Planning to buy a house in the rage of $400k-$450k in next 4-6 months. No outstanding debts and loans. I make $145K year and max out 401K. Planning to put $50-$60K as a down payment and still have enough cash left for home appliances and other expenses just in case. Curious to know if I am heading in the right direction? Single here.

Hi All,
is 591(transunion) a decent score to buy a car (~35k).
TIA

Were SKT and RKT meme stocks? Both were up big yesterday and not back to where they were at the start of the week.

What are your agency's Parental Leave policy/benefits and "return to work" policies? Has anyone requested more than their company allows?

Does anyone else think we should start investing in more light rail systems to cover some of the distribution problems we're having? I think it might be a good idea. Anyone have any thoughts about this?

Any recommendations on secondary sources or books to learn about investment funds? Recently I am getting more investment fund formation assignments as a tax associate. Looking to some materials to learn the basics. Thanks!

Today, I officially have enough money to pay off the entire balance of my student loans. Won’t pull the trigger until SCOTUS issues a decision, but having the ability to do so is such a weight off my shoulders that I had to tell someone.

My company reimburses CFA exam fees if I clear level the exam and if I stay in the firm for 2yrs from reimbursement date. I don’t wish to be here for 2yrs. . Can i still apply for CFA scholarship?

Anyone else stressed out by their student loans?

Is Vodafone VOIS support certification reimbursement like other IT companies?
Also the employes get learning in Vodafone Vois?
Any input is highly appreciated..

So possibly silly refinancing question: my understanding of refinancing is that if interest rates lower, you basically start a new mortgage with a new bank at lower rates and pay off your old mortgage. With this, there's some closing costs associated.

Assuming your old bank doesn't want to lose your business (aka, interest payments), why don't they offer to simply reduce the interest rate on your mortgage to what they're currently offering customers?

Does anyone else hate medical coding? I got my CPC and loved learned all about it! But once I started actually working in it, I hate it. They talk about how it’s all about translating procedures to numbers. But it’s not! It’s all about Money. All about how much RVUs the codes have so the provider gets the most reimbursement. With how everything is now a days, I feel like a bad person after a day of work. Just me? Was it just a bad employer that I worked for? I feel lost.

Are you investing aggressively in the current market?

Google stock to buy now or after the split?

Can anyone refer me to Crowe TAS NYC? 3 years Audit w/ Sr exp mid size niche private companies of international publicly listed parent Company, 2 Years Fed Tax Big 4, 1.5 Years Internal Audit healthcare, 1.5 years currently Self Employed Investing.

Looking for some advice on how to focus on the 5 million and up crowd. Can’t seem to break out of the 1-5 mil range. Any advice from folks who deal in the high net worth space. What do they look for?

Any advice on how to move from healthcare consulting to the pharma/biotechnology industry?

Hey habibis expats! The market in Dubai is obscure when it comes to compensation and benefits. I suggest we add clarity by posting salaries, role/position and years of experience here and anything else you want to add such as benefits. I’ll start:

- Industry: tech
- Role: finance manager
- YOE: 5 years
- Comp: 270k aed/year + 5% bonus
- Other benefits: work from Europe/US 1 month/year, 30 vacation days

Newbie here, interested to here people’s opinion when to cash in on a put. Do you target a certain % or $ return? I have a SPY 4/17 $200 put up 20%/$63. Also have a SPY 7/17 $240 put up 11%/$220

Recommendations for a weekend trip in new England

If you don’t owe any taxes, are there any consequences of submitting your state filing late by a few days?

Tech topic..
What is meant by sterling integrator? What is the work we will get in that ? As I am fresher I got a project in caterpillar client with demand skill as sterling integrator....please help me in this

Hi Guys,

I have couple of offers and difficult to decide plz suggest

experience: 10 years

tech: java , microservices and GCP

Coforge: 35
Deutsche Bank: 38
Brillio : 44

which one i should consider Definitely not Coforge, confused between DB and Brillio , Brillio not sure about job security and work but CTC offered is very good.

Thanks!!

If there are any marketing folks here interested in learning about a true omni-channel marketing company please reach out! I represent Vericast and am happy to meet other local pros. Cheers!

