Need right direction regarding pf amount -should i withdraw pf amount from leaving company pfaccount compulsory
-what are all the drawbacks if i dont withdraw
-What if i transfer the amount to next newly created pf member account of mine by next company i go
I have heard if i transfer from one acc to another (under same uan ) i will lose employer contribution is this true.
Or i can maintain all the accounts under my uan and withdraw at my retiral or whn needed

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Don’t withdraw PF if you aren’t in dire need. By dire need, I mean an emergency and not luxury spending or reckless spending.
PF is a disciplined approach for accumulating wealth. You’ll spend that 100k in a month or a year but if you let it compound, it’ll become a substantial amount. Let it be there and let it compound for you.
When you switch companies, your new PF account gets created with the same UAN. So when you login to your EPFO account, you will see all the accounts associated with that UAN, the deposits or contributions, balances and interest earned.

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No, for transfer from Trust, you have to do two things:
1. Initiate online transfer which is for pension account.
2. Submit pf transfer request to previous company, get form 13, submit a grievance at of office with this form 13 and get pf transferred to new account.

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The last line you mentioned in your post is the way to go

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You get very good interest for around 8.5 % fixed which is very good in epf. Even I suggest people to add in epd via vpf. No bank can give you this rate of interest

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