People say DCA and market downturns are opportunities. However, I don’t think most market trends have had such underlying worrisome macro trends. Are people accumulating right now?

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If your strategy is to DCA and hold for decades then follow your strategy. Someone early in their investing career with 3+ decades before retirement will be fine buying through this period - even if we’re years away from new ATHs. I did this in 2007-2008 when I was a couple years out of bschool and it worked very well for me.

If you just plunked down a lot of your accumulated lifetime wealth on the market in the last year, you’re probably sub-optimized. I’m mid-40s now and don’t have the risk tolerance to sit in a multi-year bear market - so my strategy is very different.

Neither is wrong, but you have to figure our and execute yours.

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I am 31 and just continuing to plow earnings into the markets... Will we likely enter into a recession? Very possible or even likely. Do I care?
I’m just accumulating more income producing securities at lower prices, at the same speed as usual, and maybe adding a little spice with some puts as well as overweighting to boring quality.
Now is about when real opportunities start to show up! within the next 24 months the US will find a bottom and continue growing …
A healthy little recession is a great time to get rich

Holding cash. People say things they don’t understand

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I agree. This is the end of bullmarket. 2009-2022.

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Lol I been holding Cash and buying in slowly like very very slowly. DCA can be spread out over a long period of time.

Haven’t been following the news anymore. It’s too stressful, I think a lot of my peers are doing the same.

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I moved to a large % cash mid to late last year. With the market down ~12+% I went ahead and put about 10% back in and my plan is to purchase at least every 10% drop. That way you’re not trying to time the bottom, but I agree that the outlook doesn’t look great near term.

I suggest puts on SPY

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