Off topic question: How much do insurance companies try to screw you on a total loss. My car was hit, not my fault and confirmed with the insurance that they would cover it. It might be a total loss.
How badly will they rip me off on a settlement? This is the first time this has happened to me so any input would be helpful.

like
Posting as :
works at
You are currently posting as works at

Agree with PWC1. I received full value of my car plus some extra. You won’t be able to buy brand new, but should be able to buy similar from used car dealerships. I personally know few others who got little over the market price (different insurance companies)


BTW, when you talk to the claim agent, be polite, they will try to do as much as possible.

like

Depends on the company, some are more generous than others. I’ve had good experiences with State Farm, they asked me to get a few quotes on damage and reimbursed me based off the quotes.

State Farm as the payer covered me pretty well. The adjuster gave me half my cars value for a ding because it could have caused other issues. By the time I totaled it myself, I got almost 100% of what I’d paid for the car minus the upkeep.

My fiancé totaled his car and was given more than it was worth and it wasn’t his fault. I had a friend who’s car was totaled and it wasn’t his fault and was given $2 grand less than he paid for it 5 years earlier. I think generally you’ll get close to what your car is worth and maybe more depending on the severity or cause of the accident.

Thanks for all the great input!

Having worked in an insurance company, it really depends on the adjuster/claim rep. If you disagree with the amount they plan to send you, research your car's value and present to them.

Related Posts

Ex healthcare workers in Tech/Sales Engineering/ Healthcare consulting;
I have my masters in nursing/FNP (1 yr) making <K70 (Indiana) due to low patient census in my role. No desire for a different FNP job nor to return to bedside nursing (RN 5 yrs). I have heard of some individuals with remote positions making >K100 with little to no experience in tech or consulting after doing a boot camp or cert?
If you pivoted; What’s your current role/ Income & what did you do to complete the transition?

like

I am new to Deloitte. My background is in agile transformation and product management within provider settings. I have found tech projects, but none within healthcare. Any advice for finding these?

likehelpful

Does anyone here use Evolve to manager their vacation rental? If so, how is your experience using them.

like

How do you calculate what tax bracket you will be at when you retire? Keep reading choose the option based of what tax bracket you will be at retirement but I literally have no clue

like

INSURANCE HEADHUNTER/RECRUITER RECOMMENDATIONS: I currently work for small MGA in the southeast that has E&S P&C binding authority markets. I have 7 years experience in insurance industry. 4 of those years as MGA marketing rep personal & commercial lines and past 3 years at current MGA restructuring, managing, & growing commercial lines book but do not have UW experience. I have accomplished restructuring goal and it is time to move on. Thanks in advance for any advice or suggestions!

like

Hello from San Diego,

Recently separated from the Navy after 10+ years as a hospital corpsman. I have my degree in healthcare administration. I have years of leadership experience, leading teams, managing clinics etc. Having a hard time finding a job. Is anyone hiring or know of someone?

Thank you

like

Which industry groups are y'all in? Are you happy with it? I'm hating life in healthcare atm.

like

Anyone familiar with Health Park Medical Center in Fort Myers, FL work culture and pay?

Anyone run a side business for the tax benefits? Thinking about things like the over 6000lbs vehicle tax deduction, home office deduction, etc. What sorts of business do you all have?

like

I went from 2 Federal Deductions in my paycheck a month ago to 0 Federal Deductions now and I’m not sure why. My take home salary went up... how is this all of the sudden the case?! Will I have to pay more in taxes later as a result of this change?

like

Need advice. Am in the middle of parental leave right now and my spouse and I are on the brink of divorce. Have only this 1 kid. Spouse doesn’t work yet, but can with earning potential around $50k. I make around $450k. No way I’d keep this job if divorce happens. I’d eventually transition in house so I can take care of my kid when I have him, but that won’t be immediate. How will custody work in that case? I want joint, but how do I take care of him alone with this job in the meantime?

