Now is time to buy low but I'm worried about getting laid off & needing cash to pay rent. How are you all managing opportunistic investments with concerns you should focus on your emergency fund?

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Do you have 6-12 months in your emergency fund? If not, I’d start there. You don’t want to have to take money out at an in opportune time because you have to pay rent.


Depends on your personal situation: how transferable are your skills? How much of your expenses can be reduced? Do you rent or own your place? If you can change your income or expenses fairly easily (take a job in another industry or city, move to a cheaper apartment, etc.), then 12 months gives you plenty of time to adjust.

Feel like I need to add legal fine print here 😂 I am not a financial advisor...these are personal opinions and should not be considered financial advice.

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