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Chief
Pretty underwhelming to be honest.
1.5% cash back is effectively industry standard without an annual fee.
Annual fee of $200 is a really strange price point - between the $100 cards and the $400 cards... but doesn’t even really match what other $100 cards offer.
First quarter spending bonus basically covers the annual fee and Other bonuses (extra 2% apy on stable coin, 3.5% bonus on quarter 2) would actually be legit, but they’re capped at levels too low to be enticing.
As mentioned above, waiting on geminis.
Rising Star
Valid. Looking forward to what Gemini comes up with as well
I heard rumors with Celsius, but not holding my breath
Rising Star
Ok, so unless Gemini is better seems like I’m getting this. It’s basically free if you have a $10k deposit of stablecoins, which I have.
So it’s a free card that gives me discounts on my ETH DCA strategy, and 1.5% cash back. I’ll take it!
Pro
I’m on the waitlist
I like it, but 1.5% cash back is too low given that other cards offer better and don’t charge annual fee
Basically your paying blockfi an annual fee (I can’t recall if it was $100 or $150 or $250) to convert roughly a few hundred bucks into btc for you every year
The only reason I’d get it is for the status symbol / social statement. Like wearing an Apple Watch to signal that ur digitally savvy ... except in this case ur crypto savvy
Pro
The Gemini card may be better
Rising Star
Pretty solid
I wasn’t excited until I saw the extra 2% on stablecoins. 10.6% net (8.6 regular + 2 cc bonus) on what is essentially cash is amazing. Why even put cash in the market (except to diversify from Blockfi counterparty risk)??
Always plan to do your own accounting in crypto
D1- you pay taxes on dividends every year and your broker gives you a form called a 1099-DIV
Enthusiast
It’s spend limits are like $200 on cash back for bitcoin. I was ready to wait to charge my new living room set for this. This is dumb. What’s Gemini have to offer, supposedly?
Rising Star
What do you mean spend limit?