{ "media_type": "text", "post_content": "Posted this on the h1b bowl, but do any of you ladies on visa own a home here? I’ve been thinking of buying one and I’m terrified of the issues that come with being single and on a visa. Cont", "post_id": "5de472a624d6b8001a9369ce", "reply_count": 7, "vote_count": 0, "bowl_id": "59e88be7e2808e00149b0443", "bowl_name": "Women In Consulting" }

Posted this on the h1b bowl, but do any of you ladies on visa own a home here? I’ve been thinking of buying one and I’m terrified of the issues that come with being single and on a visa. Cont

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I mention being single since Il be the sole owner , if I get chucked out I’d be in trouble. Owning with a partner at least helps there we both won’t get sent back together. I’m just debating whether this is a good idea to buy a house as a single lady on a visa. Any advice welcome

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My friend got a house, then they decided they had to move back. Instead of selling the house, then ended up hiring a management company and rent it out and continue to generate dollars. My suggestion is try to buy a house that can generate revenue and pays itself.

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If you don’t have much of a credit history, you might not be able to get a mortgage. May be useful to discuss with a mortgage broker to see if you can even get qualified first. If you’re in a HCOL city, it may be difficult.

EY is exactly right. Discuss with a loan broker and get a pre-approval in hand (not pre-qualification, which is meaningless). Then look at what’s renting in your area and focus on buying the type of property that you could easily rent out if you have to. Work with a realtor who specializes in working with 1st time buyers and don’t overspend.

I don’t own one but I have multiple friends who have bought property while on H1B or F1 and single. You just need to make sure you have a good back up plan. Eg, that the place has good rental value and / or resale value, that you have someone trustworthy to manage the place for you, either a friend or a property manager. My F1 friend left US after his PHD and he still owns his condo here after a couple of years, which is still rented to his old roommate whom he had known and lived with for a long time. And the condo associations do some basic management too. He flew back this year to visit and checked on his property a bit. I think eventually he will sell it but because it’s so close to his school, should be not that hard to sell.

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