Noob qstn - If I have a call for 6/20 @ 100 and the stock price has gone up and is 105. I have a gain on my call atm of course. Come 6/19 the stock price is still 105. Will my gain be up higher nrmly?

Anyone who left HCL me what to fill in current PF trust/RPFC for withdrawing PF

Need some FIRE advice please. I am currently 25 M, with 125k in savings across my 401k/ESPP/Personal Brokerage Acct. etc. I have no debt. Base salary of 125k with up to 25% bonus.

I contribute 20% to my pre tax (employer matches up to 6%) and 5% in my Roth 401k and 10% in my ESPP. I keep only what I need in my checking to pay rent and have some fun on the weekends, but all relative would you say that I am allocating my funds correctly. Huge believer in value investing and compound interest.

Thinking about dropping Amex plat. Don’t see the value of this card at $700 AF.

Is venture x the move? I really liked my CSR, but sign up bonus is only $50K right now.

Primary spend on food, dining etc. Less travel these days since I’ve left consulting, but still looking for a premium credit card…

Options are

1) Keep Amex plat ($550AF with my corp amex)

2) downgrade amex plat to gold ($100AF); get venture x / csr if 100k bonus is back / some other travel card

Anything i’m missing?

CSR - hold or cancel? Firm has cancelled expenses on personal cards

What percentage would one have in crypto as part of their portfolio?? It was 5% for me but with recent gains past few weeks. Has ballooned to 14% (even after todays dip).

Should all investors accept the assumption that risk is actually equal to volatility?

Hey fish! Most advice I find in the investment bowl is US/USD specific. How would you invest if you're in EU/EUR and you want eg a deposit account? How would you optimize for taxation?

Why do Bitcoin Cash or Bitcoin SV not pick up as much as Bitcoin despite the fact that they are almost similar and rather provide better block size?
Also, what do folks think on Wrapped BTC and such?

What are some of the REITs you have invested in? Any suggestions on things to look out for while researching REITs?

Has anyone successfully refinanced a non-US student loan (e.g. from Prodigy Finance) in the US? Which company did you use?

Have money invested in S&P 500, and now starting to regret not having diversified to international stocks as well. Would want to diversify now to buy a total stock market index, however since S&P 500 dropped more than that index, not sure it’s worth to crystallize losses to do that. The alternative is to stop buying S&P 500 and start buying other markets as separate ETFs, to eventually bring in line approx. with total stock market index. Any advice on the best course of action?

Does anyone have any idea about how real estate works in Europe? I got an opportunity with a company in Germany but most of their listings are old buildings that I just don't know how they will sell.

Hi, happy new year! I had some money saved up for down payment (~$75K) on house but I need to put that on hold. What’s the best way to invest this in the meanwhile? I am wondering about investing it all in one go or spreading it out over a few months. Also, I am mainly looking at stocks and funds but other ideas also welcome. Thanks!

Hi,
28 with about only 30k saved till now. Have worked 2.8 years and I feel I’m so behind. I’ve tried to save on everything possible but my family commitments make me feel I will never be able to retire - I make 95k a year and started at 82 base and 14k sign on in 2019. From 2019-2020 I had to help a family memes out of debt (approximately 30k). I started saving more aggressively in 2020 but then realized I’ll have to support my dad who’s business went under (1K every month-he’s in India so low

Mortgage lender who accepts RSUs? I’m having trouble finding one who is not just running my spouse’s base (Amazon, so fairly low base and a lot of RSUs). Anyone have a good lender for tech RSUs? I’m in LA and trying to buy, which is miserable right now.

Hi, recently discovered this bowl. I am thinking about starting a business and I have decided to create an LLC for it. I would be the sole member. Would it make sense to have it be taxed as an S Corporation?

Anyone know how LIHTC works for properties that are past their initial 15 year period?

Anyone at JP Morgan got supportive documents from HR required for BH number registration. Pls share your experience as I am looking to buy car on BH number as it has road tax for only 2 years and once can take it to any state.

Stock mutual fund recommendations for 2021???

Moving from a miserable IB job for a small pay cut, but I can now actively trade without compliance giving me trouble. After rent & taxes, I’ve got about 10k per month to save; what’s the best asset allocation / distribution for a 24 year old who has a longish horizon and average risk tolerance?

Welcome to the bowl for synechron. We will discuss in and out of everything happening throughout the organisation. Feel free to ask any questions/doubts.

Anyone noticed that employer pf is too low in offer letter. It's not 12% of basic part of ctc.

