

What are the type of engagements in A&M transactions advisory? Are they mostly pre-sign, or there is some sign to close work as well?

Do people still say Big 5 Management Consultancy? Recruiter reached out and I feel like between this vagueness and grammar mistakes I’m not even going to acknowledge.

Hi Fishes,

I am looking for opportunities in CRM Product domain.
YOE: 6 Years

Any referrals would be appreciated.

Thanks in advance.

Give me a quick primer on these I-bonds.. I’m seeing them everywhere. Right now 9.6% interest, which would be locked in for a year, then it would float. You can’t seek until that year duration but anytime after that? $10k limit per person

Resources to learn how to invest? Looking for strategies to implement for ETF trading in my brokerage accounts - recently maxed out retirement accounts so trying to expand beyond the basic Vanguard & Target Date funds (e.g., sector trading)
Any advice/resources appeciated!

Anyone do Investing in emerging markets here? I've been burned by a few South American players, but things starting to look rosier for long term players in China

What would you do in this situation. We own a condo right now and we have the ability to overpay on our mortgage. We’re planning to sell and move into a much bigger place in 12-18 months. Does treating the current mortgage like a savings account (essentially “earning” 2.5% interest) by overpaying as much as we can make sense? Vs keeping money in Marcus or investing

Adding money monthly, in the long run, wealthfront or s&p 500 ETF?

My wife and I each have our 401ks through Vanguard. What fund should we allocate them to? And why? It seems like the wisdom is to just allocate 100% to the 50, 55 or 60 fund.

currently up 70% on chewy.... debating on whether to keep holding?
my initial thoughts are that corona will help with customer acquisition, but I'm not sure how sticky the pet care consumer is...

I live in a high col area where buying something worth living in would probably cost about 1.5M. We have a 5-6 year plan to save about 400k, but we may move to a lower col area or just not buy (cont)

Is becoming a CFP worth it? I’m considering going for it. I work at a family office and am already a CPA. Want to learn more about financial planning and think it may help market myself. TIA!

I'm single and don't plan on any big investments for at least 2-4. Got $20k+ sitting in my credit union savings acct that I'd like to put elsewhere. Advisable to put it in a mutual fund?

Has anyone avoided getting a real estate agent to negotiate a lower price/credits worth the commission while buying a house? How did you go about managing the transaction?

What are the tax advantages of contributing post-tax to your 401k up to the $55k limit after you’ve reached the $18.5k pre-tax limit (if your employer offers post-tax contributions)?

I recently nearly doubled my income. Currently My bank account balance is -29.53. Yes. Negative. I have been horrible with money forever. Now that I actually make decent money I need help with money management. Where do I start?

Don’t have a lot of money 💰, made some very bad choices (put all my money into stock market) and ended up with a $60k personal loan. I make $180k a year (gross base pay). Have $25k in savings but don’t want to pay debt because recession is looming around the corner. Tips please? Any of you came out stronger? How do I go about this?

Noob question:
Is it redundant and unnecessary to invest in both VTI (Total Stock Market Index) and VOO (S&P 500 Index)?

I have a Rollover and SEP IRA alongside my current 401k.

My Roth account has the lowest balance because historically I've taken the tax deduction for pre tax contributions to the SEP and Rollover.

I understand if I contribute the money to Rollover and then backdoor to Roth, I will pay tax pro-rata based on the contribution percentage of total Rollover/SEP account balance (majority tax on funds that have grown).

Q: Can I open another traditional IRA solely for the purpose of the backdoor?

Got my first regular paycheck at the new job at 145k vs 110k and its not nearly as much more as I thought it would be - is that normal? Feeling discouraged and like I need to make significantly more to really move the needle

Is there a way to accurately estimate take home pay factoring in taxes, pre-tax contributions, post-tax contributions, etc.? I got a significant raise effective in my next paycheck and am trying to adjust my budget accordingly (I.e. increasing 401k contributions). TIA.