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Optimal credit card churn strategy?

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Does anyone have a basic/optimal strategy to share? Assuming I spend $5K Every 3 months which is sufficient to cover SUB… and I pursue cards in sequence (not getting 3 new ones at once)…how many cards are worth pursuing? Like 3 (chase, Amex, capital one venture)? Or if someone is committed, is there like 12+ cards and this cycle never ends??

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Start with Chase cards due to 5/24 rule, learn it well, but before crossing 5/24, consider if you are eligible for business cards. Many of Chase’s business cards abide by 5/24, but don’t count towards 5/24. This means at 4/24, you could continue signing up for Chase business cards endlessly without denial due to 5/24, and then switch back to get another Chase personal card. Remember it’s a long game… only sign up for cards when bonuses are all time highs. You can hit 5/24 in a month if you wanted, but you’d probably leave thousands on the table if you’re aiming for business class flights and luxury stays. Also, Capital One is about impossible to get approved. If you want the Venture X, I’d get it first or second.

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Found r/churning on Reddit. Should be all set.

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If ya have any questions, feel free to DM me. I can also provide referrals for Chase Ink cards, Amex personal and biz cards, and the Venture X card.

If you read churning you realize some people are into MS and some are into getting like 1 credit card a month neither of which interests me. I tend to just get 2-3 a year and go for good deals. There’s a handful of great sign up bonuses but it quickly drops off imo

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I opened 9 new cards last year and more the years prior, the game doesn't end as long as you can meet the spending requirements. I suggest checking out the "Best Offers" page on Doctor of Credit for some inspiration. And if you're looking to dive deeper, start reading /r/churning religiously. They have a flowchart with a suggest churning order / sequence.

+Doctor of Credit. I have 50+ cards in total, 5 years in the game, with two years off (just got back to 5/24 after 22 months…) and all I read is doctor of credit. Learn the basics first and then reference their top credit card deals page.

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