NW dropped from 970k to 840k in a matter of 4 months. So depressing start of the year. How do I recover from this?

Partially drunk but bored and looking at the indexes (before / after) covid… are we screwed or what? Only thing that changed was free money (now regretting not selling early) or should believe that all things will be fine in 5-10 years

Finance bro moment of the day - my friend is searching for international bachelor party destinations using favorable exchange rates as one of his criteria

Investment in India: What investments options do you use in India (KVP, IVP, post office schemes etc.). I made a small investment in real estate and thats it.. want to expand my portfolio a lil.

Do you pay for your parents life insurance premiums?

PSA, you can transfer your car loan to an interest free credit card. Got 18 months interest free with BOA and a 20k credit limit. Transferred my car loan and I am no longer paying interest

Are financial advisors worth it? anyone have experience with Axa Advisors and paying 1.5% management fee?

I trusted the hype before SNL show and bought in lot of Doge at 62 cents 😢😢😢😢 I can’t afford to wait more than 2 months else my wife will know and can’t sell at this price 😢😢

I don’t wanna use TurboTax for my personal taxes anymore. I don’t like the system. I’m an ex tax professional, so I don’t need as much handholding

any recommendations? 

Do rewards matter when choosing a credit card?. Here is my monthly spending breakdown: online groceries, online food delivery, gas, little shopping on Amazon. Don’t know about travel until Covid ends. What would be the best credit card ? I’ve bofa cash rewards and travel rewards and a corporate amex

Which stocks have you invested recently and why?

Looking at refinancing current apartment but plan to move in two years. Would reduce monthly payment ~$400, but remaining balance in two years would be ~$10k higher in two years than current plan with closing costs rolled into new mortgage. Should I do it?

Genuinely curious, how much cash do you have in your savings account right now? Not stocks , 401k, CDs, etc etc.. just straight up cash..

How am I doin? 27male not yet married about 30k in savings just got a job away from PA to make $125k a year.. How old are you, how much you make and how good do you think you’re doing in life so far.

What are your experiences flipping houses? How do you start? good idea and investment on return?

Over the next couple days, my colleague Jess (who heads all our customer experience work) and I will be popping in and out to take questions on the topic of becoming a homeowner. Hope we’re helpful!

What are your top stocks (or stocks you think will perform really well) in 2021?

Hi folks. Moved on 10/1 from Chicago to NYC. How will my capital gains be taxed in each state? Prorated ased on the % of total income in each state? Prorated based on the % of time living in each state? Based on the date I sold each stock? Is there a legal way I can pay all my capital gains tax in IL instead of NY?
Thank you

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

How do you know if you’re being too picky as a first time home buyer? Or is there no such thing as too picky? So discouraged by what I’m seeing 😕

Does anyone work for Children’s medical center of Dallas on this form ? I know we recently had a “employee appreciation” bonus last month before Thanksgiving but not sure if that counts as one whole holiday bonus including Christmas , or it it’s safe to expect another in mid December ? What seems to be the latter in the past ? Any thoughts are appreciated !

Joining as an experienced hire - What are the other perks / allowance at Deloitte that I should take advantage a) Monthly cellphone allowance (is there any limit - should I transfer to my personal phone or use a different phone). B) Gym allowance - any tips for the first few weeks?

WHO’S READY FOR FIRM-WIDE SHUT DOWN?!?! WOOP WOOOOOP

Any Spec Ed teachers feel like every time you try to get your program running you can’t? I am not in a self-contained class but more of a student drop in resource room where I work in small groups with life skills students who come to me for instruction & then take independent tasks back to class to complete. I have a lot of room to add students to my schedule- but my boss seems to think I shouldn’t be taking on more students but it’s my job to help those struggling students. I’m at a loss.

Hi Fishes,
YOE - 3.3, Tech stack - Java, React, Node.
How much CTC can I expect?

Have an offer to either join a company’s Enterprise Risk Consulting team or Technology Risk Consulting team. Any insights on the difference from the work they do to difference in comp?

MAGA is awfully triggered by minorities and women. Their heads explode if there’s a female that’s a minority 🤯 rarely do they ever talk about someone outside of Omar, AOC and Harris

Any Cigna employees out there have information on the Co-pay plan offered as a health insurance option? Thinking of taking a job there and have a daughter with physical disability and wanted to dig into the details? Costs, summary of benefits, anything you could share would be awesome.

Hi sharks.... How long it takes for Global Logic to come back after Manager round? It's been 1week since I gave interview... No updates so far... GlobalLogic

Waiting for God of War and for Bungie to grab Halo back from 343 Industries since Destiny has always been trash.
. . .S/O to Horizon Zero Dawn though.

Just got a Nintendo Switch and it’s a godsend as a frequent traveler. Can play console quality games on the plane and plug in to the TV easy at the hotel Only problem is that it has no games...

anybody bring their gaming laptops with them? any model you can recommend that is convenient for travelling but still packa decent power?

I'm obsessed over Going Under which is hilarious for a work focused app like this. Anyone tried it yet?

Kay chalu aahe?

Can anyone here share what they like about their job? I know internal audit/risk advisory gets a bad rep on other bowls, but I really want to hear some positives. I am considering a switch from external audit and want to see if this would be a good fit for me

Do you expect your business teams to read the (procurement) contracts and have comments before you review? For example, a contract for new equipment or a software license - do you expect your business team to have looked over the numbers/years/term before you begin your markup?

How much is the salary for a junior programmer and where is the best place to los for a 100% remoto job?

Can anyone tell me about cloudmoyo company from Pune ..
I can't find company name in this app

I currently work as an audit associate. We are entering summer planning so the hours will be a lot lighter. Has anyone worked a second job to bring in extra cash? I wanna get a second rental property and invest more, so the extra cash would help.

Which brokerage for Roth IRA?!
I am looking to open a Roth IRA account. I currently already have a personal investment account with TD Ameritrade and 401k with Schwab. Leaning towards adding it on to TD, but unsure of possible fees saved at Fidelity or Vanguard being large enough to outweigh the burden of adding one more brokerage to the list. Let’s hear those opinions! Thanks!

Are I Bonds still a good buy?

If I’m 85k in student debt, should I just hit the minimum student loan payments then drop an additional $200/300 on the stock market in hopes that after 2/3 years the gains can be used to fully pay off whatever debt is left? Or should I just use that extra 300/400 on the monthly loan payment. I contribute 12% to 401k and max out a Roth already for long term if that matters. Really just thinking of other ways to generate additional income to pay the loans back as fast as possible

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

I probably have 3-4x times my 6 month emergency savings in my savings account (with no upcoming major purchases). Have been slowly DCA $1000k / month into VTI in brokerage account. Am I still being too cautious? Want to have my money grow but anxious to try to put more in at a time in such an uncertain market

Rental eviction moratoriums end in Jan 2021. Should I buy rental property now or wait? Budget: 120k

To those who have taken out a mortgage… any experience with new american fund or ally bank?

Has anyone signed up for The Points Guy (TPG) App? I don’t like how much data I would be giving the app access to

Is this the start of a larger magnet correction?

Anyone else’s Roth IRA on Vanguard incorrect ? Mine jumped from $24k to $60k on Friday😅