{ "media_type": "text", "post_content": "Planning to start investing for first time. Based on my research thinking I will start with 3k, use vanguard due to it being safe bet given Deloitte’s restrictions on platforms. Buy VOO, VTI 60% and invest 40% in slack, zoom, Netflix, Facebook. Experts please advise, regd: starter amt, choice of funds and stocks.", "post_id": "5f4b2bdbccde250024c5f853", "reply_count": 2, "vote_count": 2, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter", "feed_type": "bowl" }
null

Planning to start investing for first time. Based on my research thinking I will start with 3k, use vanguard due to it being safe bet given Deloitte’s restrictions on platforms. Buy VOO, VTI 60% and invest 40% in slack, zoom, Netflix, Facebook. Experts please advise, regd: starter amt, choice of funds and stocks.

like
Posting as :
works at
You are currently posting as works at

Best advice is to start. Open the account and get your Voo or VTI, they have a lot of overlap so you don't necessarily need both. Then, if you want to pick stocks with a small portion of your investments you do you, but get your low fee index ETF investment in asap and keep contributing to it regularly.

As for amount, impossible to say as there are lots of personal factors, but as long as you have cash to cover short to midterm expenses you could probably invest any "extra." Come up with a plan that works with your budget and stick to it, pay yourself first by investing and saving automatically right when you get your paycheck.

helpful

Thanks SM1, appreciate your inputs. I do try to save 2500 every paycheck right now everything is in HYSA coz I am trying to buy a condo but I also want to start investing

Related Posts

Some have expressed interest in starting a meeting for this bowl, so I made a meeting ID on zoom. Before I schedule anything I wanted to pitch it to the group for thoughts on time and day and process

I also wanted to see if we could maybe use the group to create the meeting format. We have plenty of great writers in here, maybe some would like to take a stab at the script?

At the end of the day I want to help facilitate not dictate, so would y’all’s thoughts!!

like

What boundaries do you have in place as a FL? I just started and I feel like a hot mess with too much to do (business things, new calls, client work, slack, multiple emails, timesheets 💀). I’m so tired.

like

Makeup/hairstyles that look great on zoom? Still can’t quite get it right 7 months in 😒

like

This is a disaster to watch. Wish this is a zoom debate and the meeting organizer can mute attendees!

likefunny

Think we'll see more than $500 extra in bonus for headcount being down so much and having to pick up the slack for the same medicore pay?

funnylike

Venture Capital Analyst zoom interview... what to wear? I assume a suit is too formal for VC...

like

What is a great way to make mentors during r WFH period? I’m a new college hire and would like to network and form mentorships in the age of zoom/webex

like

One of my biggest issues at work is simply hearing people on calls. Between terrible skype connections and rough accents, I use much of my thinking power having to simply comprehend what is being said

like

Microsoft Teams - love it or hate it?

like

My firm just released a Zoom Pants Policy

funnylikesmart

Slack > teams > anything else ( especially Skype for Business)

like

Getting lots of interviews, which is good
I would usually work from home and do the interview over teams/skype/etc.
But my work are very anti WFH so I'm running out of excuses not to come in

like

Just started a new gig this week and the workload is slow, so I figure we should make the most of this downtime.

My teammate and I haven’t worked together on anything yet. We’ve talked on zoom before and have texted and called occasionally.

I’m hoping we can become familiar with each other and get that creative back and forth going. Does anyone have any tips or suggestions for activities or creative exercises?

likesmart

A tech firm reached out, and I had a 30-min call with a CD. Went well and I agreed to more interviews. Turns out the next round is a “4-hour panel WebEx interview”. Their creative dept isn’t well established, so is it wrong for me to politely say “4 hours is a big investment, can we briefly chat about salary range, title, etc”? I kinda don’t want to go down this road for a lateral title and who-knows-what salary. If it was a better-known in-house shop, I’d go with the flow.

like

When you zoom out far enough, our cities look like nothing more than any hills. And here we are. At work, avoiding work, looking out the windows about where we want to be. Without ever going there.

like

Starting at Deloitte in September, and I may catch some slack for this question, but I feel like I learned almost nothing in school. I mean I know the basics of accounting, but don’t feel how I thought I would after obtaining a bachelor’s. So my question: how much technical accounting knowledge did you have before starting? Do you learn as you go in this career or am I already behind?

likefunnysmarthelpful

how many of you are going to convert your remote zoom meetings to remote metaverse meetings?

like

When is it either allowed or seen as OK to start using FTO? I recently started here and while I’m not looking to slack off and take time off, I just want to know how it works. (Plus, I don’t want to not use something that I can or should use.) Elementary stuff, I know. But I’ve freelanced my whole career until now. Thanks

I have a zoom interview with an investment bank this afternoon. Does anyone have any idea what the dress code is? I would assume suit and tie but not sure because it’s on zoom.

like

How do you all tackle people who come back into your life when it’s convenient for them? My former friend from college has been pushing to do zoom calls with my friend group. She doesn’t live in the same city as the rest of us and before COVID, she wasn’t involved with our lives. Now that her friends in her city are MIA, she wants to reconnect with the group but she makes insensitive comments and I just don’t have interest in being her friend. How do I convey this to my friend group?

like

Additional Posts in Personal Investment Chatter

Planning a week long trip to Argentina next Feb/Mar. I am deciding between Patagonia and Mendoza. Thoughts?

