New Joiner: what PPO plan to pick? Thank you!

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Best broker for IRA? Trying to get general low cost etf/index funds. (Also any significant benefit of etf vs index funds?)

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My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

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Damn credit cards with chip. I spent more time at checkout than the old lady who paid with pennies.

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KPMG do you all miss your pension benefit? Was that a big deal to lose or not really?KPMG

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My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

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Moving to Chicago suburbs and thinking of buying my first car. New driver here, need recommendations on things I should consider (lease vs 2nd hand etc.) as well as resources I could look into?

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How do you measure fire readiness when it Comes to real estate ?

My current + pipeline homes (2-3) year stats:
Purchase (10 homes) 4.3M
Down- about 25%
Market value- guess if 5.4M
Equity of 2.1M , net equity of 1.0 if exclude my down payments
Cash on cash isn’t best but about 4.5% ( lived in some of these homes)
Net income- 50k/yr

Clearly high assets and loans with small cash compared to current income but building wealth. How to measure fire - income? Wealth accumulation?

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Which Islamic mutual funds do you all invest in the US?

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What’s the catch with UVXY? I am new to investing and made some money on it but I bought/sold it within a couple days. Couldn’t you essentially buy a lot and hold onto it until the market is doing poorly and cash in on it? What am I missing here?

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May not be the right channel but would like to see if there is a bowl for buying and selling houses. Looking to buy in the Houston area and would like to find a real estate agent - any recs?

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Moving to the city in a month or so and trying to build up my emergency fund. Hoping to take advantage of the rents right now so shooting for 1500 a month for rent. My current e-fund goal is 18k is that too conservative, just about right or not enough given the unpredictability due to Covid. I recently started a new job and I am pretty sure I have job security (knock on woods) TIA!

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I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

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Poisson - if you had $250K cash on hand and recently bought a house for $300K, how much would you put down and what would you do with the rest?

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Can you not link an existing personal Amex to your corporate green to get the statement credit? Was just told that you have to apply for a new personal Amex to use the Corporate Advantage program

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Newbie here, what’s a good credit card for travel. Starting new job that requires a bit of travel and I’ll be expensing it / being reimbursed. I know I’ll eventually want to get Pre-check. From what I could found it looks like Amex Platinum, chase sapphire or platinum and or the capital one venture card would be my best option. Anyone have personal experience with these cards? Pros and cons

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What's the best crypto exchange platform for Canadians ?

Need advise: Looking to calculate our fire number and not sure whether to consider the mortgage payment into it or not.
HHI: 410K, monthly expenses: 7.5K (3K mortgage, 1.5K daycare, 3K everything else), no car EMI. We are mid-30s and 2 kids, 4 &1. expecting daycare expenses to go down in 2 yrs. And mortgage should be done in next 7. I intend to RE in next 10 yrs.

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Hey all,

I have a locked in investment from my previous employer.

Financially speaking should I unlock it or put it into a LIRA?

Tried to google, but the sources aren’t very helpful as to what I should do and in which circumstance one is bette than the other.

Thanks

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Hello fishes
I'm new to CTS. Can anyone please tell me how to declare HRA for tax saving

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Hi I feel like the alternatives for VOO in Europe (VUSA/VUSD) doesn’t perform nearly as well? Is there a reason for this? My broker won’t let me buy VOO

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Ideas for rings? I’m a man thinking of proposing to another man, and we both like low key stuff. Is using the same ring for both proposal and wedding band weird?

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Which are the good in-houses to work at? I see we're all talking about how in-houses are growing, but I also don't hear many good things about them...

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Hello,

Need advice from those who left SAP recently or leaving soon.

Did you sell all your SAP shares. Its sad that the value is at multi-year low and we are made to sell at a loss :(... Is there any cheaper option to keep it for some more years in our personal account. Did any of you got it transferred at any Indian brokerage firm? Please do let me know.

Thanks

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Top security consulting firms with a focus on Fed Gov?

Hi fishes, I am 3 years experienced and got a job offer withTCS. The onboarding process is going on and currently the status under Offer & BGC is BGC initiated and the work location is given as Chennai PSK sites. Do anyone have any idea where is the work location and what work would be there and how much time does BGC to get completed

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Has anyone used a UK based CV review / writing service and had good experience? Any recommendations?

