Out of your pay, how much percentage do you allocate to savings, mutual funds and stocks?

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5% for now. Need to increase it.


That's good for start, I invest 10% but I'm sure people in est more than that too.

I am very inconsistent at what I invest. I keep changing it but since last 8 months I am strictly keeping 30% on savings+investment. I may not increase but I will try to keep the same portion.

Savings - Cheeti Paata (only Telugu people may aware of it), Sukanya Samriddhi Yojana, PPF.

I kept SSY and PPF as savings instead of investments because (IMO) they are just on par with inflation in returns stand point.

Investment - Mutual fund.


I reserve a full 25% :D


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