Hi, I have 10 years of diverse experience as HR BP in a large Indian IT company, currently playing the role of HR manager with a team of 3 reporting to me. Being offered an individual contributor role in a mid size company. Is it normal for this kind of experience bracket to be playing an individual contributor. How does it work in other companies

Long time and missing to meet with daddy types/ stocky guys. I miss all the travel 😩 HMU if anyone looking to chat. 😬

funny

Time to sell LTC?

like

Saatchi and Saatchi?

What percentage equity ownership do you have in your firm? Is it a “roughly” equal split among partners of the same level, or have the older partners had their equity diluted over time?

Would you personally still negotiate your offer even thought the salary they are offering you is higher than the salary range you shared with them previously? 🤔

like

Any insight on Strategy& Singapore - WLB, Pay, Hours, type of projects etc. I am hoping to move back home one day. I’m curious to see what’s it like back at home or whether I should be applying elsewhere. Thanks!

like

Well I went to school and received my Bachelors and Master’s degree in Healthcare Administration. I graduated in 2016 and still have yet been given the opportunity to get into my field. I fill like it was a waste of time what are your thoughts?

like

Competing firm and practice group hired by the client, conducting an assessment on my practice groups current engagement with the same client. Has anyone ever heard of this type of scenario. Pls help

We are hiring

Post Photo
like

So I’m probably thinking too much. But I’m looking to leave public accounting and have an opportunity with internal audit. I want to make sure where I go I have good opportunities to advance and if needed be marketable to other companies. Do you think internal audit makes you more or less marketable to other opportunities in the future?

like

Ginny and Georgia are better then Firefly Lanes ❤️

like

Got outta here with that triple-s nonsense

Post Photo
like

Sunday promotion time, sign up for FREE and the 10th person to sing up wins $10 cash. Lessontrader.com is an online marketplace for teachers to buy and sell. Discount code “vipfree”

Post Photo
like

LinkedIn shows around 40k plus employees in Epam system, and with such a big number.
The response received in this bowl is really very less either Epamers are really busy or they don't want to tell their secrets.

like

How much salary should I ask for below skill set in Publicis Sapient

Skills: Java ,Selenium, SoapUI, Postman, Jmeter. Continuous Testing- Jenkins - Aws and Azure.
YOE - 6 YEARS.
Currently - 9lpa

Please advice, anybody recently received an offer Also please comment.

like

Why does everyone want to be a YouTuber these days? Do YouTubers with 1 lakh plus subs earn more than engineers/MBAs?

like

Is first offer of 22.5 at 8.5 YOE is too less?

Tech - Automation testing

like

How big of a book of business would be enough for a firm to elevate a Counsel to Non-equity partner? Am Law 200 firm.

like

Additional Posts (overall)

Chase Freedom Unlimited vs Chase Freedom Flex. Thoughts on which to get?

It seems the only different is the Unlimited gives you 1.5% on all “other” purchases, and the Flex gives you only 1% on “other” but a 5% category you choose each quarter.

Both have the same intro offers, including 5% groceries for the first year, and 5% travel thru Chase, 3% restaurants and drug stores forever.

Thinking the Flex is the better pick out of the two but maybe im missing something

like

I always imagined this crash is a minor one compared to 2008 recession. Am I wrong? Is this worse than 2008 financial crisis?

like

My friends greed is good 👌👌

Post Photo
likesmartfunny

How do you determine how much amount by in emergency fund?

likehelpful

When S&P index fund gurus preach about 7% per year growth, do they include dividends in?

Currently have significant balance in taxable investment account and 401k account. Looking forward, the liquidation of these investments will result in significant taxable income (ie realized gains and 401k distributions). Considering a back door Roth IRA contribution, but looking for some other tax benefit strategies to reduce future tax obligations. Thoughts on alternatives ?

like

Should I be claiming 0 or 1? Single M fish

like

I overpaid social security deductions last year due to job switch and two employers. Will that be applied against the tax I owe and will my employer also be refunded for their contribution?

like

Stonks go down why?

like

Can someone PLEASE tell me which life insurance to get - whole vs term? Everyone makes it so freaking confusing and i really don’t wanna miss the boat. I am 28 and I feel like time is just passing me by and I don’t know what to do lol. And then like you’re supposed make money off of the insurance?? I’m confused.

like

Need Fidelity mutual fund recommendations. Mkts up last 2 yrs, but my diversified portfolio has remained flat. WTF!? Convinced Fidelity is stealing my $. No-load and low expense ratios a must. TY!

If you have a traditional rollover IRA (rolled over previous employer 401k this year) and my income is over $200k can I still do a back door Roth IRA this year?

like

Has anyone bought a small / local business before? How did you find targets, did you use a broker?

like

Any advice on a side hustle?

like

Thoughts on The Spotify IPO approach ?

like

Planning on creating a WILL, any pointers on where to start? Has anyone done this and has experience with it?

like

Too late for SPRT?

like

Any thoughts? on why Dow dropped 665 points today? I know it had a crazy run up in Jan but still ...only 9th time ever it has dropped 600+ points in a single day.

like

I have ~17k emergency fund in Barclays HYSA with a dismal rate - is it worth moving this to HMBradley or another HYSA with a better rate, or wait it out until the market bounces back? (How long until interest rates climb back up to 2.2%? Will they ever?) I plan on continuing to contribute to this $ for the next 2ish years to build up a home down payment + emergency fund in the same account.

like

Just give hedge funds a $600 check and call it a day?

likefunny

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy.

Already have an account? Log in

New to Fishbowl?

image with Fishbowl logo and arms reaching out for a handshake

Already have an account? Log in

By continuing you agree to Terms of Use and Privacy Policy.
Messaging rates may apply

For account settings, visit Fishbowl on Desktop Browser or

General

Legal