It seems to me that engineers would make some of the best farmers because they could figure out the most efficient way to use land for agriculture

What PTO does your agency offer?

Hi ..I recently joined HCL. can someone from HCL tell me from which portal I can do Some internal certification and is there a way to switch to a different technology or project before 18 months? Is there any other career growth opportunity that HCL offers the employees?

Hello people, I'm a planning to do an M.tech /PG program in Data science part-time in an university. It would be like study while you work. Will EY provide Non objection certificate for the same? Will there be any discounts from the company side?
Kindly let me know on whom should I contact

Is anyone involved in IAPP’s young privacy professionals group? Is there an age cutoff? They keep emailing but I wouldn’t consider myself “young”! Will they stop emailing when I turn 40?

I have cleared my Managerial Round for Tech Lead - NodeJS. with YOE 6 Years. How much should i ask for as Offer? P S. Nothing below 25. I want to see if 30+ is possible

Any news on SaT mid year promotions? Is it true? If yes, by when its expected to be communicated?

How is the job security in Natwest group. Is it good to switch here now , hearing the upcoming recession news?

I’m so very tired of portfolios where the description of the actual work and what went into it read like novel. Only to end up on a banner. And not even an interesting one.

Rental property was held by LLC . Now sold with some profit. How does capital gain change for LLC. Also never depreciated throughout ownership of rental property. Does depreciation recapture still apply

3% interest rate with 1% credit toward closing costs or 2.75% with 0.4% credit toward closing cost?

Do you guys think mortgage rates will go up over the next 5 years?
I have the option of doing 3.65% for 5 years or 3.95% for 10 years. This is for commercial real estate. Should I go with lower 5 year rate or try to lock in the higher 10 year rate?

Insight on best Atlanta neighborhoods? Looking to relocate there this fall, but thinking the market hasn’t normalized just yet to position me to find a great fixer-upper forever home.

So, I’m thinking best bet for now would be a duplex or 4-family that I can live in temporary, as the market relaxes.

What neighborhoods are most ideal for finding a nice duplex/multi-fam that would attract solid long-term professional tenants?

So possibly silly refinancing question: my understanding of refinancing is that if interest rates lower, you basically start a new mortgage with a new bank at lower rates and pay off your old mortgage. With this, there's some closing costs associated.

Assuming your old bank doesn't want to lose your business (aka, interest payments), why don't they offer to simply reduce the interest rate on your mortgage to what they're currently offering customers?

Hi folks! Wanted to pick your brain about investment properties, in the greater Austin area. Is it better to invest in a SFH vs. townhome/condo, and is it better to have a 2 bed vs 3 bed from your experience? Austin market is on fire so trying to get my hands on anything available at this point, so figured I’d ask you fine folks. Any info helps!

Recommendations for a lender for a rehab loan? Buying a property that won’t pass for a normal loan

Any thoughts on investing in Monroe Township area of NJ ? Looking to buy a new construction condo in 300k+ range. I am hoping for a 8 to 10% appreciation in a couple yrs.

I mentioned to a few people around town that I’d be willing to sell my condo portfolio. Didn’t think it would go anywhere. And now I have an offer for 3.9m can’t believe it. But also not sure if ..

About to list my townhome for sale in a Chicago suburb. Any suggestions on how to price it right? Should i get a property appraisal? I have done alot of renovations recently and don’t want to price it lower. Realtors i have spoken to suggested based on the recent home sales in the area but not too many similar homes were sold in the zip code to get a good idea. Appreciate ur responses.

I'm thinking of buying an apartment. What gross profitability do you think is enough for residential rental property?

Does anyone actually skip owners title insurance? Mine is $2700 on a $550k loan amount not sure if that is high or not but seems very expensive for a small likelihood..

Moving to my dream home and turning my current house into a rental! This will be my first rental property, should I use a property management company?

First time home buyer. I can’t get better than a 3.9% rate.... my credit karma score is 797. I know they use a different score for mortgages but they used a score of like 680 for my rate?! How can I find/fix whatever’s causing that??