{ "media_type": "text", "post_content": "Offer Selection:\n\n1. Top 3 rating Agency - credit rating and research, location NYC. Will be allocated to one of CMBS/RMBS/ABS/CLO. Base 78K. \n\n2. Bulge Bracket - New Origination Analyst RMBS business line under Securities - due diligence of loans to buy and the houses, location Dallas. Base 80K. \n\nLT career goal: IB/Fixed Income Division of Bank, or Capital Market Team of Asset Management/Fund. \n\nVisa: F-1 OPT 1 year left. RA wants CPT if next year not selected. Bank prefers relocate to EU.", "post_id": "6140a6b9e6b7d30021b6c904", "reply_count": 13, "vote_count": 2, "bowl_id": "553769a790f5eebe1d2a0f92", "bowl_name": "Finance" }

Offer Selection: 1. Top 3 rating Agency - credit rating and research, location NYC. Will be allocated to one of CMBS/RMBS/ABS/CLO. Base 78K. 2. Bulge Bracket - New Origination Analyst RMBS business line under Securities - due diligence of loans to buy and the houses, location Dallas. Base 80K. LT career goal: IB/Fixed Income Division of Bank, or Capital Market Team of Asset Management/Fund. Visa: F-1 OPT 1 year left. RA wants CPT if next year not selected. Bank prefers relocate to EU.

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I’d choose BB. from either would probably be hard to get into IB but fixed income at bank is possible. I’d think moving internally to FI at the BB is easier. Credit rating at rating agencies always lags market/company development so not super insightful

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Thank you for sharing. Function wise, pack up deal v.s. See how things are packed up, do you see which one is better?

Look at rating analysts on LinkedIn before and after and you’ll see it has better exit opps than a whole loan due diligence role in Texas. Texas I’d say go for comp wise Bc 78k in NYC is not great. But 1-2 years of ratings and you can prob get a Junior investment seat for structured credit space if you hustle, and you’ll be in NYC

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Thank you. Same as what my mentor said. RA has great learning (although more about how you explore and network). Long term whole loan trade kinda lock me down there. I tend to go to RA.

Agree with IHS. Take a look at linkedin and see where people end up exiting from that BB role. Having started at a ratings agency, I can tell you that it wasn’t too difficult for me and former colleagues to land IB and buyside roles. But i would imagine that it’d be easier to do an internal tranfer at BB

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Thanks for sharing!

BB. I am in CLO business and the growth is limited.

Using stats daily in quant research now at buy side firm. Not sure why you think knowing statistics/simulation isn’t better, M1.

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