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Sloan or CBS?
Hi Sharks
I have cleared the all interview round of Tata Consultancy
Today i got call from HR she said your profile is on hold due to budget issue.
My problem is thats I have not yet resigned from my current job and Due to 3 months NP none of them ready to take my Interview.
Feeling Demotivated now after TCS ' HR call.
TechStack : .net core + Angular.
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Max 401k before putting money aside for down payment.
Time is the biggest thing in your favor.
Rising Star
How did you get a 45% with Deloitte!?!
Now that’s how you go get it!! Congrats OP
I’d personally contribute only the max 401k % that Deloitte matches then I’d max out your Roth IRA ($6K per year; post-tax but grows tax free), then I’d invest in like a brokerage account. Mix of pre tax and post tax for retirement and then an investment account for short, medium, and long term investments (house, car, grad school, etc)
I second this! I got a 42% increase switching from services to consulting and I’m doing exactly what S&1 said regarding maxing out Roth IRA (except I had bought a house prior to the $ increase)
Enthusiast
Do you currently have anything saved towards the down payment? You can max your 401k and still save for a down payment depending on your horizon for buying.
Why not do both. I would find very low down mortgage and buy the house now while also maxing out 401k. Refinance once you get to 80%LTV. Can’t live in your 401K.