Pls note - Employeer pf of 7.5lac in a year is tax free.

For audit - How’s your firm’s data and cognitive technologies? Which tools/capabilities are you actually using in practice? And what capabilities are just hype right now?

Any word on bonuses?

What did you make as an Acct Sup (4-5yrs experience)? When is it appropriate to start talking about your next pay pump/getting promoted to Director to show you are ambitious, but not greedy?

"Enoch walked with God…" -- Genesis 5:24

"The true test of a person’s spiritual life and character is not what he does in the extraordinary moments of life, but what he does during the ordinary times when there is nothing tremendous or exciting happening." -Oswald Chambers

Hi,

I have around 7 years experience in the industry. QA role, manual testing with minimal automation. Current ctc is around 10 lpa only, after switching till how much can I ask as ctc according to current trends after clearing technical rounds - service company only but MNCs

Went on a date last Sunday, I really liked the person and want to make things work but I feel I am putting too much effort to continue it. He seems interested in me but on and off, he gives me mixed vibes from his side what should I do shall I wait (cold messaging) or ask him directly I am scared of loosing him. Dating guys is new to both of us. He mentioned he needs some time to figure but it's effecting me the most maybe because I feel I am already attached naturally Any thoughts would help 🥺

Hello guys! This group is for Datascientists who are currently working or want to work in Accenture as DataScientists.

Where's the coolest place you have traveled as a contractor?

Considering inflation and cost of living, is it likely that San Diego employers will have to match salaries that of Bay Area

Anyone feel nauseous from the industry sometimes? How do I recharge my creative spirit and lower my cynicism on days when I’m not feeling it?

Any reviews about Instacart? What's the culture like?

How is things for experienced hire in cognizant for Associate - project in Salesforce Vlocity?
I have very basic knowledge of Vlocity and have been offered position in Vlocity technology?
How is the growth and work culture for someone coming from other comapany as experienced?
How much is probation period , how good to join in need to consider job security as well in congnizat?

How are power bi projects availability over there?

Deloitte INDIA, calling people back to office ?

Fishes, budget of $8k... thinking of buying a Rolex. Any recommendations for the first time buyer? Like what website, what to look out for, sales tax? Other

November 8 UBER puts for lockup period expiration. People gonna get nervous about it given the beating BYND took. Also can ride a general market decline on the high P/E ratio companies

Playing the very dangerous game of trying to call the top on STMP with puts expiring tomorrow - what are everyones thought on this, i think 150

6/4 Thread (General):

up is starting to took like down for me in this market

PSA: Invest in as many meme stocks as you want, but dont invest what you cant afford to lose.

With that said, I invested in gamestop buy sold at $35 and $60. Just a few thousand of gains (which is good enough) but better than losing all my gains and original investments. Good luck!

I have a Microsoft 165 call for 1/7 bought on the dip. Hold it tru ER or sell? Up 70%

Anybody wheel TSLA? What’s your experience?

Scenario:
$75c -$200
$70c - $20
$65c -$195

Why is there a substantially lower price of some options?

Max out my Roth IRA contributions for the previous tax year (sitting at like $4k out of $6k so far) with my stimulus check, or split it up between speculative plays I think have a ton of potential? (PLTR, CCIV, Bitcoin, and Ethereum)

Roth IRA is 100% allocated to the Vanguard Windsor fund btw. I’m 23 and think risky plays while your young are the only way you ever truly make it, but recognize the benefits of maxing Roth IRA YOY. Help!

Best way to trade this Tesla stock split? I know the Robinhood boys will bump if up when they see it at $400. I still see it as a terrible investment. Want in when it’s available to everyone at $400 and then will sell out immediately

Is anyone of the opinion that we are nearing another downfall? If yes, any guesses on timing, approx what % decline are we heading towards and what our investment strategy could be, if No what makes you feel bullish despite the economical suffering? Background: I have been investing for 2.5 years, had 250K in stocks/ options (all time 40% gain) and am in a bearish state of mind RN, have sold 65% of stocks and trying to get opinions so I can frame next steps for myself.

Anyone thinking VIX is a good idea for Monday open?

Deloitte traders, what platform do you use to trade options? Trying to get back in the game but weighing my options (heh) in which to use to be compliant

New to options. Why do you all buy UVXY options and not the ETF itself when u think the market is going to tank? Don’t options present the added complexity of vol and risk of order not filling?

11/19 Thread (General):

What a day! 3/3 on the wrong side. Bought PUTs for PTON & LYFT and ETSY CALLS.