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What are your long term salary goals?
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Take all your friends for dinner so you can be properly congratulated on your financial prowess. From me to you, OP - well done. Life is so much better debt free!
So we have had historically low interest rates for a decade. My recollection of economics 101 is reasonable debt levels are good . Modest consumption is being encouraged and savings is difficult. Why so conservative on debt? Before you jump on me for spending , I do have a high net worth so just suggesting modest debt ( 20% down and payment no more than 2x income) on a house is a good strategy
Finance a luxury car and go back to being in debt. It's the American way.
The story of every millennial.
Save save save. Check out blogs on financial independence. Congrats!
I have been eyeing a C63 AMG.
Quit your job and move to Colorado somewhere to be a ski instructor in the winter/a white water rafting tour guide in the summer.
Find an expensive and gratuitous vice to relieve yourself of those excess funds
I'm never going to be able to afford a house here
So far I have $1000 a month going into savings. Beyond that...
What is high yield these days? I have $1000 a month going directly to discover at 0.95%
Switch to Barclays Dream online savings account. 1.05%
@pwc2, and some blow for the hookers
Goldman Sachs has high yield savings that i use. I think its either 1% or 1.05%, rates are about to go up and ill transfer it to wherever is the highest.
There is better rhan .95% ive seen some at 1.1 that are credit unions
Hawaii. Grand Wailea for 10 nights in May
Buy a house. Get back in debt.
Do you already own a house?
Invest the extra money.. buy investment property.. travel...
Save money into a high yeild savings acct for a house down payment. I have $150 going into my high yield savings every pay period
RSM1, where do you have your high yield saving account? And how much return do you get?