Passive income ideas for consultants...real estate, Stonks, what else?

Has anyone tried any of the margin trading platforms like dydx?

Hi
Does anybody have an recommendation for software or excel formula driven file to manage real estate investment property ( expenses, rev etc ) ?

Hi folks! Wanted to pick your brain about investment properties, in the greater Austin area. Is it better to invest in a SFH vs. townhome/condo, and is it better to have a 2 bed vs 3 bed from your experience? Austin market is on fire so trying to get my hands on anything available at this point, so figured I’d ask you fine folks. Any info helps!

New to this bowl and pretty new to option trading. Thank you all in advance for your insights. I’ve been building up a sizable holding in SPY puts, some of them from early May when states started to reopen because second wave is a sure thing with that. I don’t understand why it took the market so long to realize that. Cont

Just filed my taxes thru Turbo Tax and owe ~$6k. They provided payment vouchers to avoid owing + penalties in 2019. Anyone else pay quarterly to avoid a big bill in April? TIA!

Hello Sharks ,

I need one Assistance in investment declaration for NPS employer contribution . My NPS account current POP is not ICICI .

While contacted the ICICI POP , he told me to declare the amount though the POP is not ICICI then only they will get request to transfer to ICICI POP .

I am looking for suggestions who have already gone through this POP transfer process .

All I want is to aggressively pay off debt, earn a bit higher paycheck, be more balanced and consistent and reliable, improve my health and take better care of myself, and not almost exclusively dread my job. And some time to socialize. These all seems fairly simple… but i am still struggling to accomplish this. It’s downright nerve wracking and frustrating.

Does anyone else find it challenging to max out their 401k? I know it’s almost the first thing recommended here but contributing $20500 for someone making $70k is different than if you’re making $150k. I’m slightly envious of you guys

I need some financial advice. I am a first year associate with no debt and I'm interested to hear what people think is the best mix of contributions 401k, Roth IRA, and investment account

How many coins do you have in your portfolio? And are you active, HODL, or both?

How much do you consider “a lot” to save/invest each month? Trying to tighten my budget to focus on investing most of my income each month. Obviously, it’s all relative. Just curious what others strive for.

How safe is personal capital to use?

My $570 investment in ether back in June has turned into $6k thanks to a few alt coins like XRP, GNT and others. Still learning, but this technology is so cool. Anyone else buy and holding?

Friend who works in Govt asked to borrow money until paychecks start coming again. Any chance they aren’t made whole after Govt opens?

Has anyone successfully withdrawn USD (let's say 20k+) from any of the bitcoin exchanges? I'm hearing of significant issues in getting money out of the system.

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

So now that the market seems to have calmed down, possible bottomed....for you seasoned investors....was this a black swan type event or just a sped up version of a typical downturn? (Cont)

Been looking into purchasing tBills on treasury direct. Near as I can tell they would currently pay ~3% for a 52 week term which is roughly .5 to 1 % more than a cd for equivalent term. So…why isn’t everyone buying these instead or CDs or Hysa? What am I missing?

Note: these don’t appear to have a purchase limit like Ibonds.

Everyday I wake up wanting to cry because I don’t want to go to work. I put so little effort in doing the work because my mind can’t take it anymore. This isn’t normal right?

Any M in nyc open to meeting up with someone still in the closet? 27 yrs old

Curious what other opportunities are out there for licensed insurance agent in P&C, Health/Life/Medicare. No sales.

Does EY Australia has a firm Christmas shutdown? Any leave liability related stuff?

Any fellow Pakistani female 🐠 management consultants on here that work in the GCC? How do you like your experience of living and working in your part of the world? Pros? Cons?

Anyone have fun recs for a long weekend in Boston? Not much of a partier but pretty open to anything else

You’re a great writer: compliment or insult in advertising?

Anyone has a good Hilton code that they can share?

Anyone faced this? Otherwise i needto travel to office currently i am in my hometown.

I joined cg 2 week back, laptop delivered last week and working fine. today morning showing incorrect pin when tried login in bitlocker, i casually long press the Powerbutton after that any screen not coming up only keyboard and power led blinking

Please suggest anything, i want to avoid going to office

Told my partner that I am experiencing severe covid symptoms and that am running around trying to get a test (very difficult where I am located right now). His response was to call him later today when I am *finally* at my desk to discuss a matter which requires work over the weekend. Is this normal?

What’s the best way to ask to work remotely from abroad for the entire winter? I already am working remotely from home. It gets very cold and miserable during winter where I live and I usually spend winters living in places like Mexico.

NYC-area PI lawyers, who do you think is the best plaintiff-side lawyer or firm in the area? Who would you want to handle a major PI or product case for a friend? (Assuming, of course, that you couldn't handle it yourself.)

Did Discover made a change on your career and personal life?

Subletting a 2BR/2BA in Lakeview. Garage parking included, in unit washer/dryer, and central AC. Flexible on start date, but looking at January/February 2021. Love our place, but we’re planning to buy something in the area. DM if you’re interested.

When does PwC second year risk assurance training usually take place for Bay Area?

How much do you save / invest each month?

Advice requested: Accepted a new role going from base of 88k and target bonus of 9.5k to a base of 124k and target bonus of 20% (probably end up 10-15%) not including RSU, but have a good amount. Advice on what to do to better myself off for the future with this significant increase? Been interesting in real estate for rental properties or also commercial business (buying small profitable businesses)
Ideas or tips?

What is your current age and asset allocation? Im 30, and invest abt 60% in domestic equity, 5% in foreign equity, 5% in bond and 30% in high yield savings so I can have more liquid $ to buy a house

How many people in this bowl are also minimalists?

Has anyone taken a mini retirement ( 1-2 years off)?

Looking to reduce electricity bill, 5 line phone bills and car insurance. Any suggestions for what companies I can use or how much usually are the charges for everyone here?

Stay.the.course. Easy to say, hard to do. Here is one legendary Bogelhead post from banking meltdown 14 years ago. Worth a read and very instructive….adding link in comments

Just went all in on virgin galactic stock. 18k shares! Who is with me?!?! 🚀🚀🚀🚀🚀🚀

How do I find my true FIRE number, not the 4% rule based shorthand. I am at $3M net worth but I don’t own my home. Live in HCOL (SF/NY) where I could buy something but one, I feel I’m being a sucker buying inflated real estate, and two, I think my investments will compound faster than real estate. I’m 40. So should I calculate FIRE based on my current rent plus inflation, or based on taking on a big mortgage, locking up chunk of net worth into down payment and mortgage — and won’t then FIRE soon

Anybody have a mortgage provider they like?

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

The tax refund I’m getting quoted on TurboTax and from my tax accountant is different ($1k difference) and idk what to do… I don’t particularly trust my accountant since he said TurboTax is probably wrong (how can a software millions use be wildly wrong). What’s the downside of filing with the one with higher return and taking it from there?

Is it really cheaper to get a lease/rent in the winter than in the summer?

Realized I’ve been contributing all post tax dollars to my 401k for the past 1.5 years. Am I able to convert this to a roth somehow? What kind of tax liability might I have? Should I switch to pre tax contributions?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Do people here consider having children and what it means for financial planning?