{ "media_type": "text", "post_content": "Parents visiting from India. Better to buy medical insurance from here or from India? Also any suggestions?", "post_id": "5ae77dd331998c0018b32d94", "reply_count": 8, "vote_count": 0, "bowl_id": "58f8108c753e990016608a0b", "bowl_name": "Desi Consultants", "feed_type": "bowl" }

Parents visiting from India. Better to buy medical insurance from here or from India? Also any suggestions?

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High premium is a relevant term but any good comprehensive plan(like the one from atlas) do provide one acute recurrence from pre existing condition upto a limited amount.


People will recommend VisitorsCoverage. And last year I got that for my parents. Unexpectedly my Dad had some back problem and it was a pain to get the treatment covered by visitors coverage. They opened up a bunch of policies and said it would not be covered. I had paid about $800 for 3 months for both my parents. I would say if your parents have decent health, get something from India itself.

I get an insurance here- Atlas

I just bought atlas too last week for parents through insubuy.com

Ok thanks guys

Why not India guys? You might have to pay from your pocket and claim later. But is there any other reason for not getting it from India. It’s cheaper and I suppose they will be less regimental about throwing the rule book to deny the claim. What am I missing?

Indian insurance dont cover acute problem due to pre existing condition and it's very easy for insurance to relate an issue to pre existing issue

Hmm clearly I need to do my research. I thought US insurance also don’t cover preexisting - unless of course you pay a very high premium.

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