Looking for advice. Just started new job that allows Roth 401k. I have a previous traditional 401k worth about 50k and a Roth IRA worth about 40k. I’m 26 and make 150k total this year. My new company allows for mega backdoor to Roth IRA. Should I rollover my old 401k to an T-IRA or rollover to my new employer? How should I split my new contributions between traditional and Roth 401k? Should I mega backdoor after tax to my Roth IRA? Thanks in advance.
On maternity leave but am realizing I need to move home to be closer with family. What happens if I quit Deloitte despite owing 30 days upon return? What is the penalty?
My wife and I would like to retire at age 50 (or earlier). We’re in our early 30s. We’ve been maxing out 401ks and IRAs for years and started contributing 20k a year into a taxable account to start filling the gap since we can’t access 401k until 55. At what point should we be reducing 401k/IRAs and redirecting to the taxable account? Otherwise our income balloons late in life. Curious how others are managing this.
My firm is evaluating CM programs/models to adopt as standard, getting some folks trained and certified and creating an ongoing internal training model. I’ve always perceived that Prosci is the gold standard. What other options should we be considering? Our focus is on the healthcare provider space. Thank you!
What are some examples of post MBA job opportunities for those looking to stay in healthcare? I’m aware of the LDP programs from the big pharma companies, but haven’t seen too much else in my research
Anyone heard of Prescient Healthcare Group?
401k or Roth IRA?
People who left from big 4 to Microsoft, what did you gain and what did you lose? In terms of benefits and etc. Got an offer from Microsoft. Trying to gauge my expectations when I move.
What are the key differences between Health Savings Account and Healthcare Reimbursement Account?
Leaving the firm and the country. What do I do with my 401k? Any suggestions would be much appreciated. Don’t plan on returning to the US anytime soon and I’m in my late 20s.
Does anyone have any FIRE advice for me to retire at 55? I'm 40 own a house with 50% paid. Have a vacation home 100% paid. 401k 300k and a modest savings. What do you brilliant folks recommend? Tks
Can anyone opine on NY 529 plans? Have one kid and debating if it is beneficial. I like the tax benefits it provides but not sure if the advantages go away if I end up relocating outside US after 4-5 years, or if my kid decides to not study in US or NY in future. Any opinions would be really helpful.
Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great
Is it a good time to buy a condo now - 350k. My portfolio is 161k annual excl. bonus, 45k in savings, 38k in 401k. Rest of savings went into edu loan and fam support. Currently renting for 1700.
Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!
I should be more sensitive but I think it's fucked up to start a new job and tell your boss after a week that you will be out on maternity leave in 4 months.
Looking to get some insights in PwC's bonus policies. I have an offer from PwC in their Salesforce practice and the bonus offered is a range of 27% to 35%. But they have not included that bonus % in the offer letter. For those who have worked at PwC, is this a norm? Have you seen them follow through the Bonus payout? Does the bonus % change significantly from YOY? What are the individual objectives/targets that need to be met at the Sr Manager level to earn the bonus?
Hey 🐠, what is your base salary vs. the price of your home when you bought it? I’ll start - I’m currently at a 115k base and paid $218k for my home. I live in Atlanta.
I think my 2yr old son is having severe social anxiety issues… he is perfectly fine at home, playing and laughing and talking. But outside especially when other people get closer to him (especially small kids at his age) he immediately freaks out, becomes very anxious, and would try to flee the scene as soon as possible. Ever since he’s a baby we take him to play ground everyday and he is still the same. Any moms experienced the same?
What the what?! 6 hour delay in DFW, missed all client meetings. Guess I'm a real consultant now?
Currently have a 2nd interview with MD at another big 4 for salesforce practice. Currently at 3 YOE so interviewing for experienced A/1st year SA role. Any tips or insights for the interview? Would greatly appreciate it
I will be teaching Chemistry this year in a modular classroom with no lab area. Any suggestions on virtual labs? We have chromebooks at ourvschool.
Any copywriters here who have published novels? I'm set to finish my 4th rewrite by end of year and hopefully shop it around soon. If I manage to get it published, you think I could translate it into a raise somehow? Also, would love any general advice -- on querying, on finding beta readers, or craft books you'd recommend. Save the Cat is my plotting bible, and I also love Self-Editing for Fiction Writers. Any other recs?
How many rounds of interviews are normal for a small, independent agency? I’m in the process of interviewing for an associate account executive (entry level) position if that helps! I’ve had a phone screen and one virtual interview with the co-founders so far.
Is the interview process to get into IBD harder or easier than top consulting firms like BCG/McKinsey/Bain? Where do the truly smart people work nowadays?
New to this…with Amex Platinum what is the best / most economical use of your points? I see you can cover charges on the card as well.
How do any of you write an effective resume, when we have to keep mum on project details / results?
Checked in and had issues with fridge for a little bit, and fridge was replaced but maintenance was in room for a bit of time. Would you ask for points for inconvenience, or no since they fixed it?
Does anyone have information on Deloitte’s tax transformation group? Any general info, work/life balance, is it remote, etc.
Holiday bonuses? Just got notice of ours and it seems very skimpy... wondering if B4 or other companies give staff holiday bonuses?
Do y’all get moved around from hall to hall? I’ve been moved so many times. I have 2 more years until I can retire.
hey all, i’m 3 years into my career. some decent work produced, some awards (mostly student). after getting laid off last fall and many many applications and emails sent, I’ve decided to spend time and money on a creative PR stunt to get my dream agencies’ attention. I’ve decided I don’t want to settle any longer, and I’m ready to make the jump to the elite. so people that have made it to their dream agencies: when did it happen for you, what made it happen, and was it everything you hoped for?
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