Need some advice r.e. expensing. Just moved from agency to sales in tech. We are expected to front our own money for client dinners meetings travel etc. I realize this isn’t abnormal. I was irresponsible in my early 20s and have been working to repair credit. I don’t have a credit card with more than a $500 limit. How do I approach this/ being approved for company card with my boss? I’m so embarrassed. Please no shame and sorry this isn’t a salary question!

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They have nets in place for this. I was super young and in a similar situation. They booked everything for me for traveling, airfare and lodging. I expensed meals and Ubers but dinners is a grey area for Me. Not sure how much that would run you but maybe they can get you a company card. Either way try to use your card and pay the balance down quickly the next month and start request credit limit increases. You're most likely to get approved if you're paying more than the minimum monthly.

They are talking about $500 client dinners and a minimum of 4 client meetings/meals a week so there’s definitely no way I can front this stuff but I’m glad to hear there are nets in place like you said! Maybe my boss will allow me to use her card

Unfortunately you'll face this reality should you find a role where they'll offer a company card as well, as they typically run your credit for those too. I was in a similar situation early in my career, had a 580ish score, and was offered a sales role with a company card. Fortunately for me this was to be in a team who I had supported internally for 7 plus years, so I had a frank discussion with the hiring manager who I already new pretty well, and explained what steps I was taking to correct the issue. It wasn't a deal breaker, and the company ultimately co-signed for me. If this becomes a blocker for you, then double down on getting your score up, and eventually the right opportunity will come along, all the while your score will continue to rise.

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