Related Posts
The South vs. Everywhere else
Additional Posts in Personal Investment Chatter
Best investment book recommendations?
New to Fishbowl?
Download the Fishbowl app to
unlock all discussions on Fishbowl.
unlock all discussions on Fishbowl.
The South vs. Everywhere else
Best investment book recommendations?
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Download the Fishbowl app to unlock all discussions on Fishbowl.
Copy and paste embed code on your site
Send download link to your phone
OR
Scan your QR code to download
Fishbowl app on your mobile
My approach: 100% VTI and chill
Yeah but the basket consists of the whole us equity market
Jeez! Well, if taxable, just leave it. Only put future funds into one or two.
Rising Star
None of these funds are bad and you don't need to get rid of them pronto. Each will reap benefits.
Agree with the opinion of others so far. Don't sell immediately. Put more into 4-5 funds that you feel make better sense. Consolidate or reallocate once they are long, if you absolutely cannot live with so many.
I personally have quite a few ETFs and some of them overlap to some extent. However, they do give me my intended weightage in a sector or cap.
Important thing to consider - Just because an ETF follows the Total Market Index (TMI) does not mean you can get required exposure to the entire market. The percentage holding is weighted on market cap making a TMI ETF almost equivalent to large cap growth + large cap value. If you want more expoure to mid and small caps you need to buy something like VXF, if you like small cap growth then VBK and so on. Hope you get the drift.
If you plan on going to grad school or taking a year with no/low income you can sell them then and pay no taxes. Agree with others that the funds all seem okay so it’s probably not worth it to sell now and pay full tax
Chief
Definitely a lot of overlap. VFIAX = VOO. Definitely no rhyme or reason here, but whatevs, you’ll be fine.
Conversation Starter
1
Conversation Starter
2
Conversation Starter
3
Pro
Is this in an IRA, or taxable?
Pro
Lots of good funds I wouldn’t worry , but would tax harvest like the others mentioned
Conversation Starter
Thanks, all! Really helpful.
In terms of the funds I should keep investing into as my “core” ones, any advice on 3-5 from my list that don’t have much overlap?
I have automated investments into the mutual funds but can stop & put that money elsewhere too.
Enthusiast
VTSAX, VTIAX