Pretty naive when it comes to investments. I was talking to the financial planner service my company offers and they suggested a mix of Large Cap Stock 40%, Small Cap Stock 10%, and Foreign Stock 50%. I'm a 27 year old male so still a ways off from retirement. Does this sound reasonable?

I recently passed the 1 MM NW mark and originally was planning on diversifying into REI once I hit this mark. However, with the pandemic I'm a little hesitant. For those Real Estate investors out there, how has the pandemic impacted your portfolio? Have vacancies risen noticeably or rents dropped dramatically? How has the moratorium on evictions impacted you?

Hi all
I'm prepping for a final discussion with a fund and need some help with a few questions.
1)Where would you put 500m now ?
-logistics real estate in airport cities (roll up and upgrade storage units)
-tech infrastructure (data centres, dark fibre etc)
-D2C consumer
-industrials (cement, plastics etc) - as esg kicks in money will get pulled out but prospects will grow as the big infra boom kicks off
-agri commodity owners and producers

So corporate debt market is basically a bust because all the consumers are locked inside their homes...idk what to do other than laugh

Risk averse investor here. My investing consists of buying shares of the S&P index fund (VOO). I tend to stay away from individual stocks due to lack of knowledge and time. Is it smart to start looking into individual stocks to build my portfolio? I still plan on putting money into VOO, however, should I also look for ways to grow money quicker?

Amex has resumed its referral program. If anyone want to get a card with NIL fee for Year1, please dm, I'll share the link.

I have a brother who works in tech. Curious if anyone here owns side investments in startups, real estate or other assets? (Non-public companies). If so what types?

Can funds rolled over to Roth IRA via mega back door be withdrawn penalty free (contributions only)?

Anyone work with recent college grads? Have had a few come in to discuss their student loans and building their credit

Has anyone negotiated a 401k match to begin immediately? I have a great offer but a 1 year wait. I’m super focused on building retirement and really don’t want to wait for a match.

How much an IT person save at retirement if he takes care of 5 people.
With
Future home loans he may take.
Or car loan, or marriage loan etc.

I am scared how my money ends by month end.

4 years experienced.

#life Deloitte EY Accenture India

How much money should I be making? 4 YOE in analytics

I contribute to 401k, HSA, and Roth IRA, and have enough expenses saved up in savings... should i be investing in stocks/funds with the rest of cash i have left every month?

I am working for a company that is out of my residential state (A) and my company is withholding taxes based on tht state (B) where my company is. I was checking with my tax consultant and he thought I would have to pay taxes based on my residential state (A) next year (which btw is a massive sum). Any1 else have the same issue or knows anything about this. I imagine with wfh today this maybe a common issue.

Working on two contracts at once. How does the tax code work?

If I move my coins to a hardware wallet, is there any way (app, website, etc) to track all of their values without manually doing the math?

was gonna just day trade, but forgot to sell my options before market closed. fml…

I am working from EU since last year (internal transfer from India), also doing freelancing for an another startup since last 2 years and the payment is going to Indian account.
My employer assigned a tax consulting company in India to support me in filing tax, somehow the tax consulting firm found that bank account via AIS document (not sure how they get it in that doc), as they found some interest credited for that saving account. Will I be in trouble? will I have to pay penalty :(?

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

I have a question about audit in Europe. Is the work life balance just as bad? As the stereotype goes, they work as a means to live rather than living to work. If that is true, what is different if the type of work is more or less the same?

What type of coach are you?

Our company is considering hiring offshore technical resources. Can anyone recommend a company that can help us determine where it makes most sense, start up costs, process, legal/tax, timeline, etc.? We’re not sure where to start. We are a smaller company, probably looking to start with 5 to 15 resources, then potentially grow from there

Can complex API testing be automated using AI/ML? Any pointers?

What is the package for Assistant manager role in Chicago for YoE 9 years

Recently attended an interview from one of the top IT firms . I'd never seen any such worst process in any of my life .
Since I'd attended an interview long back i was surprised to receive this call and HR informed me that I'll be having a HR round and the day comes i joined the call ( literally they didn't even ask a single HR question and it was completely about TR) when I reached out to HR . I was told this was a TR + MR
Whose mistake is this ? wasn't their job to inform us properly about?

Any tangible tips for spending less time on social media during all this - beyond self control? Fully recognize I may not be asking the most relevant audience on a social app.

