Of those who aren’t sure whether they would stay in US or go back to India - do you still max out 401K as well as put into HSA? I did start maxing out 401 before tax but still skeptical about going the HSA route :-/

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I always thought I’d be going back “next year”.... 20 years later I’m still here and our combined 401k has ballooned to slightly over $1MM. The US equity markets are the greatest wealth creator.

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You should max out your 401k irrespective of whether you’re going back or not. It’s not like your money is locked up - you will just pay the taxes upon withdrawal. You’re leaving serious money on the table considering your investment is growing with pre tax dollars and your company match if any. Don’t understand why this is even a question in your mind. You could also just leave it here and let it ride till you retire. The rs will probably be at 150 to $ at that point and you will be maha crorepati 😁

likefunny

Whatever amount that your company match, that’s 100% return to your money. That’s the least you have to invest in 401K without a doubt. Next, it’s upto you if you want to keep that additional money in 401K or ROTH IRA

Doesn’t it make sense to be on the safer side and save if you’re not sure ?

smart

Agreed, it’s just the part of maybe next biweekly is my last tenure here thought that makes me stop

Why not? I use my HSA as an investment account - it is money you’re leaving on the table

Not really leaving money in the table outside of saving taxes. My employer won’t contribute to all insurance plans (including the one I hold!)

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Serious question - is there a reverse FIRE strategy? I like the idea of saving and retiring early, but the one hiccup I see (and sorry if this is grim) is if you die earlier than expected. I’d be worried that I would minimize lifestyle and fun for retirement at 50 but I’d die at 49. How about a way to work 9 months out of the year and retire/travel/relax for 3 months? This way you guaranteed your dreams/etc. are fulfilled

likesmart

What is a good introduction book on investing?

Recently Store Managers have been offering me jobs from different locations but same company in my town. The company is T-Mobile. It’s going to be my first job. I have a couple questions for any former/current employees. Is it better to work for T-Mobile, metro by T-Mobile, or a third party T-Mobile? Any difference in benefits or wage? Thanks

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Hi everyone! It’s my first day out here! Describe your fav benefits of this app to me! Happy hump day & happy hard work!

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Tax question. I am a fully remote employee that lives in a different state across the country from my company. Do taxes automatically get set up correctly? Or do I need to worry about double paying and need to ensure it's set up correctly myself? Thanks for the help.

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

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I lived and worked in the US for 5 years with H1B. I currently live outside. I still have my US credit cards and bank account open. Will it cause me any trouble in the future? should I close them all? The reason I don't want is I want to keep my money in the US.

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What is the process need to follow for getting the reimbursement for(I am at M level) ITIL or Scrum master certification from cognizant side.

What would you do?

(Or really this is just me typing out loud. )

Currently 6 years at job A at 100K and 10K annual bonus but lil to no upward mobility. It's safe if not going anywhere.

Recruiter reached out regarding Job B at 130K with greater advancement potential but it starts out at 6 Months Contract to Hire per the agency contract. No bonus, benefits adequate by comparison. There is no guarantee to go full time.

Interview just for practice?

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Health insurance for parents is worst in JP Morgan. Coverage is low and premium is high on top of that 70% copayment. How are you guys handling your parents health insurance

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Anyone work for Uber? Thoughts on culture, benefits, etc..?

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Healthcare Consulting in Canada: MBB, Big 4 or boutique firms?

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Any Deloitte fishes out there that have analyzed the health benefit options for Vyvanse coverage? Both me and my daughter take Vyvanse and I have been burned by plan coverage/prescription benefits in the past. I think the PPO plans actually end up cheaper, all other variables removed.

Any ideas about the type of “healthcare” roles in Amazon, Best Buy and Walmart? FYI - background is strategy consulting in health.

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If we actually did move to a single payer healthcare system (Medicare for all) and companies no longer offered healthcare plans, would you switch from staff to freelance?

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Joining YouGov India (Mumbai) soon. Workplace benefits and culture info welcome.

Just accepted an offer with a psych startup. Not exactly the offer I was hoping for as I’m taking a slight pay cut ($73/hr) and it’s a 1099 position. I keep getting stuck on the 1099 piece because I’ll be working 40 hrs/wk, but have been told I’m not eligible to be a W2 employee. Needless to say, no benefits whatsoever. They don’t even provide a computer or any other remote equipment for the completely remote position. Am I making a mistake? Also, can anyone chime in about being a 1099 employee?

