Need to increase my credit score from 695 to 730 for mortgage refinancing. What would help more: a) partially repaying max out 0% APR cards or b) repaying a 3% APR personal loan? Or would the impact be the same? Any other better ideas? Thanks!

Hey there! Does anyone have recommendations for apps/services to transfer money from US to Canada? I use remitly to transfer to India but they don't offer the same service to Canada. Thanks!

Hi, what would be the monthly take home for 14 lpa fixed without any tax saving option

1.35M house with a 300K down payment .. worth buying?
TC: 350K

Also, is 10/1 ARM mortgage better than 30 yr fixed? Factors to think while deciding ?

What’s a good DTI % using after tax? I know for gross DTI people say under 30%, but what about after tax?

What are everyone's thoughts on making the Monthly Child Tax Credit permanent? I think it is an important step to care for the families in our area, but I know not everyone believes in this program

LAZR - worth buying?

Deferred basis in a partnership. If I am looking to prove out the ending deferred related to an investment in a partnership is it as “simple” as taking the initial contribution and rolling in taxable income year over year for tax basis. For book basis initial investment rolling in book income year over year. Minus any distributions for both.

Do you include the equity in your rental properties as part of your net worth? If so, what do you use to get the best estimate of the FMV of your properties? The estimates I see online can vary widely depending on the site if used so was curious if there is a good source others have used.

Anyone ever transfer their 401k to a Traditional IRA instead of rolling it over to new employer’s 401k? Are there any reasons not to? Reason is larger selection of investment options/index/mutual funds.

Does Betterment auto adjusts my portfolio when the market go down? I am experiencing continuous downfall from past month and wondering if I should stay invested with Betterment or pull myself out

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

If I have ~$700 to invest, which stocks are a good option?

How much is in your emergency fund and how long did it take to get there? Feel free to add HHI, etc for more context

Best advice/tools/books I can use to invest in stocks? (Please don’t say S&P 500, i want to learn how to pick stocks correctly:)) thanks

I’m 28 and considering a move from 401k to Roth 401k. Does this generally make sense to do?

What’s a safe place to invest money in Roth IRA? I’ve maxed my contribution for the past 3 years and invested in S&P500

Anybody has faced issue while transferring money to India through Remilty? I have made transaction of $2500 through remitly on Oct 2 and my beneficiary has yet Not received amount.
It's been a week I am following up with them but no response. Can anybody please share their experience or whom to reach out in that case?

Those who changed careers to IB using MBA, was the financial sacrifice (i.e debt load) worth it in the long run and how many years did it take to pay debt with IB Associate salary?

Getting a fat bonus > 50k. 401k will be maxed, already dump 3-5k in each kids 529 and have more than six months of emergency fund. Already own a house at 2.85 etc. not flexing or anything just want to know what folks would do with a sizable bonus. Need ideas please. Otherwise dumping in VTI lol

This would be my first time renting/living in my own in NYC wondering how much do you pay on other apt things monthly rent like internet, utilities other things I’m not realizing yet.

Hello Fishes!!

Does Accenture providing permanent WFH?

Thanks 😊

Anyone in RBC IBD care to share bonus numbers at the analyst level for either this year or last year?

Am I the only person who gets skeptical when a recruiter calls, like did my law firm send you to see if I’m interested in making a move? 🤨 I may be paranoid, though. Lol

Hi Fishes, I would request you to please refer me if there is an opening of React or Web Developer in your organization.
My details are as follows:
Primary skills - ReactJs, HTML, CSS, Javascript, Python.
Secondary skills - NodeJs, MySQL, Django, Pandas.
Total Experience - 4 years.
Relevant Experience - 2 years.
Notice Period - Currently serving.
LWD - 30th September 2022.
Preferred Location - Kolkata or Pune. I am willing to learn new technologies. Thanks

Any smart, funny and caring Desi F Interested in connecting? Trying really hard to avoid the matrimonial route.

I am horrible at writing resumes. Does anyone have suggestion where I can have one done professionally?

Capgemini Chennai joiners, do you get a laptop or desktop?

I have recently joined Capgemini. When can I expect my joining bonus?

Attended client interview in Capgemini last week and it was all about the previous experience related. When will i get feedback from Capgemini.

How do SEC audits differ from non-SEC audits?

Where have people seen healthcare big law folks leave to? Mostly pharma? Providers/systems? Universities? Trying to get a sense of exit opps.

Are there any Workers Compensation MO Claims Adjuster here? I handle complex MO claims, which include review and authorization of surgeries. Basically, if the EE is not LT, the MO Adjuster manages the claims to closure. As an MO Adjuster, is that what you do? At what point do you transfer claims to LT Adjuster? What's your average monthly claim count? I'm trying to find out if my job duties and 10-hour shifts are in line with my salary. Or should I move on

What sort of opportunities are available in Canadian government for commercial insurance professionals?

Anyone know any good courses to be scrum master qualified ?

Any idea how to prepare for the interview of Data Analyst role in Infosys?
Is theoretical knowledge enough?

Hello Everyone,

I have not shown my first company's experience in resume as I don't have experience or relieving letter. Will it affect my background verification. As I have provided the UAN no. and other details on Infosys launchpad.

I’m starting my first teaching job mid-year teaching Algebra 1 and Honors Geometry. Any advice?

Best advice/tools/books I can use to invest in stocks? (Please don’t say S&P 500, i want to learn how to pick stocks correctly:)) thanks

I’m 28 and considering a move from 401k to Roth 401k. Does this generally make sense to do?

What’s a safe place to invest money in Roth IRA? I’ve maxed my contribution for the past 3 years and invested in S&P500

Has anyone tried the Wells Fargo or BMO harris checking bonus offer?

Looking to invest my first $5k this week and then begin automated weekly or monthly investments. Looking for ETF recommendations. VOO? QQQ? ARKK? CQLN? Help!

Is it just me or does Peleton seem like a great short?

If we want to trade somewhat often, what is the workflow to follow for independence/compliance? Is it check if it’s Restricted > check DESC for associated companies > Self Clear > Buy if successful?

currently putting money into firm sponsored roth 401k only...should i also be putting money into regular 401k?

What percent of your savings are in bond etfs ? Is it a good time to put some money in bonds ? Or should I stick to stock etfs ? Want to park some money safe if there are immediate needs

40k loan
15k savings in 401(k)

Current Salary - 90k

How to get rid of loan quickest?
Currently in nyc

Monthly expenses - 2700
Loan payment - 1000
Hardly any savings

Guys, any feedback on cannabis stocks ? They’re going high!

Any advice on how to invest about 15k of extra cash instead of having it sit in a bank account?

Can someone tell me if just putting all my money (outside 401k/HSA) into FXIAX (Fidelity 500 fund) is a viable strategy? I realized I was basically all in on fidelity blue chip growth (auto investing), but not sure if all in on S&P 500 was viable or flawed?

A family member is gifting me $200k through an international transfer. Do you know what are the tax implications and the process to file the info to IRS? Thank you!

For those with Roth IRAs, what broker are you using?

Best index funds?

I had no idea that Regulation D existed (max 6 withdrawals/transfers a month out of savings account). Apparently this paused since April 2020 due to covid.

My paycheck goes straight to CapOne savings and I have a lot of transfers (assuming they are considered transfers). Lump sum to checking (rent mostly), payment of like 4 credit cards, brokerage account, maybe more.

I moved out of my parents place a year ago so maybe I never had 6+ moves until covid. Should I move this activity to checking?