Just started about 3 weeks ago. Ordered a work phone, FedEx admitted they lost the package, I’ve tried calling Deloitte and at&t seems like nobody is coming up with a solution. Any help here?

My senior basically told me to quite

If I ever meet a punctual woman I’m going to propose on the spot.

I need guidance. How do people deal with narcissistic in laws?

CMT vs CAIA?

I currently work in sales for an asset manager and have an MBA. Would like a designation, one that’s applicable to asset management and has some status/recognition. Appreciate any thoughts or insights. (Also dont want to take CFA)

529 NY question. I want to setup an account for my daughter. Planning to contribute $10K to maximize the tax deduction as a married couple.
(1) Should my wife and I setup two accounts for our daughter with $5K each? Or ok to setup a single account under one of our names?
(2) Understand $10K is below the annual gift tax but 529 is considered a gift. Is it good practise to document this in some shape/form? Like a one page doc that my wife and I sign stating we gifted to a 529 $10K in 2022.
Thanks

Can my class Google meet with another class?

Hi Friends,
Need opinion from you.

I recently joined Infosys in December 2021, before that was working with wipro.

Total YOE is 2.9 years

Current CTC is 10.7 lpa ( 9.6 fix + 1.1 Variable)

Today received one offer from EY for CTC of 14.2 lpa ( 12 fix + 2.2 variable )

Should i switch to EY ? Is it worth it ?
Have completed just 6 months in infy

Anyone do FIRE after doing an MBA in a HCOL city? I’m curious how people who graduate from top mba programs and work in NY or SF as consultants and manage to do FIRE

Moving from a miserable IB job for a small pay cut, but I can now actively trade without compliance giving me trouble. After rent & taxes, I’ve got about 10k per month to save; what’s the best asset allocation / distribution for a 24 year old who has a longish horizon and average risk tolerance?

Despite making on time payments from last 8 yrs my credit score is still below 750. plan to buy house nd worried my score won't give me best rate. How do i raise my score. Looking desperately 4 advice

Any advice from a soon to be landlord?

If we did the after tax voluntary contribution (with the intention to roll it over to back door Roth) but don’t get it rolled over before the year ends, what happens? Can we do it after Jan 1? If not, is that now just a separate retirement account w our employer (did mine w McKinsey, after maxing out Roth $19500)

Need some FIRE advice please. I am currently 25 M, with 125k in savings across my 401k/ESPP/Personal Brokerage Acct. etc. I have no debt. Base salary of 125k with up to 25% bonus.

I contribute 20% to my pre tax (employer matches up to 6%) and 5% in my Roth 401k and 10% in my ESPP. I keep only what I need in my checking to pay rent and have some fun on the weekends, but all relative would you say that I am allocating my funds correctly. Huge believer in value investing and compound interest.

Need advice. 44 single female with 250k cash in bank, 140k in 401k, 15k in CD with 2.25% interest and 200k home mortgage. My taxable income is 230k with bonus. Have opened a trading account in (contd

Ally or Marcus? What’s best for HYSA?

My goal since early 2020 was to hit $100k NW by Dec 2021. It’s going to be March 2022 and I’m at $86k 😔 It’s mostly due to healthcare-related bills I didn’t anticipate.
Trying to decide if I should still go through with a 1 week trip to Spain in May that I’ve been wanting to do for years :/

Has anyone heard of Ponce Bank - it is giving 2.5% yield for money market account. And UFB direct is giving 2.21% on money market account. And Marcus by Goldman Sachs is giving 1.7% on savings account. Which one should I go for? I have about $200K to keep for sometime until I decide what to do with it

Any strong opinions on Roth 401k vs Traditional 401k? I max out a Roth 401k but am curious if anyone has found good reasons that I should be focusing on traditional

I don’t think I have enough saved (80-100k) to justify a financial advisor. But I also was never taught/learned about money management and planning. Are there any good resources or books in which I could learn about how to invest in my retirement?

My father is an accredited investor and invests in private companies. I said I’d give him $50k for one of the investments but technically it’s all in his name. 3x return. Any way to touch that money without double taxation (expecting to pay his highest tax bracket on the returns since shorter than 1 year and then gift tax above $30k)? Thinking about asking him to put it in a separate bank account in his name linked to my credit card - but still likely too much money to burn through.

Will have a kid soon. Are 529s a good investment or better put that money in something else like ETFs? Has anybody done something else other than 529s. Would love to get some perspective. State offers tax savings