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Found a most enlightening work on decolonial history with tons of TIL moments especially about Anti Colonial movements in Egypt, China, Japan and course India in the 19th and 20th centuries. Most histories this period often adopt a Euro-centric lens but this book flips it and tells the stories of these turbulent times from the vantage point of the pioneering Asian leaders like Tagore, Al Afghani, Kang Youwei etc. Lovers of Asian history would surely appreciate this book

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https://trak-in.cdn.ampproject.org/c/s/trak.in/tags/business/2022/08/20/1-2-lakh-cognizant-employees-resigned-in-90-days-36-attrition-is-cognizants-2nd-worst-quarter-ever/amp/
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I think most teachers have experienced both the ambition and despair of Leslie Knope.

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For anyone who uses an electric shaver, does the amount of hair caught on passes get better the higher quality? I got a cheaper model to try it out but it misses a substantial amount on my neck...

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Who here has slept with a partner on their project? How did it end? Did it negatively or positively affect you/your career?

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How hard is it to get into a MAANG firm? I keep applying I keep getting no replies or a rejection email months later almost feeling dejected at this point. Is it that tech firms don’t value tech expertise from consulting firms like the BIG4 or should I be applying to a different role type (I’ve been down that route before too with no luck)

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I am looking for job change having 4+ years experience in python/django/odoo.
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Looks like a lot of people are recruited into EPAM Anywhere.. Anyone have started working there or still waiting for your joining date

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Can anyone at Facebook (Meta) speak to what WLB looks like for non-technical program managers? Particularly those that are policy-focused if that matters. TIA!

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Anyone out there living off of (or able to live off of) their dividends? This is my financial goal but I’d like to know if anyone is doing it. What’s your allocation? I have mostly REITs

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What’s the best way to stake ETH without running a validator or triggering capital gains taxes? Once you stake every platform I’ve seen gives you a different kind of token to hold that can be exchanged 1 for 1 with eth (lido for example). As that would be a taxable event it would trigger capital gains.

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Anyone have good examples of personal pm website/portfolios and resumes?

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Hi,
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Off topic: I have to relocate to Hyderabad on 16 aug , is there any good girl's pg around amazon hyd 13 office ?
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I have an interview with the hiring manager of a team coming up! I believe it will be behavioral but I’m pretty rusty when it comes to interviewing and I’m so nervous 😖 any tips?

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Does anyone work at Rocket 55 in Minneapolis that could give me a referral for the web project manager position? I have over 5 years collective experience in Project management, digital marketing and design.

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I searched and i’m incredulous we haven’t had this discussion yet. What’s your position on LIV. I think it’s a league mostly of has beens and never was’s designed to stroke Greg Norman’s ego and personal vendetta. I have no problem if you want to take the money to play events no one will care about and won’t get world ranking points, but don’t think you can have it both ways.

Alright which one of you said gdrx is a good play? You owe me money 😤

funny

Additional Posts in Desi Consultants

I want to know areas which could be use as second source of income?

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Found a most enlightening work on decolonial history with tons of TIL moments especially about Anti Colonial movements in Egypt, China, Japan and course India in the 19th and 20th centuries. Most histories this period often adopt a Euro-centric lens but this book flips it and tells the stories of these turbulent times from the vantage point of the pioneering Asian leaders like Tagore, Al Afghani, Kang Youwei etc. Lovers of Asian history would surely appreciate this book

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Anyone else’s important plans/ events got postponed/ cancelled/ disturbed for this year? Marriage/ visa/ family planning/ city-work move/ major travel plans?

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35 M - never married. Going through the matrimonial process now + looking to date seriously, but it often strikes me that I may have already missed the boat. Most of my friends got married by their early 30s.

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Hello People,
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For those wondering why there are so many H-1B posts on here, watch “For Here or To Go” on Netflix

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Weirdly enough, apart from anger I also feel gratitude because without their toxicity I couldn't have found the courage within me to switch to another Job.
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Hope this gets over...

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Any recommendations or suggestions on how to find good and reliable Marriage Counselling / Therapy based in Delhi, India? Thank you!

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Shows like panchayat set in rural setting? Shows like these remind me of my lazy summer afternoons in my grandmas village. I love Hindi movies set in smaller towns/villages like Bareilly ki barfi, stree etc - feels natural and relatable to me. Can anyone suggest movies/series set in rural india?

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“Arey oo bina signal key mobile”
What’s your best line?

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Desi 🐠 - anyone here who moved with EY from India to US? My brother is moving soon on a short term transfer and I have some questions about compensation

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Best way to send money from 🇮🇳 to 🇺🇸 ?

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Wealth management company recommendations?

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