Newbie investor asked me a question, they have $5k to invest and were wondering if they should put it in an index fund (S&P500 - which is what I’d normally recommend plus DCA thereafter) or if they should buy AMZN given that it is well off of its highs, is a solid company and would, in 12-18 months, likely grow faster than the S&P, as interest rates normalize over that time period, etc. That got me thinking… so I’m asking all of you, what would you do/recommend?

Anyone live in the centerville area? Do you like it? No kids, looking to buy a place with my husband. We would like something walkable, condo, with at least a bit of a social life. Too much to ask?

Thoughts on vanguard money market funds to replace HYSA in today’s market?

I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

Asked this in another group and realized this group might have more insight. Which one should I get: Chase Sapphire Preferred or Chase Sapphire Reserve?
I have a 1.5% cash back card from CapitalOne

Creating a 529 for myself before having kids…Should I setup a 529 for myself?

I don’t currently have kids but probably will in the future (31M, single now). Alternatively, I may go back to school at some point, or I’d be happy to disperse/gift the $$ to my nieces and nephews too… what’s my upside/downside?

Current program manager in a hospital looking to apply to a project manager role at Salesforce in SEA. Anyone out there with suggestions/recommendation/willing to refer? Thanks in advance!!

TD Ameritrade, according to their required short interest reporting, report121% short interest still outstanding on GME

What’s a good budget to set for a first car? Thinking about getting a 30k car on a 100k salary pre tax and don’t have any other debt. All the affordability calculators I’ve seen online calculate based on monthly payments but I’m wondering if there is a % of income based view. Seems doable but I’m not sure if it’s a good financial decision considering the costs of having a car other than the monthly payment!

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

I’d like to buy indexes of certain sectors right now, any suggestions? E.g. tech, utilities- others I expect to not be hit as hard

PPEDs: Just found out that a Partner, who was promoted in 2017, was fired. IDK the circumstances. What can they expect to walk away with besides 401k & normal pension plan?

PM with 7 yrs experience with implementing DC migrations, cyber security and storage solutions. Looking to switch to inbound marketing or product management that has work life balance. Hiring in BOS?

Can anyone tier the domestic pe funds in india and opps to move from domestic to global funds

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Excellent. Been holding onto some cash and just bought a ton of DNT, REQ, VEN, and DIVX. Let's do this.

My investing strategy is just to DCA into an S&P 500 index fund and keep buying and holding. If I understand correctly, the sole disadvantage this has compared to a tax sheltered retirement account is that the quarterly dividends will be taxed? But even so, they’ll be taxed at a lower qualified dividend rate since I’m automatically reinvesting those dividends.

^He's also probably in Operations or Accounting...

I am thinking of switching to another company ,how much CTC should I expect or negotiate .

Role : business analyst
Current role : associate analyst
Exp : 1.10 years
Cctc : 4.6

Is there any opening in pwc kolkata or hyderabad in Aml, kyc?? Please helo

I’m looking for Software engineers with 2-4 years of experience for an SDE II role at Qualtrics in the DC area! If you’re interested or know anyone let me know!

Hi Guys,

I am a ReactJS developer (frontend) with 3.8 years of experience. I currently switched my company but they don't have an opening for ReactJS and kept me on a bench for 3 months and they are telling me now to learn AEM technology and work on the AEM project for now.
They hired me for a package of 16 LPA.
So my questions are is it a good technology to learn? Should I say yes and have a career in it?
Will I get the same package like ReactJS or less? What is future if compared with React?

Currently working as a finance analyst II for a fortune 100 company in a corporate finance role. I'm looking for a job where I can utilize my soft skills more, whether that's in sales (tech or medical), consulting as a business development representative, or some sore of client relationship role for an investment bank. I have about 2 years of full-time experience. Any recommendations for exit ops?

Hi folks , i have offers from infosys -11 lpa and telus- 16lpa ,can anyone suggest which i should join,as i want job security and work life balance
Tech stack - Java spring boot microservices aws.

Is capgemini worth joining? Please share light on work culture, job security, projects and other benifits.

Honest opinions please.
Yeo- 3.5

Hi Fishes,

Is Optitex a good place to switch and grow your career as a QA professional? People who know about the company please guide me.

Hi,

I am looking for a single occupancy in a 2/3 BHK with attached washroom in Kharadi
Semi/full furnished flat preferred in a well gated society

Rent - 10-15K

Any leads would be highly appreciated.

Did you make a mistake working in BigLaw? Why?

Who is proud of their office? Share a photo of your office; this is your chance to be loud and proud while providing ideas for others!

Hi fishes,

TCS Hr said to expect offer letter by Feb 7 if business approval goes through.
Or she would have to come back and negotiate.
I didn't get offer till now.
How can I check my status?
It shows evaluation in progress in ibegin portal.

I join tcs by changing my profile and my previous exp was in 5 yr pre-sales.
I am giving my best in work but still escalations are raised against me by client.
My husband is also in tcs he is moving to onsite in Jan and my travel is also planned mid next year.
I am giving 12hour daily in my job to adjust in new profile. And affecting my health now.
Shall I quit the job and move with my husband with on dependant visa? Or i shall continue to get pressurized and wait for my onsite?
Plz suggest.

Anyone else chewing gum to satiate their sudden sugar addiction while in quarantine?

Hello Buddies,

After a long time yesterday did tricep workout and did 50 pushup in a strech. Today I can't lift my hands up even for eating. Anyone has any remedy for this.

Hi. So I'm about to begin employment with United HealthGroup. It will be for Medicare recipients. I have some years experience with Medicaid. Any advice? I know, at first, it'll be working on the phones. Any thoughts also on how to get off the phones or how to move into other positions? Thank you.

Hi fish! Looking for a recommendation for an online ad builder program where people can easily build marketing collateral like fliers, posters, letterhead, etc. through templates. Suggestions?

Landed a contract role at Deloitte via MBO Partners for an audit senior role. MBO is making me a W-2 employee for MBO, but I am getting paid $125/hour plus overtime. Am I missing something here or am I about to be making $5K/week (or more with OT)? Anyone have any experience with MBO or doing contract work like this? Obviously way more than I'd make if I stayed at KPMG for busy season.

Any suggestions for joint investment account with a significant other?

Thoughts on staking crypto? What’s the safest way.

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

Any investment ideas outside of the stock market? Considering farmland but wondering about other options

Have money invested in S&P 500, and now starting to regret not having diversified to international stocks as well. Would want to diversify now to buy a total stock market index, however since S&P 500 dropped more than that index, not sure it’s worth to crystallize losses to do that. The alternative is to stop buying S&P 500 and start buying other markets as separate ETFs, to eventually bring in line approx. with total stock market index. Any advice on the best course of action?

How far would market have to dip before your FIRE plans are altered? I feel my plans are pushed from about 2 years away to 6 or so

Red flag? I use TD's robo investor for my IRA and personal investment portfolio. I noticed it chooses the same ETFs, although potentially a different ratio. This seems that it's not properly diversified for long and mid term. Should I be concerned, or just let the investment fly?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

How are you all going about continuing to buy index funds while everything is literally green and I see people doubling their investment in such a short amount of time. Feel as I am missing so much money that could’ve been made. But VOO goes up 1% :///

I left my job a month ago & my 401k match never vested, but is still in sitting in my account. Is there anything I need to do or will my old company take it out on their own? They never mentioned anything when I left. TIA!

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

In mid 40s, recommendation to have 401k portfolio. I have vanguard with only 155k as I started 401k few years back..

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

Anyone here from NYC? Be cool if there was a meetup.