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Any homeschool parents in the group?
What’s for lunch?
Nice strategy Mercedes!
Additional Posts in Personal Investment Chatter
Thoughts on pltr, nio and ICLN for this dip?
Thoughts on 800flowers? Sell or hold
Any homeschool parents in the group?
What’s for lunch?
Nice strategy Mercedes!
Thoughts on pltr, nio and ICLN for this dip?
Thoughts on 800flowers? Sell or hold
Roll into fidelity Roth IRA. No point in having two separate institutions house your money. Especially with that sum of money (no offense).
Traditional moves to traditional and Roth to Roth
FM1 is right - for this amount I wouldn’t keep a separate account
The process is quite well established and done the way FM1 said it will not ha e any tax implications
Call fidelity and they will give the step by step and what to tell vanguard
The whole thing will take about 10 to 14 days
you can roll over or continue using vanguard . Its completely upto you and your preferences
New company’s 401(k) or should I open a Roth IRA and roll the money over to that instead? My contributions at Deloitte was 6% traditional and 4% Roth. If I move the money over to the Roth IRA, will I have to pay taxes on the 6% traditional today or in the future? Want to make the best decision with taxes in mind
CD1 - is it a few only advisor or % of assets under management. If the latter, did the move from 401k to IRA increase the assets under management? If so, be careful of ulterior motives.
If the Vanguard fees are in line with the Fidelity fees, and you're okay with your Vanguard fund selection (can't be changed), and D let's you keep the money there, I would leave it.
I like it as an additional layer of diversification and I personally don't think it is a hassle to have to log on to 2 different places since I'm already doing that for all my CCs anyway.
PwC 1 yes that is a restriction I have always seen. If you don't have a minimum amount of money invested, the company will force you to roll over. If you meet the minimum, they still don't want to deal with extra cost of managing changes to your account if you're not even an employee
Lookup trustee to trustee transfer.
I would move it to a self-directed IRA and buy blue chips and index funds. So many more investment options than the target date funds Vanguard’s plan puts you in.