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Renters insurance is pretty cheap, that doesn’t seem like a major change.
My renters insurance is $12/month 🥸
Check out lemonade
While the landlord could have handled it better, this isn’t a big issue. Renters insurance is very affordable (a few dollars a month) and can be obtained online in a couple minutes. No inspection is necessary.
Rising Star
I paid like 5 bucks a month for lemonade for the first year. When my bathtub flooded into my hallway, lemonade paid me 600 dollars for the shoes that got soaked.
Very common and what most likely happened is that the landlord renewed or changed their insurance policy, and most insurance will require tenants to get renters insurance. Plus as already mentioned, it’s like a few dollars.
I wouldn’t say it’s a huge change in the lease, considering it isn’t a large economic burden. If anything, they should’ve had that prior to you beginning the last lease!
I’m not complaining about the cost. It’s really no big deal, it was just the sneakiness of just throwing it on the lease that kinda irked me. Also the cost might be nothing to me, but it could be a lot to someone else with a tight budget.
This is pretty common. Download the app “Lemonade”. You answer a few questions and get a policy in like 2 minutes. It’s pretty cheap.
They have no obligation to offer you the same contract terms since the old one expired. It’s your responsibility to read the lease and accept the terms before signing. Pretty basic stuff
Well if someone doesn't read the lease they probably wouldn't read whatever other communication there is
It’s super cheap and you are better protected at the end of the day. The landlord legally doesn’t have to communicate anything to you other than putting the new terms in the lease.
Check out Allstate, and lemonade. My renters insurance is $9/month
In nyc all they need to give you for rent increase is 60 days, so not sure why with this they would be required more notice. Also, I use lemonade for renters it’s very cheap and easy.
This happened to me as well. When I asked, the owners of the complex suggested to use Lemonade and use cheapest option ( 6 dollars/month) he explained the management company he picked for the building had it as a requirement. I live in a newly built duplex so I was able to communicate with the owner/investors/construction team directly before a property manager was hired. I don’t think they even knew about this requirement either until it came up. The construction team was very helpful/prompt with fixing anything I wanted before I moved in so didn’t seem like a big deal when they added it to the lease agreement.