Pet insurance: anyone have it? Any recommendations or thoughts on it?

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I do! I have Bivvy it’s cheap($22/mo) but also pretty bare bones (2K max a year, only 50% copay) but it did cover a emergency surgery my cat needed and made it less expensive then it needed to be. I adopted a senior kitty so it was harder for me to find an insurer that didn’t cost $70+ a month for her given her age. Bivvy is basic but I’m happy with it, some coverage is better then no coverage. I also looked at ASPCA, Pumpkin, MetLife, and Lemonade.

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I did for many years, until the insurance company went under. It’s good to start a policy when they’re young. Most pet insurance won’t cover pre-existing conditions, and when your cat is older, they’ve probably started having some illnesses/diagnoses. Like ACD1 said, standard plans are catastrophic coverage only, but they’re pretty useful in emergencies.

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