One mortgage officer locked me in at a 6.99 rate but basically said I had to pay an upfront costs at $14k to keep that rate and my total closing costs (not including downpayment) was $28k while another locked me in at 6.125 and quoted me with a $6.3k closing costs. I’m so confused.

The first one told me that I had the best rate on the market but if I wanted to lessen the upfront closing costs then I can go with a 7.75 rate and pay $20k in closing instead (not incl downpayment).

i am going to join coforge banglore location in december and got info from HR that im gonna work for banking project, so please help me how will be WLB and banking project names?pls help me with this info.Thanks in advance.!!

What would be the average salary in MAANG companies in Canada for an DevOps engineer of having 10 years experience ?

I have a final interview with a tech company that has received a lot of private equity start up cash. This is my first encounter with a group with private equity moneyA I’ve researched the firm- but what are some questions to ask in this type of situation? I’m meeting with the CEO. Thanks!

Bf and Gestational diabetes . Any one here had GD during pregnancy and tried BF ? How was your journey ? Read an article that says GD moms have difficulty in milk supply and feeling bad about it .

Hey! Reposting this here as I didn’t realize there was a bowl for LA. Is anyone interested in meeting up IRL in the Los Angeles area? After staying in so much over the last 2 years, I would really like to re-establish a group of friends & peers nearby. I’m open to meeting up for a coffee, drink, Rams game, etc. 🙂 Happy to share my LinkedIn and go from there.

Any suggestions on how to best donate a near-new set of golf clubs? I bought them on a whim a few years back and only used them twice. Most clubs are untouched. I tried searching online for donation centers and pickups but haven’t found one yet that would take sporting goods.

Does business Process Internal Audit or IT Internal Audit make more?

How do you explain the difference between an account manager and a project manager to people who just don’t get it? Or better question, how do you explain the PM role at all to those same people?

Recent graduate was laid off, have applied to dozens of jobs and still have been unable to land an offer. I interview well have a strong resume. Very concerned I might not get hired. Any advice, tips or general comments are welcomed.

I haven’t worked for many months, and am starting my new job soon. I no longer have a routine, and am worried that I have “forgotten” how to work. I used to be able to do 10-12 hours/day in the office, but now I don’t think I can do 5. How do I get my work ethic back?

What should be the Designation for a lateral joinee in EY India Consulting with 20 years relevant experience?

Anyone knows a massage up to $150?

No travel means a race between my leg hair and my grey roots 👹 who shall prevail?

I’m interviewing for an in-house brand position at a tech company... after 10 years in the agency world. Any big things to watch out for or ask? Thanks 🙏🏽

I am a CISA qualified professional with 10 years of exp in Technology Risk Advisory & Consulting currently working in Deloitte. Looking for a job in the United States. Please let me know if there is a any opening. Thanks in advance.

Anyone know any good nail salons that do gel extensions and nice designs ?

How many months did it take you to embrace your manager’s general incompetence?

How do you index match (or vlookup) on multiple columns when you have a few thousand rows? I have like 3 things criteria I want to match and doing this manually kinda sucks right now.

Is anyone interested in investing in a commercial asset that returns average CoC of 10%, 8% pref and an IRR of 15%+. Total return of 100%+ typically 5 year hold. I’m looking to help raise some capital from sophisticated investors over the next few months but not sure if people in consulting are interested in this. Most of my investors are friends or acquaintances as of now.

Own 5 MF properties that are made up of 18 units. Do any real estate firms/full time jobs respect this experience? No formal RE training. Got my degree in math and work in management consulting, but would like to transition to an acquisitions or capital raising position at a RE firm

Anyone using credit cards to pay their mortgages? Is it possible to get the processing fee of 2-3% waived off? Feels like am leaving a lot of money/points on the table by paying it through my checking.

How important is it to get a land survey before closing on a house? Can you wait until afterwards?

The lot is 0.5 acres and neighbors are a good distance away - the home was built 2 years ago and I have what appears to be a map of the property lines, etc. however there is no fence so still not sure of where my land begins/ends.

Really need advise and opinion from folks who have done rental property investments:

Have $100k cash saved over 3yrs. Should we split into multiple investments or add some more cash and buy a cash property?

Details in comments:

Hi. If a bank preapproves you for $600,000 for an investment property mortgage. Can that money potentially be used to purchase three (3) $150,000 investment properties? Thank you.

RE/MAX or Century 21 for a new agent? What would you recommend?

Real Estate Attorney recommendations in NYC?

What are investment property rates now? Live in NJ but looking at potentially buying in Phily. Budget ~300k

23F. Trying to lower housing costs / find housing that is affordable to me in the longterm by buying multi family FHA and using the rental income to cover the majority of the mortgage while living in one unit, but FHA appraisals always ruin the deal (rental income comes in too low). Not sure what to do anymore bc every multi family house in my city has this issue. If you have real estate expertise in this area (or in other low cost longterm housing options) and can offer advice, please DM me!

I'm applying for an LLC mortgage for a rental property and the bank is requiring ALL utility bills from the past year in order to verify expenses, which I have to request from the seller...is this normal? Seems like overkill, esp since the rental income is 50% higher than total expenses

Is it worth it to refinance for $100k mortgage? Current interest rate is 3.875%, one year into a 30 year mortgage

Does anyone have tips on 1.) Overall Airbnb-ing their home and 2.) additional short term rental insurance and 3.) recommendations of where to stay if you’re able to keep the rental fully booked.

Anyone purchase a Toll Brothers or similar new construction recently? Which home and hazard insurance did you do? Constructors also offer their own home insurance now. And what is rule of thumb for how much to insure?

For those with real estate businesses, do you run a balance on your business cc?

Hi all, looking to buy a fourplex in Austin TX. Off market they will accept $625k “as is”. My only financing option is fha it seems since I don’t have 15% down. Current rents are $4300. It’s in south Austin part of 78704 but a really bad street. My thoughts are it’ll gentrify and I’ll condo regime it. Any major concerns, am I buying at the peak? Are there other financing options I should entertain? First house so a bit nervous. Thank you!

I am about to close on a property this week, we are buying it as a second property but want to rent on Airbnb. I have business income of about 100k from my other business this year, can I write off anything from this transaction against my business income ? If I have to, can I quick claim and put the deed in my business name and claim expenses ?

Any tips for separating a side real estate business from your main profession/career? Eg: not using employer resources, doing real estate outside of traditional work hours, etc.
Thank you!