Need some advice! 25 y/o with $20k maturing from a CD. Have $30k left of student loans at 4.8%. Should I look into putting this money into something like stocks/ETFs or towards my loans?

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Pay of the debt for the following reasons:
-psychologically it will feel good not owing anything to anyone
-there is not a publicly available investment opportunity that guarantees a 4.8% return or better
-one less monthly payment to worry about

likesmart

Agreed with A1. First max out your 401(k) and if you have room after that, pay down your debt. There’s no guarantee you’ll have 4.8% return in the market

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Lever up. Invest it

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At your income level can you still deduct the student loan interest? I’d be partial to keep any loan <5% and invest instead .

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Lever in the sense of don’t pay down your debt.

If you can get a higher return on investments than the interest on your loan, just pay loan minimum and invest the rest.

Crush loans

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