Need advice, Im considering going back to my home country in 1 year (if my extension is approved)... whats the best plan regarding HSA and 401K? Should I stop contributing now, or

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Are we allowed to keep those accounts and pull the $$ out in the future when we reach the age limit? Is it better to move to Roth IRA or IRA, etc? I would really appreciate all the advice to start preparing! Giving myself 1 year as I already signed the lease for 1 year 🤷‍♀️

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Consulting experience depends on a) team b) projects c) type of clients. It could be a great learning roller coaster if you end up in right pockets of organization.

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Arey kehna kya chahte ho

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OP, my humble advice would be to keep contributing as these are pre-tax dollars. You can continue to hold these accounts. You can make withdrawals as necessary (for a home down payment, or tuition, or other personal expense) at no cost except the interest which goes back into that account when you return the principal.

Yes agree, but still it is better as you will be in the lower tax bracket considering lower income at retirement.

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Depends on your home country and their taxation laws.

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