{ "media_type": "text", "post_content": "Please help: 24 making $135k with a net worth of -$9k (student loans and savings/investments canceling out)\n\nI lucked out and pay $900 in rent with a roommate but want to live alone in a couple months because I can’t stand sound travel in these apartments. Think I can pull it off and not be ridiculously far away? What do you think I can afford?", "post_id": "61167af8204be90030a770a4", "reply_count": 15, "vote_count": 2, "bowl_id": "5aa3ebca6a56fa0013ec82de", "bowl_name": "New York City", "feed_type": "bowl" }
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Please help: 24 making $135k with a net worth of -$9k (student loans and savings/investments canceling out)

I lucked out and pay $900 in rent with a roommate but want to live alone in a couple months because I can’t stand sound travel in these apartments. Think I can pull it off and not be ridiculously far away? What do you think I can afford?

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You can get a studio virtually anywhere for under 3k - which is less than 40x rent coverage from your income. Is the $135k all salary tho or is that TC with a chunky bonus?

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This is amazing! Thank you

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Move to queens near the 7 train. It is close to midtown Manhattan and also two airports LGA JFK. Great food, safe, affordable. You can get a two bedroom for less than 2000 if you want

What city? Nyc?

A better question for OP would be....which neighborhood are they interested in? Requirements?

I agree that below 3k is pretty good. I was at 110k base and my rent was 2250. I felt that my financials were in pretty good shape. Dec-Feb is usually cheaper for NYC apartments.

Aim for 20% of net pay.

20% of net is tough to live alone in NYC at that comp range… OP has TC of $160, post tax this is $100-$110, so you’re looking at $2K/month max in rent. Not impossible, but you’d have to make concessions for sure

I stand corrected A1. Astoria is pretty dope, didn’t realize you can get that kind of spot there

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