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What’s the ideal time to offer after the first tech screening? I had one person tell me 2-3 weeks and another say 4-6 weeks.

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I'm trying to find repitable pen testers that I can contract out for my buisness. What's a good critea and or location I can go?

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What challenges have you all faced in light of COVID and how have you adapted models/forecasts?

Hi all! What are the differences between senior/staff SWE and software architects? Are architects still a thing? I'm causally searching for a new position (my job had a 50% layoff last month and the survivability of the company is sketchy) and I've noticed senior and staff SWE roles sound like they have a lot of architectural designing and leadership responsibilities while not focusing on coding as much. Is this normal? I love mentoring, but I also don't wanna be in meetings all day. 😕

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Hello everyone,

I am starting my job search again. I am being set up and gas lighted at the current company I work in. It is very discouraging I ask for help and people refuse to help me & give me the run around. I am early in my marketing career and I work in media planning/buying. I work remotely and would like to stay remote for another year if possible.

I have five months in the company. I want to stay in the similar role but I also want to know if you all have other role recommendations

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Mck- does anyone know when the Dubai team is coming to the US to conduct interviews?

my coworker cracks me up, he tells everyone that he just spends all day checking his social media (we're in advertising so I guess he's right)

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Leave KPMG alone 🤣

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Hi Fishes,

Need 11 likes to DM.
Thanks for helping 🙂

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I’m hoping this Willett rye scares away these manor Sunday scare is. 😬

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Is the WFH in certain state compulsory to work from that state only...can I join and move out for sometime as its WFH..will it create a issue

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How is the QS team at EY positioned? @EYAny valuable insight would be great.

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Additional Posts in Accenture Strategy & Consulting

I’ve been with Accenture for a couple of years, how come I don’t get any Accenture swag? Sad. :(

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Hi all -
Got accepted to CDP but start date is not until September. If I've already signed with Accenture CDP but receive another offer from a different company, does that violate any policy or law? Couldn't find anything significantly related to this in the offer

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Currently starting part-time MBA at Booth this summer while working full-time. Would like to connect with someone from Deals, or Corporate and Business Strategy services to hear more about these service line. If there is anyone who can make time for a 15 minute virtual coffee chat, please kindly DM me. Thank you in advance!

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I just accepted an offer in s&c utility space but I really would like to transfer to AFS in the future. I have a lot of experience in the utility space but afs is my interest area. Is this possible or will it be frowned upon? I’m an L9 likely on the higher end of the pay scale? I’m also not looking to go directly, like maybe after a year or so

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What Industry/service has the highest potential for highest compensation at Accenture?

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Any SMD/MD’s with a view?

(Experienced Hire) exploring coming in as Senior Mgr and wanting to career track into MD. Heard CL6 is the level to come into as CL5 is where non-nominated / ppl unlikely to get to MD are put. Any truth to this?

(Also) how firm are the salary bands. Looking for about 15% more than the top of the salary band (not looking to make it up via starting bonus) - any views on how to approach this?

Thx

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Hi All!

Love the community here :)

Can you tell me what are the TAL or MAL? What are the minimum & maximum times spent on each level? After how many years can I move to another level (analyst to consultant & consultant to manager)? @accenture

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Deloitte Consulting pays their analysts 90k with a sign on bonus of 12.5k now!? While Accenture still pays 80k with 10k sign on bonus. When will Accenture match?

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How is the first 2 weeks of virtual orientation at ACN for analysts? What do you do? Is it hard?

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Does anyone here live in a city that’s not their home office? Would Accenture be open to me relocating to a city that is 2 hours from office and working remotely/commuting to clients/being staffed in my city?

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Thoughts on the one week bonus being paid out in three weeks?

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What’s keeping people motivated? The apathy is strong...

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ACN CDP analysts: what was your first year all-in comp? (Base + sign on bonus + performance bonus + overtime pay)

What's Accenture policy for working outside the country?

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accenture does not take care of their own

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Anyone working in CEO&ES here that could provide insight on what types of projects they work on? I’ve been in contact with the M&A team regularly and am thinking about making the change out of my current practice.

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I am starting at Accenture next week! I just ordered my welcome kit from an email invite. Anyone know what’s in it?

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