Paid off my student loans!! _ but feeling more angry than happy. Starting at net 0 at 30 sucks. How am I supposed to have kids and hug a house? Don't know how everyone have so much savings, I have 0

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Inherited wealth, fully paid tuition and living costs by parents.... you think everyone starts out equal?

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Earn more money and save it.
Marry someone who's in the same boat and you'll get that house twice as fast.

In ten years, you'll be in solid footing.

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Lol buy a house. Not hug

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That's what mortgages are for.

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Congrats! No reason to be angry, your net worth at zero is higher than I was with debt. Also surprised you have zero 401k/ira, but that net worth component may have slipped your mind in the bitter sweet student loan death moment.

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Wouldn't it be nice to be in Europe? Lower salaries but no one has any student loans...

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Pick up the phone

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Get a side hustle to make back some lost time of earnings. Don�t let people pat you on the back for being at zero although glad to hear the debt is off your books.

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Remember you can marry more $$ in 5 minutes than you can earn in a career.

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Was there at 30 like you, but now at 36 life is vastly different. How things can quickly change in this business when you work hard and smart.

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I was 36, freshly minted M.B.A., single and newly divorced, and switching careers into finance in 2010.

Now I'm building a custom house for the wife and two kids.

Life changes when you take positive action.

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Had a negative net worth at 25, but now at 30 I have a 400k net worth from working hard. You can get there quick with determination and hard work. Don't let this become a setback use as fuel to set yourself up.

Keep the same lifestyle (especially as your income grows) but reallocate the funds that you paid towards student loans into a 401k/ roth 401k.
Not everyone had mommy and daddy pay their school. I worked full time throughout college. Found a smart girl thats now my wife and we both do well. We put away a large amount aside even though we still have nice cars, house and anything we want.
Being a financial advisor helps because im moving money from the time it hits the bank straight to our investment accounts so she doesnt realize how much we really make monthly.
Lastly, take risks (buy real estate,etc) and diversify.

If your student loans were $5k you are a dolt and if they were $200k you are a hero. You are likely doing just fine. Now go out and make some cash #perspective

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