Need help from experts here. I have about $3K in traditional IRA that I contributed 5 years ago, post tax. I want to start doing backdoor Roth IRA this year. I understand I can contribute $6K into a traditional IRA and immediately move this to Roth IRA account. But I am confused about that $3K that I currently have in a traditional IRA. Can I leave that $3K alone, open a new traditional IRA account, contribute $6K and move to Roth IRA immediately? Or does that 3K have any implications for me?

Anyone following the news on this global crypto “crackdown” today?

How do you get out of a credit card debt trap?

We are still waiting for our refund for 1040 efiled in March (still pending per where's my refund) but now realized we're not going to get the monthly child tax credit payments because "Your eligibility is pending." We qualify using 2019 or 2020 amounts (stay at home spouse).

We don't need it early, but have to imagine that countless others are in our situation but don't have the luxury of waiting. I've called IRS at least a dozen times since but never get through to an actual person.

My 2022 w-2 has states tax paid in California. But I was living in Illinois. I have paid more taxes per my w2. Do I need to file state tax for both IL and CA?

Best property management companies in the west loop, river north, Lincoln park area to look to rent with or avoid?? I am feeling overwhelmed by my one bedroom hunt

Is there an alternative platform to Vanguard? I was trying to create an account but they aren't accepting applications either online or over the phone.

I am looking for a solid, professional platform to do automatic investments for mutual funds.

Looking at Fidelity at the moment.

Hi Fishes,

Suppose we have pf of 100000 per year and i have 2 LIC along with it worth 70k. While investment declaration, Do i need to fill 70k as in 80C?? Where exactly pf will come into picture in 80C . Do we need to specially mention it by somewhere of it will be taken care by employers.
Can someone please let me know about this , this is first time I am coming in tax slab.

Those who own a condo unit, would love to hear your financial journey on how you saved annually and the steps you took to close the deal. Did everything go according to plan?

Do you guys claim Home office expenses when doing taxes?

Any Recommendations for a commercial mortgage broker?

How much was your student loan and how long did you take to pay it off?

Put all your money in crypto. It’s done going down.

Anyone have experience with eToro as a trading platform? Coinbase is being a nuisance to deal with

Dubai people- which app do you use to invest in stocks?

Looking to buy a BMW 5 series and would like to know:
2019 vs 2020?
Finance or Lease?
Tips for a good deal?

Any link to raise ticket or email ID to reach out JP HR post separation ? Need to get tax computation sheet.
Also need to know how many days it takes for FnF

Hi,
I work for Australia market though my payroll is registered in india , that gives me freedom to work from anywhere , i have one home loan , can i claim giving rent to my parents and also interest part of home loan in same financial year. Both home loan and rent cities are different. Open for any more questions for clarification.

What are the best iOS platforms to trade digital currencies? I am US based and am a bit more sophisticated in terms of Order Entry, etc. Coinbase seems pretty basic, since they only allow you to be a price taker and not set orders to buy/sell at specified prices

How many paid vacation days (not market holidays) do you get as a new hire? How many can you get as your years of service increase?

BPO T&S Operations Associate - Can someone tell me what does T&S stands for?

Has anyone ever had trouble with verifying PwC employment for a background check. I gave the theworknumber contact information but background check is coming up with unable to verify.

I am a project manager with the strong desire to transition into product management but I’m feeling a little discouraged. Every opportunity I come across mentions 7-10 years experience. I just started training for the Google UX certification with hopes that may better prepare me. Any other suggestions? Words of advice on how to best make this transition?

Thanks in advance!

Should One Start Looking for opportunities outside nagarro if he/she is on bench for more than 1 month and getting no proposals ??

Are there any Medicare agents that need help getting leads for the upcoming AEP season?

Do you ask to see a copy of a contingent offer or offer letter if you want to counter?

On an average I see people being promoted to data scientist from senior data analyst in 1 year
Is this the correct trend? Tiger Analytics

I have joining in Tiger as Data Engineer next month in AwS, I have heard that they put in training for two months and ask to take some certification, can someone please provide info what kind of test or certification is expected....?? Has anyone given such test??

