New to MBDR, topped off pretax 401k today and will get full company "match." Going forward I plan to do after tax contributions, does it make sense to change investment direction to money market to reduce the likelihood of nondeductible losses or taxable gains between dates of contribution and rollover?

Hi, completely lost. I have about $6k to invest in a Roth IRA. What do you suggest I invest in? Put it all in one ETF? Mix it up? I’m just starting and have no idea what to do. Thanks

Received an offer from Deloitte (GPS)! Any additional perks, benefits, or other general things that are worth noting while evaluating the offer? (outside of standard salary, health insurance, PTO)

The housing market is not going to crash simply because interest rates are rising. This will on temper demand, and slow the price appreciation of homes. Yes some markets will see price declines, but this will not be a repeat of 07/08. Market fundamentals, and basic lending practices are much different than they were back then.

Anomaly NYC —
Structure of accounts, opportunities for growth, work / life balance, benefits. Thoughts?

Anyone else have XRB stuck on Mercatox...got a lot of money there and can’t get it off their exchange..not to mention an XRB dev said to sell and get it off that exchange.

Does anyone know of any resources to learn more about wills and trusts, bankruptcy (consumer and business) as well as tax? (IRS or EDD). I’m in California if that helps. Thanks!

Does anyone have a referral for the Capital One Venture X credit card? DM please

Good luck this week. Lots of event risk headed into OPEX and we often don’t know where the next leg is headed until the week AFTER. So don’t chase and don’t panic - regardless of your market view.

Best way to do recurring VOO purchase (e.g) a share a week ? Possible in E*TRADE?

Are there any video gaming ETFs you’d recommend for a long-term hold? I like the companies in ESPO the most and it’s been performing quite well, but would certainly be buying at the high

How much tax deduction for staff level

Any reading recommendations for beginners around personal finance, investing and the market?

Anyone have a good (and not exorbitantly expensive) accountant? My taxes have gotten more complicated than TurboTax and I can handle this year

What are all the learning platform available for Indian employees like udemy ?

What benefits do indian employees get in terms of parental insurance cover, gym etc for India location?

Trying not to jinx it but it feels like the market is finally turning... prices are down in 77% percent of US metro area's baby! Bided my time and hope it finally pays off when I buy.

What are you hearing about Accenture and PIP? Lay offs?

Advice on how to handle a manager whose nitpicky comments make you want to slam your head against a wall.

Guys
Has anyone implemented automated code review framework in mule applications.
Any insight would be helpful.
TIA.

Thoughts on PRECISIONadvisors?

What are your thoughts on the Flo Tracker App?

Anyone work at Marcum or familiar with them? How is there TAS practice?

Hello Everyone, i am working as a contractor with ZS and now i wanted to come to zs office. Will ZS reimburse all my expenses including travel and stay for a month.

Can we talk about how every time you’re looking for a new job or clients, it feels like it takes a calendar year to update every portfolio, website, online profile for consistency? For good measure, I even let my grandma know of the changes, but I’m sure people will still find my first school project out there somewhere…

Been actively applying to jobs with no bites. Feeling pretty disheartened because really want to relocate closer to family. Going to keep trudging!

Help me out, everyone seems to be having much milder symptoms with Omicron. Is the hospital capacity issue due to people panicking and going to the hospital despite having mild symptoms or because staff are out with illness? I don’t understand how the medical system is on the brink of collapse right now. Maybe I have a skewed view of Omicron based on anecdotal experience?

Hey fishers, I am looking for a job in digital marketing I currently hold 1.5 years of experience. If anyone have any Refferal Or vacancy in digital marketing field let me know -Thanks in advance

Hello fishes,

Does someone have latest on SWM plant that’s gonna be placed in Punawale( Replacing the forest area 🌳) Looking to buy a flat in Punawale. Builders/CP’s say it’s moved to somewhere near hinjewadi phase 3 also it’s not dumping ground etc etc. I don’t know whom to trust, this thing is really bugging me.

First time BDR here 3 months into my role and really struggling to book qualified meetings. The BDR that had my territory last was one of the worst performing on the team and since he inherited a new territory he’s been a top performer. Even my AE’s fully acknowledge how difficult it is to build a good pipeline in this territory. Any advice?

Hello! I've been struggling the last few weeks because someone on my team has been taking credit for my work. This coworker is really good with buzzwords and getting the attention of upper management. I'm feeling discouraged - what should I do?

Not sure if it’s just me, but does anyone else experience people from Pune visiting their LinkedIn nearly every day, multiple times a day? I’ve got a folk (or several folks?) from “Flexisales” and other Pune-based companies that have been viewing my profile every day for the past few months now. Doesn’t bother me too much, I just wish I knew who they were and what they wanted….

Hi all, is there anyone here with development finance / infrastructure investment experience? Looking to get a 30 min informational interview if you can spare the time this week or next.

Help! I just saw a girl what do I do???

I’m a junior associate in the PE group at a law firm in the Bay Area. I need to spend my quite generous business development budget before I lose it at the end of the year. Any junior PE associates wanna grab a nice casual dinner (no vegans please…)? I’m in Silicon Valley but can travel to the city. DM me if interested. ✌️

Where do you park your emergency funds - so they make at least some interest? Mine is currently in my savings account making 0.001% or less...actually losing value due to inflation. Anyone has ideas where I can put it?

Hi All - new to FIRE and trying to make the right decision around investing my bonus. My company works with Fidelity but I've heard so much about VTSAX. Is it worth opening up a Vanguard account for post-tax investments or are FZROX and FSKAX true alternatives? Thanks so much

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

Any advice on ways to increase your credit score to offset a young credit age?

Moved to the US 5 years ago and wasn’t able to get any sort of credit until 1 year in so my average credit age is low and score is always taking a hit for it.

I live in NYC so no need for a car/car loan and I don’t have a mortgage. I’ve got 2 credit cards with reasonable balances and I have one small personal loan just to show diversity in accounts.

This system is crazy. Any help appreciated

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Currently debating if I should pay off zero interest debt or put the money in index funds instead? The debt is only zero interest for about 10 months or so. My concern is that the stock market might crash when it is time for me to pay it off because people say we are in a bubble right now. Should I just pay the zero interest debt first?

Personal finance book recommendations?

How do you strike the right balance between spending and saving? For example, if you’re looking to buy a car, do you wait until you can pay 50% in cash? 75% in cash? Full?

I’d love some help thinking through this. I’m currently renting for $1600 base ($1800 total) and live in the least desirable part of town, and expect it to raise to about $2k/month. I was planning to buy my first property in the city and Airbnb part of it, but it will take me about a year to save up the cash (~$500k starting). Eventual goal is to move more rural but trying to build to FI. I found a property in my ideal dream location for $280k but it needs work, and can’t Airbnb it. Continued

Need help in deciding getting a new car to replace the minivan we no longer need:
1) Honda CRV hybrid $35K + 7500 markup
2) tesla 3 $48K
3) Lexus NX $48K no markup
4) Lexus NX hybrid $51K +5K markup

We are a family of four.

O.M.G! How am I supposed to achieve FIRE if my dog is constantly going to the vet for tests, meds, special dog food, etc.?!!!

Keep grinding? Or eff it?
Will hit 7-figure income for the first time in my life this year. Have about $2M in savings. Almost 40. Worked a lower income job before B-school, then paid down loans and saved aggressively to build up a couple in million in 6-7 years since.
Could MAYBE live off the $2M. But man, I’m tired of working. But now that my income is high, it seems CRAZY to not keep grinding and saving. But could I take a year to reboot? That feels stupid though.
Any advice?!?

Traditional IRA or Roth IRA? And why?

What did you do with your first NW 100k to get the snowball rolling? I invested 60% of it (to IRA and individual brokerage) and the remaining 40% as emergency fund. I felt like it’s not getting me anywhere. For the investment, I’m very late in the game that I just started last month buying everything ATH. So it’s not looking good

How do you do your retirement savings calculations? Online calculator? Your own excel spreadsheet? Any caveats you plug into the model? Hoping to improve mine, TIA!

Probably a stupid Q, but would love thoughts. Planning to buy a house when prices dip during recession over the next few months/yrs. Should I save down payment in a HYSA because cash will be king or keep investing in market VTI for example and take out when buying even if it dips a bit? Thanks!