like

Hi Fishes,
I have overall experience of 5yrs. Out of which 3years for US healthcare and 2 years for US mortgage. US mortgage domain has now become thinner as industry almost sunk since most of the companies has laid off employees, I was also the victim. Fortunately, got an opportunity to work Optum but heard rumours about the lay-off in our entire process which is creating a frustration and negativity all around. Please refer me if there's any relevant opening in backhend operations. Thanks!

like

Hey 🐟🐟

I’m hiring a Technical Recruitment Lead for our team. We’re a health technology company with offices in Canada & the US. We’re nearly 900 employees and reached 700Mil in revenue this year. Our sights are set on reaching unicorn status in the next few years 🦄. We’re privately held with a possible future IPO so it’s a great time to join at the right time if you’re interested in helping fuel the growth to take a company public.

More in comments.

like

Hi Ladies, I’m 31 yrs old and my husband is 33 yrs old , trying to conceive from past 6-8 months, but no luck so reached out to fertility doctor, he did much of tests: CBP(complete blood picture),ESR, CREATININE, RBS,FSH,LH,SERUM PROLACTIN,THYROID PROFILE(T3,T4,TSH),TESTOSTERONE,Rubella-igG,AMH,HBSAg,HIV1&2,CUE(complete urine exam),and everything came normal. He suggested extra test HSG to be done on 3rd days of my period,and sperm analysis for my husband. Do insurance BCBS covers sono HSG?

like

Recent law grad here, looking for a firm job. Can others share what I should be looking for in a compensation package nowadays? What's typical and what's not? (e.g. 401k match, health/dental/vision, paid time off, vacation). And how does that change based on: small firm, midsize firm, big firm? Thanks in advance!

like

Does anyone know if the same 401k rules apply at EY as Accenture so they will cap the contributions coming for your check say if you hit the yearly limits in August? So if you hit the 22,500 in 23 there is no way to go over for tax issues. Thinking to frontload next year contributions if market is down. EY

like

Looking for Insurance/ GuideWire Business Analyst jobs.
Any openings in the organisation for the same?
Kindly let me know, it would be of great help.
TIA!!

like

This stock market is killing me. Heavily considering leaving finance to go into consulting. I know things will bounce back eventually but the stress is actually taking a toll on my health

like

Is there anyone here who is a UX strategist? I’m looking to make a change from the healthcare industry to UX and I think strategy or research is where I’d like to land but would love to talk to someone currently in this field!

like

Hi! I’m doing some research on employee benefits (medical insurance, 401k, HSA/FSA, commuter benefits) and was hoping to connect with People specialists or HR professionals in the comp & benefits space. I’m trying to better understand any pain points or challenges you might face with utilization/enrollment. Anyone interested in connecting? Thank you!

More Posts

like

What is the hierarchy in BNP Paribas Bangalore, for investment banking domain.

like

Sometimes I scroll through here and see posts that easily could have been written by me, and I just hope my seniors aren’t scrolling through thinking the same 😬

likefunny

Atos is hiring for various Testing positions. DM for referral.

like

No lies detected.

Post Photo
likefunnyupliftingsmart

Need some guidance. Here is my situation:
1. Just transferred to big 4 FDD as snr from big4 audit (~a month ago, with no deal yet under my belt)
2. Studying for fmva certification
3. 1+ year plan is to take the GMAT & apply to ivy league mba program. Planning to break into IB and then PE later.
4. Got approach recently by a recruiter from Houlihan Lokey (HL) for an associate position in the Midwest. Comp range 120k -130k. I make about 100k now.
- Is the move going to be worth it? what'd you do

like

Hi Frnd’s

Quick question:when we design for android app. Do we need to provide 4 different dimensions of icons and images for small, medium, large and XL android sizes?

like
like

Laid off by ZS, today

like

Is it feasible to push from promotion from SM to D with under 1 years tenure at the firm, or would that not be entertained? Opportunity in the team, SM grade is over staffed with more coming in, no Directors, and have been high performer (based on metrics, sales and developed strong network)

like

I am so ready to return to the time when the biggest scandal was wearing a tan suit. Looks like the media is already starting again with Harris' pantsuit in Vogue.

like

Hi fishes,
Please help me with Natwest relocation thing. I tried to understand through offer letter but it’s not clear to me. How can I claim Goods transfer, and if I am staying at my friend’s place, how can I claim accommodation allowance. Thanks a lot

What’s the dating scene like in Atlanta? Recently single after long term relationship. Figured I’d get some thoughts here.