YoEx - 6
Tech - Bigdata

Hi , Why D is keeping on bragging abt announcing thr new chennai exact loc. Everybody here is reiterating the same thing like it will wil be announced by April end , may mid , May end, June start etc... just why ? Even my hiring manager wrote paragraphs abt it in a reply to my email asking abt office loc whose is from Blore offc. I'm yet to join and getting paranoid , y a big 4 like D is still in dilemma on these such imp things.

What you guys think of low code platforms especially Unqork ? Does it have a good future ?

Anyone joined the military (reserve or national guard) as an officer?

I am thinking about joining end of this year and would like to hear about experiences from people with finance/accounting background.

Any recs on what to wear for FAANG virtual interview? Always wore button down shirt and blazer for consulting (am a girl). Feel like tech is more casual/should I ditch the blazer? Role is for Strategy if that matters.

I get it, women in engineering are a bit of a rarity. But it feels like my coworkers don't talk around me and it's really awkward. Sometimes I wish I could just blend in

As a manager, how do you expect your employee to deal with a diffcult customer?

My SO had a career change, went back to school, and just started with his new job. He is struggling a bit and is very stressed out. What can I do to help?

Can anyone mention the destination hierarchy in nagarro

Hey! Considering negotiating my pay after 1 year of CT experience. In Florida my base is $29/hr. How much of a raise should I ask for (if they don’t automatically give one)? And should I wait to be a travel tech with another year of experience?

Just cleared $300k selling my primary residence and will move back into a house we used as a rental. Looking for investment recommendations with the $300k. Should we buy a business like a bar in a college town, buy a multi family property? Or break up the principal and invest into a mix of bonds/stocks etc?

Why would you RE ? Just curious

Can someone explain the obsession with owning rental properties to me? Does it just come down to diversification (not 100% correlated w/stock market)? Returns are lower than investing in equities.

Looking to relocate and will be putting my home in market in couple of month. I am immigrant and selling for the first time,whats the best way to sell home to reduce Broker commissions? Looks like Redfin provides 1% of 6%.. Any other suggestion on selling homes will be helpful as well

I am going to gross above the 2022 Roth limit, but my MAGI will bring me below the limit based on my maxing out of 401k. I am also expecting to receive 2 bonuses this year, one for $8k and another for a yet to be determined amount. Basically, I am right on the edge of the threshold and it is making planning confusing. Anyone encounter this before? How’d you gauge your contribution for the year? Or is it best to just wait until next April and pull the trigger then so you don’t over contribute?

Expect that I will be receiving a decent year-end bonus. Any recommendations on where I should invest it? Already have an emergency fund in HYSA and have done investments in Vanguard ETF in the past. Thank you for the advise!

What do you guys think of amazon stock? Every day it keeps going up........ difficult to decide if I should sell or hold .......

Any advice on how to balance enjoying the money earned with my hard work and accumulating wealth for FIRE and the next generation? I’ve been a workaholic my entire life, I am on track to retire 50 to 55 although I don’t know if I would really pull the trigger to retire early because I know I would need to do something with my time and I do like my work, scaling back the hours/stress would be nice.

For those that are landlords, where did you get the capital for your first investment? Did you buy the property outright, or take a mortgage?

Would you move all of your 401k from a target retirement year fund (with higher fees) to an index fund that mirrors the s&p 500 or total stock market (and also has lower fees)?

My wife and I are 25. What are some checkpoints if I want to retire at 55? What do I need at 30, 35, 40 to make that happen? My number is $3.5 Million.

Me - 25 yo, $80k income, $20k bonus
Wife - 25 yo, $65k income, $5k bonus

Our net worth is at about $32k right now.

Question about credit scores and MBA loans. (FYI I know this is not mathematically the best option but want to do it to remove mental burden of student loans). Planning on paying off the balance of my MBA loans, ~100K, at the end of the summer once I can save a little more. I have offers to refinance which would give me a free $1,000 and slightly lower interest rate. Would refinancing now and then paying off the “newer debt” in 3 months negatively impact my credit score?

Can you start this if you’re 34? Kind of late to the game or nah?

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.