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Hello all,
Hope you are doing well.
I have a condition and want to know your opinions. I have given a particular date 30th May of joining in offer letter Legato Health Technologies , but now they are saying that the joining will be delayed by a day Or two.
I am getting confused about this and also getting a little bit afraid as well as I have already says no to other offers and now this happens...
Request you all to please help me on this.
Thanking you all in advance.
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never mix both insurance folr sepratel forgealth insurance
Yes. And take a simple insurance. Don't complicate them by adding unnecessary add ons, you can buy health insurance for them. They will cover these things far better and provide much bigger value.
Yeah with health insurance I'm adding critical illness also so that for critical illeness i will get 80D tax benefits
I have taken one from max life.
30L for 64 Critical illness till the age of 75.
But I think I have taken a very costly cover.
Whatever you choose, just make sure that monthly payment should not exceed 5k
Yeah taken for 5k only
Hi,
If plan A with 22 CI cover all basic illness you may choose it. And else if 62 CI plans change in amount is less than 5k, you may choose that as well. Just to add 5 lakh CI after 15 years is of no use(as usually plans are for 20, 25 years) and when I have checked the amount we spent for CI is very high , (recent change) and benefit is not worth. So you may take a pure life insurance and use the extra money as investment (if invested in mutual Fund or shares)and keep that aside as health emergency fund.
Thank you for the clear explanation. Useful