People interested in B-school: what are your top schools and why?

like

Looking for experienced recruiters. Remote available.

like

Looking for a Mechanical Engineer and Automation Engineer both entry-level!

like

Anyone really struggle with lectures? I find it challenging to do online trainings when I have to listen to an hour of a recording of someone talking over a PPT.

I always end up 2x speed, which helps, but even then I manage to get distracted. I find it way more efficient to read materials on my own.

If anyone has strategies to make things like this more bearable I’m all ears! 🙏🏼

like

Anybody able to pick up the Pelagos 39 yet? If so, post some pics of those bad boys. Name is on the list so we’ll see about timing…

like

Hanging v. not hanging diplomas in office?

like

Additional Posts in Consulting

Would you say summaries are as effective for self help books like "the subtle art of giving a fk" and other similar books? I feel the books themselves ramble on too much on a side story only to tell a point that could be summed up in a couple sentences.
Or am I just not getting good book recommendations for growth/development on mental well being and productivity

like

If I had a dollar for every time I’ve heard the word ‘perspective’, I’d probably be as wealthy as the folks who post their net worth on here

funnylike

Roth 401k or regular 401k?

like

*meets every single job posting requirement*

"Upon review of your application, we regret to inform you that we are unable to move forward"

*meets 1/3 of the job requirements for a different company*

"Hi, I am a recruiter at xxxxx and I would love to set up some time to chat! " 🙃

likefunny

I got an email to register for a leadership program and I was so happy.... Then it got retracted. This might be my final straw.

likefunny

Best SPG/Marriott hotels in downtown NYC? Thoughts on 11 Howard?

like

Looking for Seattle opportunities.. Have almost 3 years of Oracle functional experience.. trying to do something with cloud.. Taking AWS SAA in 2 weeks. Any recommended openings or referrals?

like

Can hese profiles be unmasked by our employers? I have noticed a particular pattern. I am trying to validate it.

likefunny

How often do folks at the SM level get asked to leave/fired?

like

Question, if you get fired or laid off within the sign on bonus repayment period (normally 2 years) do you have to pay it back? Or would you only have to pay it back if you leave voluntarily?

like

Has anyone taken one of those online executive courses, like the Harvard Extension School offers? Looking to use my $5k of tuition reimbursement and already have an MBA. Worth it? Best programs?

like

Does anyone know if the same 401k rules apply at EY as Accenture so they will cap the contributions coming for your check say if you hit the yearly limits in August? So if you hit the 22,500 in 23 there is no way to go over for tax issues. Thinking to frontload next year contributions if market is down. EY

like

How to best help a new manager from industry that doesn’t “get” Consulting? We keep missing timelines and there seems to be a general lack of plan.

like

What part of your role/daily tasks would you automate if the tech existed?

like

Currently a C at Deloitte (3.5 years since graduated UG) in my promotion year to SC. Being reached out to for project manager role at slalom. Would this be a good step up? Or stay put?

like

Did anyone here advise this??? I’m heartbroken & would like a word with you 🥺

Post Photo
likefunny

Please travel gods. Put the only hot girl on my flight next to me 🙌🏻

like

Any recommendations on courses or books on how to improve verbal and written communication skills?

like

Seen a couple discussion with respect to “call center” recently - what is this gig?

like

I had 200% utilization for the two weeks for the month. Will hat get flagged for something? Honestly worked all those hours and am burnt out too..

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal