{ "media_type": "text", "post_content": "New to US: wife covered by my firm health insurance, but she's starting a job that offers her similar cover. What's the play here? Thanks", "post_id": "587ce69cd1315b0016d3d440", "reply_count": 5, "vote_count": 1, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting" }

New to US: wife covered by my firm health insurance, but she's starting a job that offers her similar cover. What's the play here? Thanks

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If, say, your coverage is acceptable/good for your needs, I'd recommend seeing if her employer will put that $ back into her paycheck. (This sort of question is usually part of salary/benefits negotiation.) Now, in my experience, they will turn you down on this, but I also know that it can happen occasionally and is worth asking for.

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If they have the same exact period then she shouldn't! But for next year, see whose makes more sense and just take one.

You typically have to pay more to cover your spouse if offered coverage through another employer.

She should use her coverage as primary health ins and yours will be secondary.

Sit down and compare the two insurance, see which one is better and more cost effective. You can just keep one or decide to have both.

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